October 9th, 2008 — , US, Zopa, affinity plus, closure, credit unions, zopa us from wiseclerk @ P2P-Banking.com
After several hours speculation following an email sent to some US lenders of Zopa including the statement “In addition, the Zopa social networking Web site will no longer be available as of October 9, 2008″, the Zopa CFO (UK) has posted a clarifing statement on the Zopa discussion board.
The email from Affinity Plus is partially [...]
Continue reading → Breaking news: Zopa withdraws from US market
October 2nd, 2008 — , US, Zopa, credit history, credit inquiry, zopa us from wiseclerk @ P2P-Banking.com
Tom of Prosper Lending Review found out that when he tried to request a Zopa loan not only was he rejected, but the Zopa credit inquiry was listed on his credit report. Unlike other p2p lending services in the US Zopa does a hard pull. The Zopa FAQ states:
We think it’s best if you assume [...]
Continue reading → Requesting a Zopa (US) loan can harm your credit history
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