The study “What’s in a Picture? Evidence of Discrimination from Prosper.com” by the economic professors Devin Pope and Justin Sydnor finds:
We analyze discrimination in a new type of credit market known as peer-to-peer lending. Specifically, we examine how lenders in this online market respond to signals of characteristics such as race, age, and gender that [...]
study
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Does p2p lending lead to discrimination?
September 17th, 2008 — , P2P Lending, Prosper, US, discrimination, study from wiseclerk @ P2P-Banking.com
Report on p2p lending in Poland
July 9th, 2008 — , Finansowo, Kokos, Monetto, P2P Lending, Poland, accenture, fiansowo.pl, gemius, kokos.pl, monetto.pl, report, study, survey from wiseclerk @ P2P-Banking.com
Accenture in cooperation with Gemius published a report (english, polish page) on the polish p2p lending market. The report looks at the parameters of the polish p2p lending sites Kokos (see our earlier interview with Kokos), Finansowo and Monetto. The report in detail shows the result of a survey of 1075 internet users on questions [...]
Related StoresP2P Lending: The Key to Happiness?
April 4th, 2008 — , 21st, Financial Education, affiliation, boost, brings, charitable, gifts, happiness, study from Mike Smith @ Better Rates. Together.
We often consider how the money we take in adds to our level of happiness. Looking at how we spend our money is also important in the happiness it brings to us. A new study finds that giving money away or spending it on others brings personal joy.
The study, released in the March 21st issue [...]
Retirement Healthcare Costs
March 27th, 2008 — , Financial Education, Health, Lending Club, Retirement, costs, fidelity, healthcare, medicare, retiree, study from Mike Smith @ Better Rates. Together.
On March 5th, Fidelity Investments [fidelity.com] released the results of the company’s study on the costs of retirement. The conclusion was that a 65-year-old couple retiring this year would need $225,000 to cover healthcare costs.
What makes this number even worse (it’s up 4.7% from last year) is that retirement savings have to go to more [...]
