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December 4th, 2008 — , Credit Crunch, News, consumer spending, consumers, contraction, credit, economy, financial economists, financial markets, gas prices, gasoline prices, index of consumer confidence, job losses, money, more than seven decades, personal finance, political uncertainty, report showed that, startling increase, stocks, united states from Rich Leverage @ Rich Credit Debt Loan
The level of consumer confidence in the United States rose unexpectedly in November, rebounding from a record low. This surprising change apparently came as concerns about the rising rate of unemployed coupled with tumbling financial markets was alleviated by falling gas prices. The Conference Board’s index of consumer confidence suddenly climbed to 44.9, which while [...]
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Continue reading → Consumer Confidence in United States has Increased
December 2nd, 2008 — , aftershocks, amount of money, cataclysmic events, extra income, harley davidson, initial investment, intel, investments, loanio, money markets, personal finance, stock market, stock markets, stocks, term basis, wall street from Loanio @ Loanio
Wall Street’s recent cataclysmic events are still unfolding and the entire planet is feeling their aftershocks. For this reason, interest in what is going on in the stock market is rising quickly, even for those who do not normally understand what the stock market is all about, or what Wall Street even has to do [...]
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Continue reading → The Best Small Investments
November 27th, 2008 — , Credit Cards, Financial Security, behest, bet, big time, business, business venture, credit card arbitrage, dedication, film makers, foun, founders, illustration, independent films, instances, internet companies, internet sales, internet startups, latest gadgets, leverage, margin, material things, money, new opportunities, online marketplaces, personal credit, personal finance, stocks, venture capital, wardrobe from Rich Leverage @ Rich Credit Debt Loan
When it comes to credit cards, most of us think of them as a way to get things we really want right now. We may not actually “need” these things, but we sure do want them. Whether it’s a new couch, a new stereo or even a new wardrobe, we use our credit cards faithfully [...]
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Continue reading → Using Credit Cards to Make More Money
November 24th, 2008 — , Bad debt, Credit Cards, Retirement, bankruptcy, cashes, consolidation loan, credit card debt, credit score, debt, decades, declaring bankruptcy, enough money, little bit, minimum payments, money to quit your job, oxymoron, personal finance, small portion, stock market, stocks, ways to get out of debt from Rich Leverage @ Rich Credit Debt Loan
This really sounds like the ultimate oxymoron, but one of the best ways to get out of debt is to go a little bit further in. What’s that? First, to help this make more sense, let’s clarify – if you need to get out of bad debt, going into good debt will help you pay [...]
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Continue reading → How to Go Into Debt to Get Out of Debt
November 24th, 2008 — , Financial Security, Investing, Job, amount of money, endless loop, goal, implementation, insurances, investment portfolio, investment strategy, investment vehicles, investments, lottery ticket, money, paycheck to paycheck, personal finance, professional investment advice, rainy day, reliance, risk levels, savvy investor, slip of paper, stocks, winning the lottery from Rich Leverage @ Rich Credit Debt Loan
There are numerous ways to end paycheck reliance in your life, however some are obviously more feasible than others in terms of implementation. For example, winning the lottery is an excellent way to overcome your reliance on a paycheck to paycheck way of living, but how much can you really rely upon a lottery ticket [...]
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Continue reading → How to End Paycheck Reliance
November 21st, 2008 — , american dream, checkbook, cold hard truth, debt, dreams, empire, enough money, entrepreneur, five cents, hot stock, initial investment, leverage, million dollars, money, money in the bank, nest egg, nickel and dime, nickels, personal finance, rewards, stocks, straw into gold, streams, success stories, taking chances, wealth from Rich Leverage @ Rich Credit Debt Loan
How many stories have we all heard about the entrepreneur that came to America with five cents and turned it into an empire? It’s stories like this that make us long for a piece of that American dream. We all wish that we could turn our nickels into big money, but most of us don’t [...]
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Continue reading → How to Get Rich Leveraging Debt
November 19th, 2008 — , Financial Security, Investing, backlash, bailout, economic crisis, economy, financial sector, headlines, investment decisions, investments, media circus, mutual funds, piece of advice, rash decisions, shakeup, stock market, stocks, television, trade decisions, united states economy, watching the news, world economy from Rich Leverage @ Rich Credit Debt Loan
The United States economy is currently experiencing a serious financial shake up. No one really understands just how deep or how far reaching the damage is going to be, but what we do know is that there is going to be damage, and that we are going to be at the mercy of the markets [...]
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Continue reading → Protecting Your Investments In Times of Economic Crisis
November 18th, 2008 — , Bad debt, Credit Cards, Financial Security, Income Streams, back yard, consequences, credit rating, debt, diversification, entrepreneur, excess cash, gadgets, hock, leverage, money, new opportunities, personal finance, personal finances, self starter, smart decisions, spending money, stocks, useless things, wrong idea from Rich Leverage @ Rich Credit Debt Loan
Many of us have the wrong idea when it comes to debt. After years of being told that it is a bad thing and should be avoided, most of us never want to get into the problem of having to deal with debt. Millions more are in over their heads with bad debt and facing [...]
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Continue reading → How to use Debt to Improve Your Credit
November 17th, 2008 — , Income Streams, Investing, banking, certificate of deposit, full time job, hybrid, interest payments, internet business, investments, landlord duties, multiple income streams, part time, passive income, personal finance, phrase, property management company, quality time, rental properties, rewards, risk, savings account, stock, stocks, streams of income, time internet from Rich Leverage @ Rich Credit Debt Loan
If you’re trying to make more money, chances are you’ve heard the phrase, multiple income streams. However, there are two main types of income streams that you can use, and they are quite different. The first is known as active – and as the name implies, this is a type of income that you actually [...]
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Continue reading → What Are Passive Streams of Income?
November 17th, 2008 — , Dividends, ample opportunity, benefit, circumstances, common stock, common stocks, frequent basis, investing in stocks, investments, liquidity, money, personal finance, preferred stock, profits, public offering, stock investors, stock market, stocks, voting rights from Loanio @ Loanio
The first step that you need to understand when it comes to determining whether or not stocks are a good investment is to understand how stocks work in general. A share of stock is the smallest unit of ownership possible in a company. Owning a share of a company’s stock essentially makes you a partial [...]
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Continue reading → Are Stocks a Good Investment?
November 5th, 2008 — , Credit Crunch, accounting procedures, better luck, business entity, cash flow, credit, debtors, early warning systems, economic crisis, external sources, financial details, financial investments, hallmarks, impending problems, inventory control, liquidity, money, net profits, personal finance, sources of funding, stoc, stock levels, stock market, stocks, supplier discounts, working capital from Rich Leverage @ Rich Credit Debt Loan
2008 is showing all of the hallmarks of being a difficult year financially, and for this reason, having control over your cash flow is absolutely vital. Managing stocks in an economic crisis is one of the best possible defenses that you can take during the credit crunch. By monitoring the liquidity of your cash flow [...]
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Continue reading → Managing Stocks in an Economic Crisis
October 29th, 2008 — , Insurance, Investing, aig, annuity, answer index, bailout, banking, current condition, downside, downturn, etfs, fdic, fixed annuities, holding company, index funds, insurance companies, largest insurance, lehman, life insurance annuities, middle men, money, naic, personal finance, sipc, stock market, stocks from Rich Leverage @ Rich Credit Debt Loan
Even after the government took the opportunity to step in and bail out one of our largest insurance companies, the stock market still managed to find a way to completely tank, because many investors were not persuaded that this intervention was going to protect their investments. This is when you have to find confidence, knowing [...]
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Continue reading → Just How Safe is Your Money Right Now?
October 27th, 2008 — , Insurance, Investing, downturn, economy, financial decisions, financial institutions, housing market, investment capital, investment options, investment vehicles, investments, investors, market volatility, marketplace, money, personal finance, sectors, sound financial advice, stock market, stocks, uncertainty from Rich Leverage @ Rich Credit Debt Loan
With so much uncertainty currently present in the marketplace, one of the most vital things that you can do to invest safely in a crisis market is simply to learn from mistakes in the past. Certain sectors of the market may seem incredibly attractive in times of a crisis, it is absolutely vital that you [...]
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Continue reading → Investing in a Crisis
October 22nd, 2008 — , benefit, caution, credit karma, decline, extra money, financial expert, great time, investors, little time, personal broker, personal finance, pitfalls, playing with fire, portfolio, risky business, short term investing, small investor, sound advice, speculation, stock market, stocks, stomach, volatile stock market, way to make money from Credit Karma @ Credit and Personal Finance Blog | Credit Karma
When is the right time to invest? Even though the stock market is volatile, for many investors, this is the time that money can be made. Speculation is a risky business, but it has made empires in very little time. If you have the stomach for it, this is a great way to make money, [...]
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Continue reading → Is This a Good Time to Invest?
October 19th, 2008 — , College Student Finances, auto industry, economy, good weekend, loanio, market watch, news story, peer lending, roundup, stock market, stocks from Loanio @ Loanio
Welcome to the third edition of the Loanio Roundup. This edition looks at what is going on in P2P lending, the economy, and more. There are some links on college financing and a swift look at the auto industry. Browse the links below and tell us what you think. What are you most interested in [...]
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Continue reading → Loanio Roundup - Credit and P2P Lending
October 13th, 2008 — , Credit Crunch, Retirement, Standard of Living, bailout plan, bank failures, diversification, diversity, emergency fund, government officials, high interest, insurance policy, large portion, mattress, midst, money, new ways, pension fund, pension plan, personal finance, personal finance advisor, savings accounts, stocks, streams of income, ways to make money, whiz from Rich Leverage @ Rich Credit Debt Loan
As news of bank failures continues, and government officials are debating a $700 billion bailout plan, many consumers are starting to worry about the state of their pension plan. If you have it invested in the wrong stocks, you could end up losing it all, or at the very least, a large portion of it. [...]
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Continue reading → How to Protect Your Pension in the Credit Crunch
October 9th, 2008 — , Investing, earnings, money, stock market, stocks from Lazy Man @ Lazy Man and Money
Wednesday my wife said, “You know we have a lot of cash sitting around, we should start to invest it while everything is cheap.” It’s amazing how I can write about this stuff everyday, while she spends about 4 minutes a year on it, and we both come to the same conclusion. Then [...]
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Continue reading → Getting Ready to Buy Some Stock
October 8th, 2008 — , Income Streams, Investing, additional income, business, debt, financial resources, financial ruin, fluctuations, fortitude, good debt, high risk investment, investing in real estate, investing in stocks, investing in stocks and bonds, investment property, leverage, loan payments, perfect world, personal finance, property maintenance, property values, real estate, risk opportunity, risky proposition, running your own business, sound investment, starting your own business, stocks, stocks and bonds from Rich Leverage @ Rich Credit Debt Loan
If you are thinking about putting into practice debt leveraging in order to start creating more than one stream of income, it can seem like there are thousands of avenues open to you. For those just starting out, this can be very confusing and it is all too easy to pick the wrong thing to [...]
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Continue reading → Debt Decisions
September 21st, 2008 — , Carnivals, Investing, buying used cars, cash money, company stock, economic crisis, frugal tips, good advice, home improvement loan, kitchen gadgets, leverage, life debt, loans, market tanks, money, money life, personal debt consolidation, personal finance, reading material, saving, school loan, smart life, smr, stocks, store brands, weekend reading, youtube video from Rich Leverage @ Rich Credit Debt Loan
Welcome to this week’s edition of the SMR. Browse by category for your weekend reading material. What other categories would you like to see here? Let me know - leave a comment!
College | Home:
Kirberts says you can be in the school you want with affordable [...]
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Continue reading → Sunday Money Roundup - Stocks and Things
September 17th, 2008 — , Income Streams, Vanguard, all the rage, catastrophic losses, controversy, diversified fund, etf, etfs, exchange traded funds, impressive gains, investment risk, investment world, long term investment, mortgage funds, multiple streams of income, performance data, personal finance, spdr trust, stock market, stocks, streams of income, twelve months, vipers from Rich Leverage @ Rich Credit Debt Loan
ETFs, or Exchange Traded Funds, are all the rage in the investment world, but so far, they really don’t have much of a track record. This is a fairly new method for investing and the long term data just isn’t there to determine how effective these investments can be over time.
There is a lot of [...]
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Continue reading → Are ETFs a Good Way to Create Secondary Streams of Income?
August 29th, 2008 — , Book Review, Dividends, Economics, creating multiple streams, crushers, earth, extra money, fool proof, good advice, high hope, investment world, investments, lowell miller, millionaire, multiple streams of income, premise, real world, stocks, streams of income, taking the time, world advice from Rich Leverage @ Rich Credit Debt Loan
If you have ever wanted to get into investing, but you weren’t sure where to start, there are thousands of books out there that will get you started. But they are not all created equal. From sky high hope crushers to real world advice, you’ll have plenty of topics to go over. The Single Best [...]
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Continue reading → The Single Best Investment By Lowell Miller
August 25th, 2008 — , Credit Cards, Financial Security, Retirement, banking, bearing, best choice, credit score, debt, debt leverage, decisions, delinquent, earning money, financial bind, fixing your credit, high interest, leverage, little bit, money, nest egg, personal finance, real estate property, saving money, score, secured credit card, six months, staring you in the face, stocks, track 1 from Rich Leverage @ Rich Credit Debt Loan
Whether you are pushing thirty and trying to get your first home or your retirement is staring you in the face, there are times when you may feel as though you’ve run out of time financially. We don’t always make the best decisions when it comes to saving money and before long, we end up [...]
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Continue reading → Running Out of Time? How to Catch Up Financially Before it is Too Late
June 2nd, 2008 — , Investing, beetle, behest, businesspeople, comfort zone, corn, crops, crossroads, debt, different market, diversification, financial ruin, great guns, investments, leverage, mantra, money, naught, personal finance, proper diversification, something brand new, stocks, whims from Rich Leverage @ Rich Credit Debt Loan
If you’re already leveraging your debt to produce more than one stream of income, you’re pretty familiar with how the process works. However, it’s really easy to get complacent when you’re leveraging debt and you may be missing out on other opportunities if you’re not looking outside your current comfort zone. While it is perfectly [...]
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Continue reading → Proper Diversification for Increasing Your Income
May 28th, 2008 — , agony of defeat, all sorts, bad reputation, debt, different kinds, enough money, financial future, getting a loan, heart, horns, leverage, money, money in the bank, personal finance, smart investments, stock, stocks, temptation, ten thousand, traditional manner, traps, unpleasant images, way of thinking, wealth from Rich Leverage @ Rich Credit Debt Loan
If you’ve ever had a chance to invest in a great stock but didn’t have enough money put aside to take advantage of the opportunity, you know too well the agony of defeat. Most of us are under the impression that it takes money in the bank to start investing. If you’re not financially stable [...]
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Continue reading → How to Invest Now Without a Dime in the Bank
January 26th, 2008 — Lending Club, Retirement, Update, lendingclub.com, stocks, sub-prime from Jeff & Heather @ My Microfinance
We have crossed the $2,000 threshold in our Lending Club account as of yesterday which puts us on course for our goal of $10,000 by the end of the year. A few things on my mind… The tax rebate situation in Congress is getting a little dicey as the Dems are pushing to add benefits [...]
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Continue reading → And now for something completely different…
October 19th, 2007 — Financial Education, Lending Club, allocation, assess, asset, determine, hardest, stocks, timeline, tolerance from Maneesh Sethi @ Better Rates. Together.
The hardest part of starting a new project is taking the first step. Personal finance books and blogs are everywhere, but no advice will make a difference if you don’t actually follow it!
Getting started in investing can be a scary thing, but I have found that the easiest way to get started is to have [...]
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Continue reading → The 7 Steps to a Perfect Investment Plan