Prosper dropped a large bomb this morning with their latest site upgrade. The headline topic: 36% interest rates everywhere [1]. Besides being miffed that they couldn’t have announced it one day earlier and saved me some time, I find this to be a pheno…
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New And Shiny Prosper Interest Rates
April 15th, 2008 — , Prosper upgrade, state limits from Mike @ Prosperous Land Blog
Time For Prosper To Drop The Bank Draft Fee?
April 14th, 2008 — , Prosper income, Statistics, state limits from Mike @ Prosperous Land Blog
Update: Darn it Prosper. Obsoleting my post less than 24 hours after I finished writing it. I’ll keep it around for posterity.
A while back, I noted that almost all portfolio-worthy loans are funding and this is driving Prosper’s loan creation engine….
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Continue reading → Time For Prosper To Drop The Bank Draft Fee?
Quick Update On Prosper State Lending Limits
April 3rd, 2008 — , Prosper, laws, state limits from Mike @ Prosperous Land
Every once in a while, I state a snapshot of Prosper’s state lending limits to see how things are changing over time. Some states tie their lending limits to the Fed Funds rate or some other standard benchmark, state laws may change, or Prosper’s legal…
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Lending Club Lifts Loan Limits Nationwide - Prosper Next?
December 12th, 2007 — Lending Club, state limits from Mike @ Prosperous Land
I was so fixated on the community wars that I completely missed Lending Club securing the ability to lend nation wide without interest rate restrictions. From the increasingly ill-named Prosper Lending Review:
Lending Club has finally eliminated all t…
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The Quietly Changing State Interest Rate Limits
December 2nd, 2007 — Prosper, laws, state limits from Mike @ Prosperous Land
While reviewing Prosper’s state lending limits to see if everyone had bumped up to 36%, I noticed that some of the values had drifted a bit from the last officially announced state limit change back in May. At the time, I did not capture all the rates …
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