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April 7th, 2008 — , Frugal, Spending, budgeting, discretionary purposes, indulgence, money, money habits, reward, saving, starbucks from Mike @ richerbytheday
Being frugal should not be confused with being unable to spend. In fact the opposite is true. Carefully monitoring your spending, following a disciplined budget, and saving in as many ways as possible allows you to spend more in the areas that are important to you.
Since budgeting reduces unnecessary and wasteful spending it [...]
Continue reading → Being Frugal Means You Can Spend When You Want To
December 31st, 2007 — Financial Education, Lending Club, Psychology, behavior, bigger, marathon, positive, reinforcement, reward, task from Andre Nosalsky @ Better Rates. Together.
According to researchers in psychology, when a person does something that is not pleasant but receives some positive reinforcement afterwards, he will keep doing the task and go through the negative to experience the positive. This phenomenon can be seen in many areas of life. In running, it’s usually the natural high feeling from endorphins [...]
Related StoresAugust 30th, 2007 — Financial Education, Lending Club, gauge, goals, plan, planning, reaching, reward, risk, tolerance from Mike Smith @ Lending Club
I have always considered the tradeoff between risk and reward to be the most fundamental principle in savings and investment. Knowing how much risk you can handle, your risk tolerance, will help you to set realistic goals for your financial achievements. In fact, your desires for your finances may dictate the level of risk you [...]
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