This weekend, my wife added another candle to her birthday cake. Trying to be a good husband, I took her to Sacramento for some good dining and a night away from home. If you ever find yourself in Sacramento, you may want to come back and look at these reviews.
We rolled into town [...]
Review
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Zinfindel Grille, Tex Wasabi, and Marriott Residence Inn Reviewed (and some links)
December 1st, 2008 — , Links, Review, food channel, guy fieri, marriott, residence inn, tex wasabi, zinfindel grille from Lazy Man @ Lazy Man and Money
Piqqem: Crowdsourcing Stock Picks
November 20th, 2008 — , Review, crowdsourcing, stock market predictions, stock market shares, stock predictions, wisdom of crowds from Lazy Man @ Lazy Man and Money
Last week, I was contacted by Piqqem. Then wanted to tell me about their service and get my thoughts.
I have to admit that I didn’t find the Piqqem site that interesting. I love the idea of crowdsourcing, but it seems to me that the stock market is already and efficient system. By [...]
Free Lunch Book Review
November 19th, 2008 — , Book Review, Giveaway, Giveaways, Perfectly Legal, Review, book giveaway, books, david cay johnston, education costs, eminent domain, free lunch, median american household income, minimum wage increases, taxes, title insurance, wealth, wealthiest americans from Mike @ richerbytheday
The latest book review here at Richer by the Day is Free Lunch: How the Wealthiest Americans Enrich Themselves at Government Expense (and Stick You with the Bill) by David Cay Johnston.
Author David Cay Johnston followed a similar formula that brought success to Perfectly Legal when writing his next book, Free Lunch. He again uses [...]
Related StoresPassion Saving Book Review
October 10th, 2008 — , Book Review, Giveaway, Passion Saving, Purcellville, Retirement, Review, Rob Bennett, The Freedom Store, book giveaway, books, early retirement, pay yourself first, saving, wealth from Mike @ richerbytheday
The latest book review here at Richer by the Day is Passion Saving by Rob Bennett.
Note to Readers: I was given a complimentary copy of the book by the author, but believe that my review was not influenced by the fact in any way.
Passion Saving is billed as an alternative to the way many of [...]
A Random Walk Down Wall Street Book Review
September 30th, 2008 — , Book Review, Investing, Review, book giveaway, books, burton malkiel, efficient market theory, free book, fund managers, picking stocks, random walk down wall street, survivorship bias from Mike @ richerbytheday
The latest book review here at Richer by the Day is A Random Walk Down Wall Street by Burton Malkiel.
In this book, the author systematically disproves virtually all methods of predicting future stock performance. He goes beyond discrediting both technical and fundamental analysis to include more exotic methods as well. He shows how consistently beating [...]
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Your Money or Your Life Book Review
August 25th, 2008 — , Book Review, Giveaway, Review, book giveaway, books, career, classic books, joe dominguez, personal finance books, vicki robin from Mike @ richerbytheday
The latest book review here at Richer by the Day is Your Money or Your Life by by Joe Dominguez and Vicki Robin.
Your Money or Your Life is one of those classic personal finance books that everyone seems to have read. After finally getting around to reading it myself, I can [...]
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July 31st, 2008 — , Review, personal finance, start ups, wesabe from Lazy Man @ Lazy Man and Money
Wesabe tracks your spending… let’s you know where your money went.
If you are regular reader of personal finance sites, you’ve probably heard of Wesabe. It’s one of many personal finance start-ups that track your spending in order to help you maximize your dollar. I first heard of Wesabe over a year ago. I signed up to give it a shot. I had planned to write about Wesabe then, but I came away underwhelmed. The way Wesabe works is that it analyzes your spending and gives you suggestions from other members on things you could do [...]
Personal, Field Gear Surplus Militaria Collectibles
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Introducing… MacBook!
July 18th, 2008 — , Miscellaneous, Review, macbook, novel on sale soon? from Jeff @ P2P Lenders
I’m going to deviate from P2P for a moment… One of the items we desperately wanted to replace whether we were going to be moving or not were our computers. Both hark back to an age of pure computer lunacy and inflexibility as far as upgrades and speed were concerned (around 4 years in age [...]
Related StoresGet Rich, Stay Rich, Pass It On: A Mini Review
July 17th, 2008 — , Book Review, Review, real estate, wealth building from Lazy Man @ Lazy Man and Money
Catherine S. McBreen and George H. Walper Jr.’s book may be misleading
Every now and again, publishers sense me books to read. More often than not it takes me a long time to read them. I was sent Get Rich, Stay Rich, Pass It On: The Wealth-Accumulation Secrets of America’s Richest Families in May of 2007.
The last couple of days, I carved out a few minutes to look at the book. As I write this I’ve completed on the first 28 pages. This is why I call it a mini review. I wouldn’t normally try to [...]
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MyGallons.com and the Rising Gas Hype
July 1st, 2008 — , News, Review, gas prices, my gallons, mygallons.com, oil futures, saving from Mike @ richerbytheday
MyGallons.com is a new service that allows you to prepay for gasoline, “locking in today’s prices.” As more an more people come to the seemingly inevitable conclusion that gas prices can only continue to rise, it’s no surprise that a company came along to take advantage of this line of thinking. I seem [...]
Related StoresBeer Fridge Efficiency
June 30th, 2008 — , Ads, Review, beer fridge, better solution, electric bills, energy efficiency, energy star compliant, mini fridge, saving from Mike @ richerbytheday
Budweiser has been running an ad showing an old refrigerator being moved to the garage when the new one is purchased. It says that although it doesn’t have a water dispenser or an ice-maker, it has plenty of room for what’s really important, i.e. Cold Beer. While the ad is entertaining and does [...]
Related StoresUncover a Rotten Neighbor Before You Buy a Home
June 27th, 2008 — , Review, neighborhood, neighbors, real estate, rotten neighbor from Mike @ richerbytheday
Many real estate sites can give you a profile of a town, or even a neighborhood, but none tell you about your actual future neighbors. To fill that need comes the site Rotten Neighbor. There you can see negative (and positive) comments made about people in your neighborhood. More than just barking [...]
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How Come That Idiot’s Rich and I’m Not? Review
June 25th, 2008 — , Book Review, How Come THAT Idiot's Rich and I'm Not, Review, Rich Idiot, book giveaway, books, robert shemin, success philosophy, wealth from Mike @ richerbytheday
The latest book review here at Richer by the Day is How Come That Idiot’s Rich and I’m Not? by Robert Shemin.
The author has always had trouble getting things right. He constantly made mistakes. As a result, he also got it wrong when trying to make the mistakes that hold people back from [...]
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Google Gas - Mapping the Lowest Prices Near You
June 23rd, 2008 — , Review, budget, cheap gas, gas buddy, google gas, google map, lowest prices, saving from Mike @ richerbytheday
Finding cheap gas in your area is becoming increasingly important to everyone’s budget. In the past I’ve spoken highly of Gas Buddy which does just that. To make the search even easier, there is now a website that merges Gas Buddy data with a Google Map of your area. The combination of [...]
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Amazon Mechanical Turk - Making a Few Bucks from Home
June 17th, 2008 — , HITs, Review, amazon mechanical turk, career, human intelligence tasks, make money from home, mturk from Mike @ richerbytheday
There are some computer based tasks that computers cannot do as well as humans. Instead of hiring people full time to perform such services, many companies turn to Amazon’s Mechanical Turk website. There you can sign-up and get paid to perform simple tasks.
To get an idea of how profitable the site could be, [...]
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Mechanical Pencils Pens Writing Instruments Collectibles
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Perfectly Legal Book Review
June 10th, 2008 — , Review, alternative minimum tax, book giveaway, books, david cay johnston, death tax, inflation, tax evasion, taxes, wealthiest americans from Mike @ richerbytheday
My latest book review is for Perfectly Legal: The Covert Campaign To Rig Our Tax System To Benefit The Super Rich - And Cheat Everybody Else.
When I first heard that Perfectly Legal was written by someone who works for the New York Times, I was hesitant to waste my time, fearing that the book would [...]
Motivation to Save - The Swear Jar
June 9th, 2008 — , Ads, Budweiser Swear Jar, Review, coin jar, homer simpson, reaction, saving from Mike @ richerbytheday
Most of the advertisements reviewed on Richer by the Day are directly related to personal finance. Budweiser’s Swear Jar ad inspires further discussion, though it doesn’t directly deal with personal finance. In the ad, office workers, who are required to place 25 cents in a jar each time they swear, beginning swearing a [...]
Related StoresPredictably Irrational
June 2nd, 2008 — , Dan Ariely, Giveaway, Giveaways, Predictably Irrational, Review, behavioral economics, book giveaway, books from Mike @ richerbytheday
Predictably Irrational made economics entertaining in much the same way as Freakonomics. The fact that I enjoyed both of these books probably indicates my appreciation of behavioral economics in general. In Predictably Irrational, author Dan Ariely presents counter-intuitive theories and backs them up with very interesting experiments. He seems to have one [...]
Related StoresLive Search Cash Back - Saving Money with Microsoft
May 22nd, 2008 — , Cashback, Review, comparison shopping online, live search cash back, product search, saving, saving money from Mike @ richerbytheday
I’ve always been a big fan of Google, both as a search engine and as a company. They seem to be the best at just about everything they do. Their Froogle product search (now called Google Product Search) dominated when it was introduced, but Microsoft’s Live Search Cashback program may stiffen the competition. [...]
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Wii Fit versus Gym Membership
May 21st, 2008 — , Review, gym membership, nintendo wii, saving, wii fit, wii fit msrp, yoga from Mike @ richerbytheday
The release of Wii Fit this week got me thinking about products and services that can meet our needs at a fraction of the cost of other alternatives. For those of you who haven’t heard of Wii Fit, it’s a peripheral for the Nintendo Wii that you stand on as you do exercises led [...]
Related StoresThirsty for Change
May 7th, 2008 — , News, Review, Thirsty for Change, bottled water, charity, cindy crawford, nalgene bottle, pur water filtration, safe drinking water, saving, sigg bottle, water bottle from Mike @ richerbytheday
Reducing the estimated 38 billion plastic water bottles discarded each year will obviously have a huge environmental impact. Those environmental benefits may be leading this effort to switch from bottled water to tap water, but the finances of making the change should also not be overlooked.
Cindy Crawford has joined the effort by teaming up [...]
Chrysler Gas Card
May 6th, 2008 — , Ads, Consumer Protection, Credit and Debt, Let's Refuel America, Review, chrysler, economic stimulus package, fuel prices, gas price, rising gas prices, saving from Mike @ richerbytheday
Chrysler recently announced the Let’s Refuel America program which locks in gas prices at $2.99 per gallon. Here’s a clip from the press release followed by an analysis of whether the deal is worth it.
From the press release: “In response to direct customer feedback citing the prospect of rising gas prices as a top [...]
SmartyPig: Gift Card Redeemed
May 5th, 2008 — , Review, SmartyPig, savings from Lazy Man @ Lazy Man and Money
Last week, I finally got around to starting up my SmartyPig account again. You may recall that I had trouble when I tried in the past. However, the questions their verification partner asked me about my financial accounts did not match what I knew to be true of my financial accounts. SmartyPig promptly mailed the documents necessary for me to be manually verified and once I got around to filling it out, set me up right away. I’d have to give them an A+ for customer service, but then I might not be the typical customer [...]
Related StoresRight Portion, Right Price
May 2nd, 2008 — , Ads, Review, budgeting, leftovers, portion sizes, saving, t g i fridays from Mike @ richerbytheday
Portion sizes have gotten so out of control that you often get enough for a small family when you order an individual entree. Sure, you can take leftovers home to eat the next day, but I’d rather not have to pay so much to get more food than I really want. In [...]
Related StoresCadillac Ad Offers the Worst Financial Advice
April 22nd, 2008 — , 2008 escalade, Ads, Review, captive audience, cool kids, financial advice, financial ruin, keeping up with the joneses, persuit, saving, temptation from Mike @ richerbytheday
There’s a Cadillac ad for the 2008 Escalade featuring Brian Bloom that gives terrible financial advice. The actor says that life is “high school with money” and that following what the cool kids are doing, including what they are driving, is still going on. The ad concludes with him saying that anyone who [...]
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Freakonomics
April 17th, 2008 — , Dan Ariely, Freakonomics, Review, blow your mind, books, conventional wisdom, economist, new perspectives, surprising truth, tradeoff from Mike @ richerbytheday
Freakonomics is a random and interesting look at the world through the eyes of a freak economist. I don’t mean freak in a bad way, just not “normal.” That’s the part that can take a potentially boring subject like economics and make it something that I would want to read.
The book is more [...]
The Long Tail
April 14th, 2008 — , Review, The Long Tail, amazon, books, calculations, choices, chris anderson, democratization, distribution costs, economics of abundance, google, i love lucy, large numbers, limited resources, production distribution, trade offs from Mike @ richerbytheday
I finished reading The Long Tail over the weekend. The name of the book comes from the increasing importance of the sum of products and services that sell in small numbers. It makes the case that because there are so many of them, adding up these little sales actually makes them more valuable [...]
Related StoresApologies to SmartyPig
April 14th, 2008 — , Review, SmartyPig, online banking, security from Lazy Man @ Lazy Man and Money
On Friday I went a little off the handle reviewing SmartyPig’s registration process. I got frustrated by the many security steps that I had to take before finally getting locked out because my information didn’t match the information in Equifax/SmartyPig’s database.
What I should have said is that many online banking security systems are not user friendly nowadays - and it’s not their fault. The fear of identity theft has driven everyone including regulators to more and more stringent standards. What confuses me is that not every bank has the expansive security process. I have accounts with [...]
Why You Won’t Read a SmartyPig Review Today
April 11th, 2008 — , Review from Lazy Man @ Lazy Man and Money
A couple of weeks back the fine folks at SmartyPig wrote me to tell me about their new service. They even offered me a $50 gift card to either try the service or give away to a reader. I decided to keep it for three reasons:
I have had a bad history with giveaways in the past. Even recently, I was afforded the ability to give out Lending Club lending accounts with $50 in them - only to have them stop allowing people to lend for undisclosed amount of time. Given that I’ve never used this new [...]
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Richer by the Day Blogroll Created
April 9th, 2008 — , Blogging, Blogroll, Digerati, Finwikian, Lending Club, News, Retirement, Review, community involvement, creative writing, personal finance, pfblogs, reaction, rich from Mike @ richerbytheday
I finally got around to creating my blogroll, which is located on the sidebar below my category list. Rather than just add the blogroll, I thought I’d share my rationale behind adding each of these sites. There are a lot of other good sites out there, many of which I read. I’ll [...]
Related StoresING Your Number
April 9th, 2008 — , Investing, Retirement, Review, calculations, commercials, estimate, financial professional, ing, ingyournumber, investment, life expectancy, retirement calculators, retirement income, visual interface from Mike @ richerbytheday
One thing you notice when you watch a lot of golf on tv is that the same commercials are repeated over and over ad nauseum. This past week was no exception. I must have seen the ING Your Number commercial at least 10 times. Clearly their marketing tactic worked, because I did [...]
Related StoresZopa CD Rates to DROP again, however…
February 1st, 2008 — Review, Update, Zopa from Jeff & Heather @ My Microfinance
Zopa sent us another email reminding us that this coming Monday they will be dropping the rate on the Zopa CD yet again. They also, wisely enough, mentioned that you can help Heather’s loan achieve a lower payment! So everyone wins! Simply visit the link below if you want to lock in a 4.5% Zopa [...]
Related StoresNew Year Budget Review
January 7th, 2008 — Financial Education, Lending Club, Review, automate, budget, changed, elections, enrollment, planned, seasonal from Mike Smith @ Better Rates. Together.
The start of a new year is an excellent time to review your budget. If you don’t yet have a budget, it is also a great time to start one. The changes that inherently come with the New Year are the main reasons why a budget review makes the most sense at this time.
The main [...]
End of Year Budget Review
December 4th, 2007 — Financial Education, Lending Club, Review, adjust, bill, budget, early, performing, weeks, yearly from Mike Smith @ Better Rates. Together.
You might think that the best time to do an end of year budget review would be, well, at the end of the year. Let’s consider why you should do a yearly budget review at all and then look at why performing your end of year review a few weeks early does have some advantages.
An [...]
So sad…
November 27th, 2007 — Review, Update from Jeff & Heather @ My Microfinance
The new Prosper forums are pathetic! Slow, dull, highly moderated, no democracy at all. Where are the older posts at? Prosper took one HUGE leap backwards today with the release of what can only be compared to the old Prodigy BBS systems from the 90’s. Completely wrong, wrong, wrong! Prosper has sealed the deal as [...]
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