Prosper upgrade

Prosper.com Feature Upgrade

May 20th, 2008 — , Prosper upgrade from Mike @ Prosperous Land Blog

Prosper did a feature drop the night of the 18th, and Andrew posted about it on the Prosper blog. This was an infrastructure drop, with improvements to the backend, but nothing visible right now:
Improved institutional lender supportImproved credit rep…

Prosper Changes Bidding Guidance & Portfolios Too

April 16th, 2008 — , Prosper upgrade, bidding guidance, portfolios from Mike @ Prosperous Land Blog

In addition to the large changes announced yesterday, Prosper swept a few changes in more quietly. Specifically, they tweaked with their portfolio slices and drastically increased the number of bins used for lender bidding guidance.

First, the portfol…

New And Shiny Prosper Interest Rates

April 15th, 2008 — , Prosper upgrade, state limits from Mike @ Prosperous Land Blog

Prosper dropped a large bomb this morning with their latest site upgrade. The headline topic: 36% interest rates everywhere [1]. Besides being miffed that they couldn’t have announced it one day earlier and saved me some time, I find this to be a pheno…

Prosper API And XML Workie

March 3rd, 2008 — Prosper upgrade from Mike @ Prosperous Land

So sayith the Prosper:

Dear So-And-So,

Thank you once again for your patience as we worked to resolve the problems with the API. We apologize for any inconvenience this may have caused you.

The XML was fixed this weekend and …

Prosper API Getting Fixed

February 29th, 2008 — Prosper, Prosper upgrade from Mike @ Prosperous Land

Another e-mail showing progress in repairing bugs in the API and XML interface for developers (it’s not working very well at the moment).

Dear So-and-so,

Thank you for your patience while we have been working through the recent API and XML issues.

T…

API Problems For Prosper

February 28th, 2008 — Prosper, Prosper upgrade from Mike @ Prosperous Land

This just appeared in my e-mail box

Dear So-And-So,

Prosper is experiencing two issues that may be affecting your applications and code.

1. The web service API has been temporarily disabled due to a performance issue.

2. The…

Can I Have My Old Performance Interface Back?!

February 28th, 2008 — Prosper upgrade, feature request from Mike @ Prosperous Land

I’m sure they meant well with the change, but Prosper’s new and shiny marketplace performance user interface is ticking me off. It now takes me 5 times as long to perform a searches and iterations as it used to, and, as a result, I’m bidding less becau…

Prosper Update Right Before Prosper Days

February 21st, 2008 — Prosper, Prosper upgrade, feature request from Mike @ Prosperous Land

What are the odds of an update to the Prosper website right before Prosper Days?

Maintenance notice: The Prosper site will be taken offline for maintenance at 8:00 PM Pacific, February 21, 2008 and should be back online by 1:00 AM.
I’m sure they’re …

Prosper Adjusts Portfolio, Lender Bidding Guidance Criteria

January 12th, 2008 — Prosper, Prosper upgrade, Statistics from Mike @ Prosperous Land

Just as they had done last month, Prosper has yet again refreshed the portfolio and lender bidding guidance statistics. Unlike last time, these changes are large and significant. Both are now making extensive use of DTI and loan amount, two known risk …

Unannounced Feature In Prosper’s Latest Upgrade

December 20th, 2007 — Lenders, Prosper upgrade from Mike @ Prosperous Land

In addition to the previously announced features in Prosper’s Tuesday night upgrade-a-thon, I think a few marketing tricks came along for the ride. After placing a bid this morning, I got a subtle reminder of their referral program.

While I’ll have to…

Pre-Holiday Prosper Upgrade

December 19th, 2007 — Prosper upgrade from Mike @ Prosperous Land

Prosper finished a 5 hour upgrade session last night and has deployed a few new features in what is probably the last upgrade for the year (no doubt followed by chugging some spiked eggnog and getting out of dodge). I found three lender-centric changes…

Chatty “Prosper” User On Forums

December 16th, 2007 — Prosper upgrade, forums, rumor from Mike @ Prosperous Land

I have no definitive proof, but it seems that the Prosper forums have loosened up some from the initial crackdown. Links to non-Prosper websites (that’s right, those tubes aren’t just a fad) are being allowed and it’s not all goodness and light. Althou…

Borrower Rate Guidance

December 14th, 2007 — Prosper upgrade, borrowers from Mike @ Prosperous Land

With the latest Prosper site update, they added a borrower rate guidance. This feature helps borrowers pick an interest rate that will be successful in the auction process. Previously, Prosper would suggest rates based on where loans had funded at. Exp…

Sizable Prosper Upgrade, Including Prosper Blog

December 6th, 2007 — Prosper upgrade, Statistics from Mike @ Prosperous Land

Prosper dropped a rather sizable upgrade last night, including the Prosper blog as I revealed was coming soon. The full list can be found on the Prosper forums (login required - grrrr), but two items caught my interest.

First, Prosper will now be prov…

Official Prosper Blog Coming Soon

December 4th, 2007 — Prosper, Prosper upgrade, rumor from Mike @ Prosperous Land

It started with an eagle eyed lender on the prosper.org forum spotting an interesting tid-bid in a Prosper job posting on the San Francisco Craigslist employment area. Prosper is looking for a temp to fill in for a while, and running the Prosper Compan…

Revisiting Group Rewards

December 4th, 2007 — Groups, Prosper, Prosper upgrade from Mike @ Prosperous Land

After my initial reaction to Prosper removing group rewards, I spent some time understanding the (near) collective wisdom that group rewards needed to go. I’ve hit acceptance. The positive group leaders could not overcome the market-distorting effects …

Prosper’s Finovate Presentation Video Available

November 29th, 2007 — Prosper, Prosper upgrade, press release from Mike @ Prosperous Land

Remember those new features that Prosper unveiled at the Finvoate but didn’t want to talk about? Well, the Finovate folks have finally published the video. Almost everything talked about has already been implemented (except the custom portfolios), so i…

My Take On Prosper’s New Forums

November 29th, 2007 — Prosper upgrade, forums from Mike @ Prosperous Land

Yesterday I mentioned that I don’t like the new Prosper forums but I hesitated to list my reasons. With just a day of mulling, it wasn’t enough time to be thoughtful. After sleeping on it, I do not like it and find that the change is a big step backwar…

Prosper’s New Forums Not So Hot

November 28th, 2007 — Prosper upgrade, forums from Mike @ Prosperous Land

Prosper has unveiled their new forums (see zcommodore here and here, or RateLadder here) and they’ve not been well received. It’s very nice that they tied the forum IDs to the Prosper lender/borrower ID. Unfortunately, that’s the best I can say. My ove…

Continue reading → Prosper’s New Forums Not So Hot

New Forums Coming Soon

November 26th, 2007 — Prosper upgrade, forums from Mike @ Prosperous Land

I return from a peaceful Thanksgiving vacation all psyched up to see what new calamities have struck Prosper, and the forums are down:

This forum has been taken off line in anticipation of the launch of a new forum next week. We apologize for any inco…

Return of the Expired Listings

November 8th, 2007 — Prosper, Prosper upgrade, feature request from Mike @ Prosperous Land

zcommodore was the first to spot that expired listings are back. This fix probably went in with a host of other hot fixes last night. However, folks need to be logged into a Prosper account to view expired listings. This is obviously a nod to Prosper’s…

Prosper Search Results Lagging Beyond Listing’s Status

November 7th, 2007 — Prosper, Prosper upgrade, feature request from Mike @ Prosperous Land

I’ve noticed that when I search for listings to bid on, the listing’s status seem to differ between the search results listing and the individual listing view. One of my many individual searches turned up this listing:

C grade, low amount (

Older Listings To Return?

November 7th, 2007 — Prosper upgrade, feature request, forums from Mike @ Prosperous Land

bamalucky has it that the ability to view old listings will be restored in some form in the next week or two:

Tom Underdown just called me to tell me that old listings would be back in the next hot fix.

ETA:By next week
Tom is Prosper’s Lender Servic…

Prosper Begins Slow Legal Road To Secondary Loan Market

October 31st, 2007 — Prosper, Prosper upgrade, press release, secondary market from Mike @ Prosperous Land

As RateLadder has already spotted, Prosper has filed a Form S-1 with the SEC. In addition, a press release from Prosper also hit the wires indicating that this is, indeed, part of the effort for a secondary market. From the press release:

Following ef…

Big Prosper Upgrade Goes Live

October 30th, 2007 — Prosper, Prosper upgrade from Mike @ Prosperous Land

Prosper’s downtime last night brought several upgrades. This includes the unspeakable upgrades like portfolios and estimated default rates. I’ll walk through the upgrades later in more detail, but for the moment, here’s the highlights:
Estimated defaul…

Is Prosper Going Flash?

October 19th, 2007 — Prosper upgrade, rumor from Mike @ Prosperous Land

Prosper is searching for some freelance web designers in Silicon Valley. No surprises there, other than their interest in Flash and ActionScript development experience. Prosper doesn’t appear to use Flash right now (not that it’s a bad thing). This may…

Notes From Prosper’s Hawaii Meet & Greet

October 11th, 2007 — Prosper, Prosper upgrade, interview from Mike @ Prosperous Land

Prosper’s CEO Chris Larson participated in a meet & greet organized by Prosper member islandmele this last weekend. At the Honolulu, Hawaii gathering, Chris (noted as CL) did comment on Prosper and answer a few questions from folks. islandmele was kind…

More Details On Upcoming Changes

October 8th, 2007 — Lenders, Prosper upgrade from Mike @ Prosperous Land

More details emerged over the weekend on the new Prosper features hinted at in a Yahoo financial news article and confirmed by Prosper. In addition to his Q & A with Prosperous Land, Prosper Andrew posted details to the forums and answered a few quest…

Prosper Confirms Upcoming Lender Features

October 5th, 2007 — Prosper upgrade, interview from Mike @ Prosperous Land

Earlier today I pointed to a Yahoo financial article that referred to several features that weren’t currently available on the Prosper site. It turns out that these features were previewed by Prosper at the Finovate 2007 conference in NYC this last wee…

Upcoming Prosper Features Hinted In Yahoo Article

October 5th, 2007 — Prosper upgrade, feature request from Mike @ Prosperous Land

A recent Yahoo article on online financial services may have accidentally provided hints on some upcoming Prosper features:

Prosper mined its own data to give lenders a better view of their risk. A new feature tells borrowers the historical risk of de…

New And Shiny Instant Transfer

September 15th, 2007 — Prosper, Prosper upgrade from Mike @ Prosperous Land

It was like magic. Just after I commented that Prosper should give lenders a hint about whether a bank transfer qualifies for the rapid transfer, it magically appears in an update two days later. It’s not called rapid transfer anymore, though. It’s cal…

Another Prosper Upgrade

September 13th, 2007 — Prosper, Prosper upgrade, press release from Mike @ Prosperous Land

Prosper’s performed their September upgrade last night. As someone named Andrew (Prosper Andrew perhaps?) commented in a previous post, the rapid transfer is now functional and will be called “Instant Transfer”. Prosper’s also implemented their much ta…

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