portfolios

Investors wanted REO lender packaged portfolios

Investors wanted REO lender packaged portfolios

US $10,000,000.00

Sale

NUDE PHOTOGRAPH FOLIO PRINT PORTFOLIOS Pub Europe 1900

NUDE PHOTOGRAPH FOLIO PRINT PORTFOLIOS Pub Europe 1900

US $499.99

Sale

Lending Club Updates Lending Functionality

A few weeks ago Rob Garcia at Lending Club announced updates to the lending account management features.  I apologize it has taken me this long to cover the update, but I have been busy at work and frankly without lenders having the ability to lend money I was lacking motivation.  Well I got to it [...]

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Prosper Newsletter: Portfolio ROI Falls

Prosper sent out a monthly newsletter that hit my email box today. The most astounding thing has been the rather notable fall in the portfolio ROI.

I had a hard time believing that the conservative portfolio estimated return had dropped to 5.10%. I re…

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Prosper Changes Bidding Guidance & Portfolios Too

In addition to the large changes announced yesterday, Prosper swept a few changes in more quietly. Specifically, they tweaked with their portfolio slices and drastically increased the number of bins used for lender bidding guidance.

First, the portfol…

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Simple Receipe For 100% Funded Prosper Loan

As I had previously observed, Prosper seems to have more lenders chasing loans than there are borrowers to take the money for some classes of loans. One such class encompasses just about anything that’s inside one of Prosper’s standard portfolios. If a…

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So Why The Weak February Loan Numbers?

After a strong showing in January, Prosper’s monthly loan totals have dropped to about $5.7 million. With this disappointing return, I started digging through the loan activity to find some likely culprits. I think Prosper is having problems delivering…

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Interesting Portfolio Date Range

Prosper had an interesting disclaimer on their estimated loss information associated with the portfolio plans.

1 Estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics…

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Chimp’s Take On Portfolios and Guidance

LoanChimp has taken to writing about Prosper’s statistics behind the portfolios and lender bidding guidance. They’re good reads and worth understanding if you’re interested in more than push-button lending. This is not to say that Prosper’s advances he…

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Digging For Gold Around Prosper’s Portfolios

This was a guest post on Prosper’s new blog.

When Prosper created their portfolio plans, they added a tool to help new lenders enter the marketplace. It assembles a portfolio of loans whose only objective is to track the average loan return in the spe…

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Hiccup In Portfolio ROI Estimation

Prosper refreshed the statistics for the bidding and portfolio ROI in the last day or so. The new statistics are for loans underwritten between June 1, 2006 and Sept 30, 2007 as viewed from Oct 31, 2007. Prosper Andrew has suggested that it takes sever…

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Lending Club’s average portfolio return moving up

The average return on all loan portfolios created by Lending Club lenders since the opening of our public Beta on Facebook on May 24 has been steadily moving up. As you can see from our home page, the average portfolio yield is currently 12.10%. What is the reason for the steady increase?
We [...]

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