Right now, more than 80% of households in the United States live on a paycheck to paycheck basis. This means that a lost job could result in financial disaster for a large chunk of the population. Once you get into the trap of relying so heavily on one paycheck, it can be pretty hard to [...]
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How to Stop Living Paycheck to Paycheck
July 23rd, 2008 — , Dividends, Income Streams, chunk, diversification, financial disaster, households, initial investment, interest payments, investments, leverage, money roll, passive income, paycheck to paycheck, personal finance, population, reliance, risk, second choice, second job, side business, spartan, streams of income, temptation from Rich Leverage @ Rich Credit Debt Loan
Vintage Curve Update — 06/12/2008
June 12th, 2008 — , Prosper.com, Statistics, Strategy, Tools, axis, credit grade, curves, delta, dpd, graph, l key, mld, percentage basis, population, private data, sql, university of maryland from RateLadder @ P2P Lending
Brief Explanation: These curves show the entire set of prosper loan broken down by credit grade and lined up along the x axis on their origination date… As a loan goes late (1 month or worse) it is counted (either by amount or by count) as late against the population…
Recently a study from the University [...]
