Many of us have the wrong idea when it comes to debt. After years of being told that it is a bad thing and should be avoided, most of us never want to get into the problem of having to deal with debt. Millions more are in over their heads with bad debt and facing [...]
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How to use Debt to Improve Your Credit
November 18th, 2008 — , Bad debt, Credit Cards, Financial Security, Income Streams, back yard, consequences, credit rating, debt, diversification, entrepreneur, excess cash, gadgets, hock, leverage, money, new opportunities, personal finance, personal finances, self starter, smart decisions, spending money, stocks, useless things, wrong idea from Rich Leverage @ Rich Credit Debt Loan
Lazy Man Politics Policy (and personal finance links)
November 9th, 2008 — , Links, charitable contributions, personal finances, political environment, social security administration, windfall elimination provision from Lazy Man @ Lazy Man and Money
You may have noticed that I didn’t mention much about politics in the last few weeks. My reasoning for this isn’t that it doesn’t effect your personal finances. It’s just that I believe people can be financially successful in any kind political environment in the United States.
I hear a lot about [...]
Campaigns, Elections, Politics Pinbacks Pinbacks, Bobbles, Lunchboxes Collectibles
Personal, Field Gear Surplus Militaria Collectibles
Continue reading → Lazy Man Politics Policy (and personal finance links)
What Are Safe Investments?
November 4th, 2008 — , Smart Money Ideas, banks, bet, bonds, due diligence, extra income, high yield savings, homework, interest rate, investments, money, personal finances, personal financial adviser, professional broker, rate of return, risk analysis, safety net, savings, savings account, stock, stock market, streams of income from Loanio @ Loanio
If you are trying to accumulate wealth, set aside money for the future or you would just like to have a few more streams of income coming in, investments are usually the first thing people turn to. However, the most common question that many people have is what are safe investments? This is a question [...]
Related StoresReview: Why Smart People Make Big Money Mistakes and How to Correct Them By Gary Belsky and Tom Gilovich
October 24th, 2008 — , Book Review, accounting, case studies, college professor, conclusion, financial journalist, financial ruin, goal, human psyche, hype, money, personal finance, personal finance books, personal finances, premise, spending habits, whiz from Rich Leverage @ Rich Credit Debt Loan
This fascinating book by a popular financial journalist and a college professor may not be the newest book on the shelf, and it may not have the most hype, but by far, it is one of the most interesting personal finance books we have ever read. This book goes where not many do – into [...]
Related StoresDo You Go For the Gold Financially?
October 16th, 2008 — , Financial Security, athletic style, balanced checkbook, better time, different light, financial effort, financial future, financial outlook, financial stability, futures, goal, gold medal, heart desires, mindset, money, motivation, olympic events, olympics, perseverance, personal finance, personal finances, side business, term goals, wealth from Rich Leverage @ Rich Credit Debt Loan
Now that the Olympics are over, many people have been inspired to try harder, to live their dreams and to focus on their futures. These same feelings and motivation can be carried over to your financial life as well. There is no better time than right now to get your personal finances in order, and [...]
Related StoresHow Bad is the Credit Crunch - Really?
October 10th, 2008 — , Credit Cards, Credit Crunch, aplomb, arm mortgages, bank failures, consolidation loan, credit card debt, credit karma, credit score, critical mass, debt, doom and gloom, economic trouble, extra money, home values, housing, late payments, mortgage payments, personal finance, personal finances, rising interest rates, stock market, time interest, vicious cycle, ways to save money, whirlwind from Credit Karma @ Credit Karma
If you are paying attention to the news about the credit crunch, it is all too easy to get caught up in the whirlwind of bank failures, rising interest rates and the prospect of doom and gloom everywhere you turn. While there is no denying that we are in economic trouble at the moment, there [...]
Related StoresOrganize Your Personal Finances in No Time by Debbie Stanley
October 10th, 2008 — , Book Review, balance sheets, budgets, economy, filing system, grasp, late fees, midst, mismanagement, money, nonsense guide, personal finance management, personal finances, scholarly tome, second nature, spending habits, swirl from Rich Leverage @ Rich Credit Debt Loan
If nothing else, the state of the economy has shown that millions of people don’t have a good grasp of how to manage their personal finances. There are hundreds of books written every year on the subject and yet, this concept still seems to elude many. Some books are either too technical for some readers, [...]
Related StoresContinue reading → Organize Your Personal Finances in No Time by Debbie Stanley
Do You Need a Money Manager?
October 9th, 2008 — , Managing Money Wisely, Personal Budget Planning, Smart Money Ideas, accountant, consumers, expenditures, insurance agency, lawyer, lifesaver, mediation, money, money manager, money managers, necessary documents, new trend, organizing your finances, paperwork, personal finance, personal finances, receipt, receipts, slips of paper, time on our hands from Loanio @ Loanio
If your idea of organizing your finances is throwing a receipt in a big pile, you may want to consider the benefits of hiring a money manager. There is a new trend in the financial world where daily money managers are becoming very popular, and for many consumers, they are very necessary. Let’s take a [...]
Related StoresUsing a Virtual Drop Safe to Help You Save
March 31st, 2008 — , Lending Club, P2P Lending, banking, cash, concept, dropsafe, investment, liquidity, personal finances, saving, structured investments from Mike @ richerbytheday
Many convenience stores use drop safes to prevent burglaries. A drop safe allows money to easily be deposited, but not easily withdrawn. A cashier might deposit a set amount of cash into the drop safe once the register hits a certain limit. Doing so keeps the unprotected amount (in the register) small [...]
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Continue reading → Using a Virtual Drop Safe to Help You Save
Financial Rules of Thumb Stink
March 14th, 2008 — , Carnival, Quick Calculation, Rant, Rules of Thumb, approximations, calculations, personal finances from admin @ richerbytheday
Everyone loves a good rule of thumb. Knowing that the number of cricket chirps in 15 seconds plus 37 is the approximate temperature [1] is great . I usually do the old 100 plus my age comparison when I get my blood pressure checked as well. These ballpark estimates are easy to [...]
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