personal finance

PERSONAL FINANCE W WKBK New Book

PERSONAL FINANCE W WKBK New Book

US $140.00

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NEW Financial Peace Foundations in Personal Finance

NEW Financial Peace Foundations in Personal Finance

US $125.00

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How to Fix a Mistake On Your Credit Report

We all make mistakes, but when it comes to your credit report, a simple or small error can have a big impact. In fact, one small error is more than enough to drag down your FICO score and could even prevent you from getting a loan in the future. It is very important to monitor [...]

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Sunday Money Madess: Gas Prices Drop

Have you seen gas prices drop in your area? We have, my family out in Florida has. How far down has it dropped in your area? Let us know - leave a comment! Enjoy the weekend reading.
Life | Personal Finance:

Wall Street Journal says it’s Time to [...]

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How Bad is the Credit Crunch - Really?

If you are paying attention to the news about the credit crunch, it is all too easy to get caught up in the whirlwind of bank failures, rising interest rates and the prospect of doom and gloom everywhere you turn. While there is no denying that we are in economic trouble at the moment, there [...]

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How Much Money Do You Really Spend?

Overspending is an enormous problem for Americans right now and the sad truth is, many of us do not even know we are doing it. If you are finding it hard to make ends meet at the end of the month, or you are desperately waiting for that next paycheck to arrive, you may need [...]

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Should You Put Your Money in a Bank That May Fail?

As news of the Washington Mutual debacle started to trickle out, people with money in that bank began wondering if it was a smart idea to keep depositing. As a result, the overall amount of the bank’s daily deposits dropped sharply, which compounded the problem. While no one likes to think about bank failures, this [...]

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How Much Does Your Money Matter to You?

If you were to ask anyone on the street that question, odds are the majority would answer, “very much.” However, these same people will easily turn around and drop a small fortune on something without a second thought as to how it would return to them. Before you get started with investing, managing your money [...]

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Do You Need a Money Manager?

If your idea of organizing your finances is throwing a receipt in a big pile, you may want to consider the benefits of hiring a money manager. There is a new trend in the financial world where daily money managers are becoming very popular, and for many consumers, they are very necessary. Let’s take a [...]

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Debt Decisions

If you are thinking about putting into practice debt leveraging in order to start creating more than one stream of income, it can seem like there are thousands of avenues open to you. For those just starting out, this can be very confusing and it is all too easy to pick the wrong thing to [...]

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Are Your Gadgets Sucking Your Wallet Dry?

We live in a digital age and the vast majority of us rely heavily on numerous technological devices to get us through our days. What we may not realize however is just how much these gadgets cost to run. Companies throughout the United States are finding out that they are wasting millions if not billions [...]

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4 Tips to Getting Bad Debt Under Control

If you are swimming in a sea of bad debt, keeping your head above water can be incredibly difficult. Thanks to our consumer culture, the availability of credit cards and a general lack of concern for what debt means, many people find that their bad debt is out of control. Luckily, there are a few [...]

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Do You Really Need Credit Cards?

Given the state of the economy and the rising debt burdens of millions of Americans, many people are left wondering whether they really need credit cards. The answer to this question lies in how well you can manage your money and whether or not you are prone to overspending. Let’s take a look at some [...]

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Mortgage Interest Rates Start To Change

There was big news within the mortgage industry recently as interest rates finally went back below 6%. The reaction was mixed, but the rate did prompt many people to rush to refinance their homes. For those that are stuck with variable rate mortgages, the current situation in the housing market has been volatile to say [...]

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3 Ways to Increase Your Cash Flow

If you’re finding it difficult to get by, one of the easiest ways to combat this issue is by increasing your monthly cash flow. While you may not be able to make a huge difference right away, slowly building up the amount of money that you have coming in, building secondary income streams can have [...]

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Learning Basic Money Management Skills

Whether economics is your idea of a great way to fight insomnia, or you just didn’t get the benefit of learning about money management early on, it is never to late to learn the basic skills of proper money management. We highly recommend taking a brief course on finance if possible, but there are other [...]

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Sunday Money Madness: Money and Frugalness

Hello and welcome to the Money and Frugalness edition of the Sunday Money Madness Roundup. Several categories are presented below to help break up the collection of weekend reading links. Pull up a seat, grab your coffee and peruse to your heart’s content.
Save Money | Frugal Tips:

Digerati Life presents these [...]

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4 Ways To Get Out of Debt

For thousands of people, the specter of debt is an all too real problem that affects not only their financial life, but the rest of their lives as well. However, there are steps that can be taken to get yourself out of debt, reasonably quickly, despite how much you owe. While the length of time [...]

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WSJ Complete Personal Finance Guidebook By Jeff Opdyke

When it comes to a trusted source for financial news and information, it’s hard to beat the Wall Street Journal. They have introduced a line of guidebooks on many financial topics, but for this review we’ll be taking a look at their Personal Finance guidebook. While it may be a little simplistic for the financial [...]

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5 Steps to Get Your Credit Ready To Buy a Home

If you are thinking about buying a home in today’s market, it’s never been more important to make sure that your credit rating is going to be sufficient. Banks are closing their doors to many that are deemed to risky, and if you want to get an approval for your loan, you will need to [...]

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Do You Have What it Takes to Be a Millionaire?

Every year, thousands of people become millionaires, while hundreds of thousands struggle to make ends meet. What is the difference between the two groups? In many cases, it comes down to whether or not you have what it takes to be a millionaire. While this may seem like oversimplification, there is a lot to be [...]

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Getting Motivated to Organize Your Finances

For many people, the first steps towards getting your finances under control are the hardest. Whether you didn’t spend enough time learning about basic personal finance principles when you were younger, or life happened and you’re now at the bottom of a very large problem, it can be difficult to get motivated to make that [...]

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What Does a Credit Score Really Mean?

Out of all of the credit related terms consumers have to deal with, a credit score may be one of the least understood. Credit scoring is a standard developed to help companies and banks determine overall risk. Your credit is important. A low score is considered to be a bad thing, while a high score, [...]

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Restore Your FICO Score – Part Three

In the previous parts of this article we discussed how FICO score can impact your financial status as well as the initial steps that you can take to begin restoring your FICO score. We covered handling collections first since they do have a big impact on your overall score, but there are a few other [...]

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The Importance of Knowing What Is In Your Credit Report

Many of us go through life, blissfully unaware of what is going on in our credit reports. We pay our bills on time, at least most of the time, and open up new credit cards whenever we feel like it. In fact, you may never really know just how bad your credit is until you [...]

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Is The State of Your Credit Forcing You to Spend More Money?

Many of us don’t realize just how much of an impact our credit scores can have on our finances. What triggers change in your credit scores? Well, if you have had difficulty paying your bills in the past, or you have not done much work to build up your credit history, chances are your score [...]

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Restore Your FICO Score – Part Two

In our last post, we covered how to begin the process of restoring your FICO score, as well as how changes can affect this score. Now that you are ready to begin, there are a few steps that you will need to take. Many of these steps require diligence on your part and a little [...]

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Sunday Money Madness - Go for Broke

Welcome to the Go for Broke edition of Sunday Money Madness. The breakdown is once again by category for easy searching for weekend reading material. Tell us what you think!
Save Money | Frugal Tips:

Mighty Bargain Hunter answers a Reader question: Tips for newbie collectors. Looking [...]

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