January 29th, 2008 — Lending Club, P2P Lending, Prosper, Prosper.com, lendingclub.com, p2p loans, peer-to-peer lending, peer-to-peer loans from Peer-Lend @ Peer-Lend.com
Last week, peer-to-peer lending provider Lending Club began offering data exports containing a variety of information from their peer-to-peer lending platform/marketplace, including: data for loans that have funded to date, loans whose listings are currently active, and loans which were rejected for not meeting Lending Club’s strict credit qualifications (minimum 640 FICO, with no [...]
Related StoresContinue reading → Lending Club Loan Statistics Site Launches
January 21st, 2008 — P2P Lending, Prosper.com, lendingclub.com, p2p loans, peer-to-peer lending, peer-to-peer loans from Peer-Lend @ Peer-Lend.com
The second Carnival of Peer-to-Peer Lending installment was hosted by BripBlap & included the following articles:
RateLadder dispenses some Not So Obvious Tips to Maximize Your Chance of Funding for Prosper borrowers (including neat graphical analysis of factors like listing time, duration, and description length), and also presents updated Prosper vintage curves (late rates, as of [...]
January 15th, 2008 — Lending Club, P2P Lending, Prosper, Prosper.com, lendingclub.com, p2p loans, peer-to-peer lending, peer-to-peer loans from Peer-Lend @ Peer-Lend.com
Lending Club, the peer-to-peer lending site, is offering a 5% cash-back bonus to lenders who lend $5,000 or more by February 3rd, 2008.
OK, that sounds neat, but what if you have access to a fair amount of capital -and- a fair number of friends with good credit who you’d trust to loan a large amount [...]
Continue reading → Gaming the Lending Club 5% Bonus Promotion
January 14th, 2008 — Carnival, Lending Club, Prosper, loan, peer-to-peer lending from Lazy Man @ Lazy Man and Money
The Carnival of Peer-to-Peer Lending is going to be hosted at Brip Blap in the next few days. The deadline for getting in submissions for that is today. If you are a blogger and write about peer-to-peer lending I encourage you to submit an article today.
Recommended by Lazy Man: Prosper.com - Make [...]
Continue reading → Call for Articles on Peer-to-Peer Lending
December 31st, 2007 — P2P Lending, Prosper.com, p2p loans, peer-to-peer lending, peer-to-peer loans from Peer-Lend @ Peer-Lend.com
Prosper has recently done something *wonderful* for current and future Prosper Lenders. But I bet you don’t know what it is - or, if you do, why it’s so unbelievably important.
Since it’s garnered very little attention in the P2P Lending Community thus far, I wanted to shine a little bit of light on it [...]
Continue reading → Prosper Lending: Interest Rate & Bidding Guidance
March 29th, 2007 — P2P Lending, Prosper.com, p2p loans, peer-to-peer lending, peer-to-peer loans from Peer-Lend @ Peer-Lend.com
One of the most often misunderstood issues I see popping up on the official forums with some frequency is that of reinvestment risk. To be absolutely clear, the kind of “reinvestment risk” that I’m referring to here is that which is taken on when good borrowers make their payments or pay off their [...]
Related StoresMarch 27th, 2007 — P2P Lending, Prosper.com, p2p loans, peer-to-peer lending, peer-to-peer loans from Peer-Lend @ Peer-Lend.com
Prosper.com uses a proprietary & predictive credit scoring model called Experian ScoreX PLUS(sm) to calculate borrower credit scores. Prosper then assigns a letter grade based upon specific score ranges.
While the score ranges may look similar to FICO(tm) scores, they are not FICO(tm) scores.
As ScoreX is a predictive model, the credit grade that borrowers are assigned [...]
March 27th, 2007 — P2P Lending, Prosper.com, p2p loans, peer-to-peer lending, peer-to-peer loans from Peer-Lend @ Peer-Lend.com
Prosper loans are an entirely new asset class.
There is, quite simply, no (truly) analogous (or available) existing historical performance data to look to for guidance - even when it comes to lending purely “by the numbers”.
History is being made each day at Prosper.com - and the performance you see in your portfolio today will set [...]
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