A lot of people make use of their credit cards when shopping for the holiday season on the premise that they are going to pay all of the newly formed debt off within only two or three months time. Unfortunately, most people are still trying to tackle these credit card debts six to eight months [...]
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Debt and the Holidays
November 20th, 2008 — , Credit Cards, banks, checking account, christmas, christmas club, credit card debts, credit card interest, credit unions, debt, eight months, holiday gift, holiday season, holiday shopping, holidays, how much money, impulse, money, necessary means, paycheck, personal finance, premise, steep increase, three months, traditional savings accounts, using credit cards from Rich Leverage @ Rich Credit Debt Loan
Five Tips to Help You Ride Out the Credit Crunch
November 14th, 2008 — , Credit Crunch, american consumers, bad debts, checkbook, credit karma, credit score, credit scores, debt, disaster, diversification, downsizing, economic crisis, emergency fund, emergency loan, five tv, least three months, little bit, paycheck, personal finance, possessions, proactive measures, ready source, satellite television, two cars from Credit Karma @ Credit and Personal Finance Blog | Credit Karma
If you are worried about your financial state in the current credit crunch, there are a few steps that you can take to ensure that your money is safe. Instead of passively worrying about disaster striking, you’ll be taking proactive measures that could pay off if the economy worsens. Here are five great tips to [...]
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Learning How to Make a Budget
November 13th, 2008 — , Financial Security, budget, car payment, drastic changes, goal, groceries, long distance, mone, money, paycheck, personal finance, phone bills, roommates, utility bills from Rich Leverage @ Rich Credit Debt Loan
For many of us, spending comes all too easily and before long, we find ourselves at the bottom of a very big debt hole. However, there are ways that anyone can make a budget and start planning for their future. You may not even need to make drastic changes right now, but the more you [...]
Related StoresReview of the Millionaire Mind
November 12th, 2008 — , Book Review, audience, brains, changing horses, frugality, high on the hog, how to make more money, love, merger, midstream, millionaire next door, millionaires, paycheck, personal finance, premise, step advice, streams of income, tank, thomas j stanley, wealth from Rich Leverage @ Rich Credit Debt Loan
Thomas J. Stanley’s follow-up to his well-received book The Millionaire Next Door, follows a pretty interesting premise. It basically picks the brains of millionaires to find out how they got their wealth and how they keep it. It certainly offers an interesting read and I do recommend it, but not as a book that is [...]
Related Stores401k Planning
November 5th, 2008 — , 401K Retirement, 401k retirement plan, Plan for Retirement, company stock, distributions, federal government, hardship withdrawals, investment choices, investment funds, investment mix, little bit, loanio, loans, matching funds, money, paycheck, personal finance, planning company, vesting period, withdrawal penalty from Loanio @ Loanio
Most people have questions when it comes to 401k planning and retirement. These people often wonder what 401k planning is, how 401k planning works, and how a dwindling balance can be revived. 401k plans can be complex, but they can also be quite easy to understand with a little bit of preparation.
What is 401k Planning?
A [...]
How Much Money Do You Really Spend?
October 10th, 2008 — , Personal Budget Planning, bank balance, budget, car loans, enormous problem, expenditures, financial situation, how much money, money saving tips, mortgage payments, overspending, paycheck, paycheck to paycheck, personal finance, sad truth, subscriptions, tens of thousands, unnecessary expenses from Loanio @ Loanio
Overspending is an enormous problem for Americans right now and the sad truth is, many of us do not even know we are doing it. If you are finding it hard to make ends meet at the end of the month, or you are desperately waiting for that next paycheck to arrive, you may need [...]
Related StoresHow Much Does Your Money Matter to You?
October 9th, 2008 — , desire, financial future, greed, grocery store, lifestyle, magazines, managing your money, many different things, money, money matter, odds, paycheck, paying attention, personal finance, second thought, six months, small fortune, wealth from Rich Leverage @ Rich Credit Debt Loan
If you were to ask anyone on the street that question, odds are the majority would answer, “very much.” However, these same people will easily turn around and drop a small fortune on something without a second thought as to how it would return to them. Before you get started with investing, managing your money [...]
Related Stores3 Ways to Increase Your Cash Flow
October 6th, 2008 — , Income Streams, Small Business, amount of money, cash flow, creating multiple streams, extra cash, extra income, huge market, investments, local community, millionaire, money, multiple streams of income, opening your own business, overspending, overtime, pay attention, paycheck, perfect answer, personal finance, raise, second job, streams of income from Loanio @ Loanio
If you’re finding it difficult to get by, one of the easiest ways to combat this issue is by increasing your monthly cash flow. While you may not be able to make a huge difference right away, slowly building up the amount of money that you have coming in, building secondary income streams can have [...]
Related StoresTop 3 Things to Learn About Personal Finance
September 23rd, 2008 — , Pennies, bad rap, budget, coffee, coupons, financial future, financial goals, longest time, paycheck, personal finance, shopping, strong foundation, trip to hawaii, ways to save money from Rich Leverage @ Rich Credit Debt Loan
Regardless of your age, position in life, or your financial goals, there are a few things that we all need to learn about personal finance. Once you have the basics down, everything else can just flow naturally. These tips are the strong foundation upon which you can build your financial future. It is never too [...]
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What We Can Learn from the Housing Crisis
August 12th, 2008 — , Financial Security, Income Streams, Investing, Job, Retirement, bet, budget, diversification, emotion, financial disaster, financial disasters, investments, life and death, love, money, mortgage payment, overspending, paycheck, personal finance, reliance, right management, risk, sports stars, subprime, taking a closer look from Rich Leverage @ Rich Credit Debt Loan
The housing crisis has a lot of people taking a closer look at their finances and worrying about whether they too may be at risk for losing their home. There are a lot of great lessons that can be learned from this crisis, and they can be applied to all areas of your finances. Let’s [...]
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3 Reasons Why You Need Multiple Streams of Income
August 6th, 2008 — , Financial Security, Income Streams, Investing, Long Term, Retirement, Standard of Living, accidents, average person, creating multiple streams, daunting task, diversification, extra cash, financial ruin, high interest account, layoffs, money, multiple income streams, multiple streams of income, passive income, paycheck, personal finance, premise, retirement age, retirement planning, smart investments, social security payments, stark reality, streams of income, supplemental income, worries from Rich Leverage @ Rich Credit Debt Loan
One of the hottest concepts right now is the premise of creating multiple streams of income. While everyone wouldn’t mind making a little extra cash, there are even more benefits that can be reaped from having more than one source of income. Let’s go over just a few of them.
1. Help save for retirement.
The average [...]
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How to Keep Cash Flow Coming In
July 29th, 2008 — , Income Streams, Investing, avenues, best solution, cash flow, catering business, drop ship products, ebay, ebooks, extra cash, farmers markets, gas prices, great solution, high interest, knack, money, old pair of shoes, old stuff, paycheck, personal finance, side business, small businesses, strategic investments, yard sale from Rich Leverage @ Rich Credit Debt Loan
One of the main problems facing Americans today is a lack of cash flow. As the economy gets worse and gas prices go up, it is getting harder to make ends meet. If you are completely reliant on your paycheck each month, the last few days or weeks of the month may be getting pretty [...]
Related StoresManaging Your Bills in Today’s Economy
July 21st, 2008 — , Insurance, Standard of Living, budget, car payment, economy, expenditures, gas prices, groceries, gum, investments, money, paycheck, personal finance, rough patch, savings account from Rich Leverage @ Rich Credit Debt Loan
Right now, it has never been more important to manage your bills and get your finances under control. The economy is going through a particularly rough patch, food and gas prices are going up and it can be pretty hard to make your paycheck stretch each month. If you’re finding it difficult to keep up, [...]
Related StoresCreating the investment habit
November 9th, 2007 — Lending Club, calendar, commit, consistently, fallingawake, habit, monitor, paycheck, percentage from Maneesh Sethi @ Better Rates. Together.
Starting to invest is just like starting to do anything—it’s easy to start but hard to keep up. The trick is that you have to make investing a habit—something you do naturally, easily, and without any difficulty. The hard part, of course, is creating the habit.
How do you create a habit? You have to begin [...]
Making Savings a Priority
August 17th, 2007 — Financial Education, Lending Club, direct, divert, earning, occurs, paycheck, raise, raises, temptations from Mike Smith @ Lending Club
Despite your best intentions, you may not be saving as much as you’d like. Many times this situation occurs because savings is our last consideration. By moving savings up on our list of priorities, we can all save more. Here are a few strategies to help grow your savings:
Use direct deposit
If you are able to [...]


