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November 7th, 2008 — , Payday Borrower, Payday Industry Stats, Payday Lender, Peer-to-peer payday loan, Rating system, Uncategorized, arizona payday loan, marketplace, ohio payday loan, p2p payday loan, payday loan industry from yadyap @ YadYap Peer-to-Peer Payday & Short-term Loans
There are three main issues within the payday loan industry that helped give rise to the creation of YadYap:
The public’s outcry with loan rates charged by traditional payday lenders, and the lack of a good solution.
The non existence of a true marketplace to create competitive payday loan rates.
The inability for payday loan borrowers to build credibility as they [...]
Continue reading → Flip payday around and it spells YadYap
October 27th, 2008 — , Insurance, Investing, downturn, economy, financial decisions, financial institutions, housing market, investment capital, investment options, investment vehicles, investments, investors, market volatility, marketplace, money, personal finance, sectors, sound financial advice, stock market, stocks, uncertainty from Rich Leverage @ Rich Credit Debt Loan
With so much uncertainty currently present in the marketplace, one of the most vital things that you can do to invest safely in a crisis market is simply to learn from mistakes in the past. Certain sectors of the market may seem incredibly attractive in times of a crisis, it is absolutely vital that you [...]
Continue reading → Investing in a Crisis
October 14th, 2008 — , Italy, Lenders, News, P2P Lending, Zopa, benefit, borrowers, credit unions, economic crisis, economy, interest rate, interest rates, loan interest, loan services, loans, marketplace, p2p, peer to peer lending, regulatory issues, regulatory restrictions, restriction, turmoil from RateLadder @ Rate Ladder
Zopa, the UK based peer to peer lending company, is shutting down their US branch due as a result of toughening conditions that are currently being experienced by the US economy. Zopa provides loan services in the UK, as well as in Italy and Japan through a pure P2P style marketplace. Borrowers would request loans, [...]
Continue reading → Zopa Shuts Down US Branch
September 10th, 2008 — , bad credit loans, blog, ceo, co borrower, competitor, compliance audit, consumers, conversation with michael, hurdles, inovation, launch, legal compliance, loanio, marketplace, michael solomon, quite some time, screen shots, security audit, writeup from RateLadder @ Rate Ladder
I have been having an ongoing email conversation with Michael Solomon the CEO of Loanio for quite some time… In fact, he originally bought advertising on this blog over a year ago. While still hesitant to give an exact date, he told me in no uncertain terms that Loanio is in the final [...]
Continue reading → Loanio is Expecting Launch within Days
August 19th, 2008 — , Green Note, Lenders, P2P Lending, Site Review, better time, citizenship, collections, credit history, family reunion, fixed rate, foreign students, friends and family, good chance, graduation, loan assistance, marketplace, paperwork, relatives, risk, student loan, student loans, student signs, traditional loans from RateLadder @ Rate Ladder
P2P student loans have exploded onto the scene this past year, due in a large part to a lack of availability of traditional loans. There has never been a better time for a p2p site to start offering student loan assistance, and Green Note is one of the newest entrants into the marketplace.
The concept [...]
Continue reading → Green Note Review
July 28th, 2008 — , Fynanz, Lenders, P2P Lending, Site Review, academic model, academic scores, auction details, borrowers, cosigner, federal loan programs, fico scores, impressive track record, loan request, marketplace, money, online auction, risk, student loan, student loans, what this means from keira @ Rate Ladder
This year, it has never been more difficult to get a student loan, thanks to new federal regulations. Hundreds of lenders announced that they would no longer be taking part in federal loan programs and schools are struggling to try to offer loans directly to students. This opened up a huge marketplace in the p2p [...]
Continue reading → Fynanz Review