loan

MORTGAGE LOAN FINANCE INSURANCE REAL ESTATE DOMAIN NAME

MORTGAGE LOAN FINANCE INSURANCE REAL ESTATE DOMAIN NAME

US $1,250,000.00

Sale

1 800 555 REFI TOLL FREE NUMBERS VANITY PHONE FHA LOANS

1 800 555 REFI TOLL FREE NUMBERS VANITY PHONE FHA LOANS

US $29,000.00

Sale

SHOCKING MORTGAGE REVELATION!!!

In news that will SHOCK the country, people that made poor financial decisions over the last 24 months continue to make poor financial decisions (and they are still not paying bills on things they still can’t afford). In a Reuters article whose conclus…

Continue reading → SHOCKING MORTGAGE REVELATION!!!

Early Christmas Present from the Fed: Refinance NOW!

As you may or may not know, mortgage rates have plummeted over the last couple of days on the news that the Fed is going to be buying $500 billion (about 10% of the entire market) worth of mortgage backed securities. So, now could be the best chance yo…

Continue reading → Early Christmas Present from the Fed: Refinance NOW!

Domain kredit.de sold for record price: 892,000 Euro

The German domain name kredit.de was sold today for 892,000 Euro (approx 1.14 million US$). ‘Kredit’ is the german word for ‘loan’, a very valuable keyword in targeting consumers seeking loans online.
The domain was bought by Unister GmbH from the Abacho AG. It is the highest price ever for a domain sale of the country [...]

Continue reading → Domain kredit.de sold for record price: 892,000 Euro

How might an Obama/Biden administration change p2p lending?

With the historic election of Senator Obama and Biden this week, the focus is now on what changes they will bring to the country. There are many proposed changes that might have an impact on peer to peer lending. According to change.gov, a site set u…

Continue reading → How might an Obama/Biden administration change p2p lending?

I like to move it move it…

Listing at Prosper.com is now active. I appreciate all the lender assistance in getting it funded and lowered to, ideally $200/month in payment. It would still offer the lenders a very satisfying 12.25% (starts at 17.5%) on a twice excellent borrower’s listing. You can’t get much better with less risk! Invest in our future and [...]

Continue reading → I like to move it move it…

Credit… Heal Thy Self!

I was poking around the listing creator at Prosper.com to look into a loan to cover our relocation costs (the items not covered by the company sponsoring our move to the area) and found out that my once ‘horrid’ credit has improved without much notice from me. In the Prosper scheme of things my credit [...]

Continue reading → Credit… Heal Thy Self!

Kiva Loans (5/18/2008)

Thy Phlang Village Bank Group
Popeal Khaer Village, Cambodia
Mrs. Thy Phlang is the Village Bank President in Popeal Khaer Village, Kandal Province. There are 33 members in her group.
She is 34-years-old and has two children, both of whom are too young to work or study. Mrs. Thy Phlang’s second child has malaria and takes frequent trips [...]

Continue reading → Kiva Loans (5/18/2008)

Prosper Loans (5/17/2008)

Purchase new bedroom set and cater son’s wedding

Credit Grade- AA
DTI- 30%
$50 @ 9.75%
Purpose of loan:
Consolidation last 2 credit cards and cater sons wedding
My financial situation:
I currently make over 66,000.00 a year, plus with my husband our annual income is over 90,000.00. The monthly payments are no problem. I am a low risk . I have [...]

Continue reading → Prosper Loans (5/17/2008)

Prosper Loan (5/16/2008)

Credit Grade- B
DTI (Debt to Income)- 16%
$50.00 @ 13.95%
Purpose of loan:
This loan will be used to consolidate existing high interest student loans and credit cards
My financial situation:
I am a good candidate for this loan because I have a stable employment record; I have been with my current employer for close to two years and before that I worked for [...]

Continue reading → Prosper Loan (5/16/2008)

Housing Crisis Over? Mixed Data Suggests….

P2P-Loans.com has recently noticed a number of smart folks writing about the end of the housing crisis. In two separate articles in the WSJ (”Opinion: The Housing Crisis is Over” and “Is Housing Slump at a Bottom?”). These articles make very valid po…

Continue reading → Housing Crisis Over? Mixed Data Suggests….

Fellow Blogger Seeks P2P Loan on Prosper

P2P-Loans.com recently came accross the following listing on Prosper from a fellow blogger (Deepmarket.com) who is seeking a Prosper personal loan to consolidate some debt and begin the process of improving his finances. You can review his loan reques…

Continue reading → Fellow Blogger Seeks P2P Loan on Prosper

American Banker: Fynanz Seeks to Fill Void in Student Lending

American Banker has featured the new p2p student loan lender Fynanz in a recent article (login required). Here are the highlights:…The New York company began facilitating private educational loans in two states last month and now offers them in seve…

Continue reading → American Banker: Fynanz Seeks to Fill Void in Student Lending

Tax Payer ALERT! The Gov’t Wants To Bail Out Troubled Homeowners

Is there a tax-payer funded (err… “government sponsored”) bailout coming for honeowners? Momentum appears to be building for a broad-based program to bail out folks that bought homes in the boom times and can no longer afford to make their payments …

Continue reading → Tax Payer ALERT! The Gov’t Wants To Bail Out Troubled Homeowners

Help, My Credit Score Just Fell Off A Cliff (and I didn’t even do anything)!

As you may not know, Fair Isaac (what’s so fair about them, I don’t know) recently updated its FICO score formula and it is being rolled out by the three primary credit agencies. While there are many views on whether these changes are good or bad, the…

Continue reading → Help, My Credit Score Just Fell Off A Cliff (and I didn’t even do anything)!

I Need Money (Don’t We All) - Read On To Learn How to Get Some…

As you probably know by now, I tend to blog about things that I find curious, interesting or about P2P lending, Prosper, etc. Well, I recently came upon what I felt was a pretty useful collection of some of the best financial sites and tools on the we…

Continue reading → I Need Money (Don’t We All) - Read On To Learn How to Get Some…

So, What the Heck Does This Fed Rate Cut Mean to Me?

I was in the process of writing a blog posting on this very topic when I stumbled accross this well-written article from Bankrate. So, I thought I would share it with you. Enjoy!Who wins, who loses in Fed’s rate-cutting spree?By Chris Kissell • Bank…

Continue reading → So, What the Heck Does This Fed Rate Cut Mean to Me?

Payday loan guidance for borrowers

P2P loans start at $500 for Lending Club and $1000 for Prosper and typically take 2-3 weeks to complete. What if you don’t need that much money, need it sooner, or cannot qualify for a P2P loan? Many people who fall into these categories turn to payday…

Continue reading → Payday loan guidance for borrowers

Call for Articles on Peer-to-Peer Lending

The Carnival of Peer-to-Peer Lending is going to be hosted at Brip Blap in the next few days. The deadline for getting in submissions for that is today. If you are a blogger and write about peer-to-peer lending I encourage you to submit an article today.
Recommended by Lazy Man: Prosper.com - Make [...]

Continue reading → Call for Articles on Peer-to-Peer Lending

Bank of America Buys Countrywide: Good News For Countrywide Customers?

As you likely know by now, Bank of America announced plans to acquire Countrywide last week in what many have called a “rescue” deal. But, if you are a Countrywide customer, what does this mean to you? I believe it is good news for you and here’s why. …

Continue reading → Bank of America Buys Countrywide: Good News For Countrywide Customers?

Sample Lending Club loans (earn 7.12% to 18.36% returns)

This week nearly 100 borrowers made it through Lending Club’s hoops and are now looking for funding from lenders. As PLP pointed out, most of Lending Club borrowers are eliminated in the screening process. This is because they have a FICO lower than …

Continue reading → Sample Lending Club loans (earn 7.12% to 18.36% returns)

Number of borrowers on Lending Club increase

Several months ago I would often see new lenders on Lending Club complain about the lack of borrowers. It was difficult to invest very much money because there were just not enough requests for loans. Since Lending Club went nationwide and eliminated s…

Continue reading → Number of borrowers on Lending Club increase

Refinance Prosper loan through Lending Club

In addition to expanding to borrowers from all 50 states, Lending Club recently made loan statistics more accessible to members. I was recently browsing through the loans and came across an interesting loan request from August 2007:Loan title: Refinanc…

Continue reading → Refinance Prosper loan through Lending Club

Trouble with your Mortgage?

(P2P-Loans.com is Sponsored by eMusic) Get 25 FREE iPod® compatible downloads from eMusic! Choose from over 1.7 Million songs!————————————Are you having trouble with your mortgage payment? Is your ARM about to reset placing yo…

Continue reading → Trouble with your Mortgage?

Newsweek tips hat to Prosper

Newsweek considers Prosper, Lending Club and Circle Lending on their smart strategies money tip sheet today. The post is very brief but here’s a portion of what they have to say:”But are these sensible places to borrow or lend money? The interest rate…

Continue reading → Newsweek tips hat to Prosper

Why would a borrower use Prosper instead of a traditional bank?

The following question that a reader left on Tom’s OmniNerd article inspired me to write this post.What makes me curious is this: why don’t the A or AA folks just borrow from a bank? The rates seem high compared to banks’. My perspective is that of som…

Continue reading → Why would a borrower use Prosper instead of a traditional bank?