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April 9th, 2008 — , Lending Club, Prosper, laws from Mike @ Prosperous Land Blog
Lending Club has announced that they’re not allowing lenders to invest in loans until they get a few things sorted out with the government (I’m assuming the SEC):
Lending Club has started a process to register, with the appropriate securities authorit…
Continue reading → Lending Club Halts New Lenders. Prosper Next?
April 3rd, 2008 — , Prosper, laws, state limits from Mike @ Prosperous Land
Every once in a while, I state a snapshot of Prosper’s state lending limits to see how things are changing over time. Some states tie their lending limits to the Fed Funds rate or some other standard benchmark, state laws may change, or Prosper’s legal…
Continue reading → Quick Update On Prosper State Lending Limits
December 2nd, 2007 — Prosper, laws, state limits from Mike @ Prosperous Land
While reviewing Prosper’s state lending limits to see if everyone had bumped up to 36%, I noticed that some of the values had drifted a bit from the last officially announced state limit change back in May. At the time, I did not capture all the rates …
Continue reading → The Quietly Changing State Interest Rate Limits
November 1st, 2007 — Prosper, collections, forums, laws from Mike @ Prosperous Land
traveler505 has done some great research that suggests that Prosper is violating their agreement with lenders. It’s a long read (at least by blog standards), but he’s got a solid collection of facts backing him up.
Because the Lender Agreement specifi…
Continue reading → Prosper Violating Lender Registration Agreement?
October 26th, 2007 — Prosper, collections, laws from Mike @ Prosperous Land
At times it’s a bit confusing why Prosper does some of the things it does. Laws & regulations (national or state-wide) are one of the things that ties the hands of any company in the banking world. Five Cent Nickel has done a review of the Fair Debt Co…
Continue reading → Fair Debt Collection Practices Act (FDCPA)
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