Question:
Why is it that any simulated action I take cannot raise my score over 769 maximum? I pay all of my cards off entirely every month. My Mortgage accounts are amortizing and paid with auto withdrawals. Why can’t my score be raised?
Answer:
The answer actually differs for each consumer based on their personal credit history. [...]
late payments
Credit Advice Q&A
November 21st, 2008 — , 19 months, Credit Cards, Q&A, closure, collections, credit, credit card account, credit card application, credit karma, credit score, credit scores, delinquencies, discover card, late payments, logarithmic, long time, mortgage accounts, negative impact, payment history, personal credit history, time payment, two ways, withdrawals from Kenneth Lin @ Credit and Personal Finance Blog | Credit Karma
The Danger of Auto Bill Pay
October 29th, 2008 — , Credit Cards, Managing Money Wisely, auto bill pay, auto bill pay programs, banking, bill pay, checking, checking account, credit card, creditors, data protection, electronic statement, extra fees, hidden fees, late payments, long distance, money, necessary steps, norm, paper bills, paying attention, personal finance, security, tabs, three times, transaction charges from Loanio @ Loanio
As our society gets busier, it’s been increasingly important to automate several aspects of our lives. One of the first areas to be automated was the payment of monthly bills and for many, this is an essential system that helps them avoid late payments. However, there are a few dangers that are associated with auto [...]
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October 23rd, 2008 — , Credit Cards, Credit Crunch, Lenders, card holder, credit, credit borrowers, credit card issuer, credit card issuers, credit karma, credit score, credit scores, creditors, delinquency, economic turmoil, good graces, grace period, grace periods, housing market, interest rate, late payments, negative impact, personal finance, protecting your credit, scrutiny, three credit bureaus from Credit Karma @ Credit and Personal Finance Blog | Credit Karma
Protecting your credit score during the credit crunch is absolutely vital if you want to get through this period of economic turmoil alive. Credit card issuers are beginning to feel increasingly skittish regarding risky credit borrowers because debt and card holder delinquency are greatly increasingly, and because the housing market and job market are both [...]
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How Bad is the Credit Crunch - Really?
October 10th, 2008 — , Credit Cards, Credit Crunch, aplomb, arm mortgages, bank failures, consolidation loan, credit card debt, credit karma, credit score, critical mass, debt, doom and gloom, economic trouble, extra money, home values, housing, late payments, mortgage payments, personal finance, personal finances, rising interest rates, stock market, time interest, vicious cycle, ways to save money, whirlwind from Credit Karma @ Credit Karma
If you are paying attention to the news about the credit crunch, it is all too easy to get caught up in the whirlwind of bank failures, rising interest rates and the prospect of doom and gloom everywhere you turn. While there is no denying that we are in economic trouble at the moment, there [...]
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September 1st, 2008 — , Financial Security, Long Term, aim, banking, budget, car accident, common sense, credit reporting agencies, emergencies, emergency fund, expenditures, financial disasters, first steps, four months, goal, good habit, gross earnings, late payments, losing your job, managing your money, money, personal finance, rainy day, salary, wealth from Rich Leverage @ Rich Credit Debt Loan
Unless you’ve taken some courses on handling finances, there is a chance that you may not be aware of a few of the key points about budgeting, managing your money and planning for the future. While a lot rests on common sense, there are a few techniques that everyone can use to correctly manage their [...]
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Are You Managing Your Debt Correctly?
August 7th, 2008 — , Bad debt, Credit Cards, budget, credit card company, debt, debt spiral, dirty word, educations, emergencies, enough money, fact of the matter, goal, good debt, groceries, hard time, interest card, late payments, minimum payment, personal finance, school tuition, signs, suggestion, wallet from Rich Leverage @ Rich Credit Debt Loan
Although debt is a dirty word to many, the fact of the matter is that the vast majority of us are in debt in some way or another. No matter how hard we try, there are times when you simply need something and cannot afford to pay for it straight off. For example, school tuition [...]
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August 4th, 2008 — , Bad debt, Credit Cards, budget, cash flow, couple days, credit bureaus, credit card purchases, credit rating, due date, economy, goal, late payments, money, monthly budget, much money, paychecks, personal finance, salary, warning signs that, wiggle room from Rich Leverage @ Rich Credit Debt Loan
As the housing crisis worsens and the economy looks increasingly weak, most Americans are facing the reality that their finances are in a bit of a wreck. Chronic overspending, a lack of savings and too much bad debt has left many in a financial condition that they would prefer not to be in. Here are [...]
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