In my recent post about short-term savings, I talked about creating an emergency fund with three to six months’ worth of savings. A great way to implement that savings plan is to use a laddering technique.
To help explain the laddering technique, let’s look at an example using the most classic implementation: using Certificates of Deposits [...]
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Laddering for Short-Term Savings
November 29th, 2007 — Financial Education, Lending Club, emergency, implement, ladder, laddering, left, months, reinvest, technique from Mike Smith @ Better Rates. Together.
Simplify Your Life
August 14th, 2007 — Lending Club, implement, items, life, live, perspective, physical, priority, simplifying from Mike Smith @ Lending Club
Of the many topics related to personal finance, the concept of simplifying your life is one of the most obscure. It’s one of the easiest ways to improve your financial picture, but often one of the hardest to actually implement. Why? Changes of heart are often the most difficult, unlike other financial self-improvement strategies, simplifying [...]
