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All About Emergency Funds

The news is full of heartbreaking stories about people losing their homes, going bankrupt and facing financial ruin. If you don’t want to be among them, it is time to take a hard look at some steps that you can take to insure yourself against financial ruin. One of the best things that anyone can [...]

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  • The Dangers of Financial Illiteracy Financial illiteracy is a growing problem throughout the world, and as the recent housing crisis has brought to light, it can have dangerous consequences. There are a few basic financial tips that everyone can use to increase their financial literacy the easy way, and many of these tips can help......
  • Does Insurance Really Matter When it Comes to Personal Finance? Most of us look at insurance premiums as a big drain on our finances. Insurance policies do not come cheap, but they may be essential. In many ways, you can look at insurance as a way of avoiding financial failure in the years to come. While you can’t buy a......

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The Hidden Costs of Smoking

Although many people realize that smoking is bad for your health, few realize just how big of an impact it can have on your wallet. If you are finding it difficult to quit smoking the following information may just change your mind. Let’s take a look at just how expensive smoking can be.

The actual cost [...]

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  • Keeping the Right Perspective During Your Diet Dieting is not for the faint hearted, and it is not easy. If you fail to keep the right perspective during your diet, it is all too easy to give into cravings, to fall off the wagon and simply give up. Before you even think about going on a diet,......
  • Does Insurance Really Matter When it Comes to Personal Finance? Most of us look at insurance premiums as a big drain on our finances. Insurance policies do not come cheap, but they may be essential. In many ways, you can look at insurance as a way of avoiding financial failure in the years to come. While you can’t buy a......

Continue reading → The Hidden Costs of Smoking

Does Insurance Really Matter When it Comes to Personal Finance?

Most of us look at insurance premiums as a big drain on our finances. Insurance policies do not come cheap, but they may be essential. In many ways, you can look at insurance as a way of avoiding financial failure in the years to come. While you can’t buy a policy to protect your checkbook, [...]

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  • A Worthy E Credit Loan -- Please Comment and Decide I recently had the pleasure of interacting with a borrower seeking a loan on Prosper. The borrower as E credit and 15% debt to income ratio and is a homeowner...  He has 4 endorsements (3 from bidders including the group leader). However, he has an E credit grade.  But I......
  • All About Emergency Funds The news is full of heartbreaking stories about people losing their homes, going bankrupt and facing financial ruin. If you don’t want to be among them, it is time to take a hard look at some steps that you can take to insure yourself against financial ruin. One of the......

Continue reading → Does Insurance Really Matter When it Comes to Personal Finance?

Ways Not Having a Job Impacts Our Personal Finances

I read a post that made me think quite a bit this week. Madison from My Dollar Plan has a list of 15 tips for saving money while you still have a job. I looked down the list and saw things like 401k Matches, Tuition Reimbusements, Insurance - a pile of perks that people get with their jobs. Since I’ve been without a typical full-time job for a year now, I thought I’d go through the list and really see what I have given up.

401k Match - I didn’t get matched funds in either of my two [...]

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  • July 4th Weekend Roundup Sunday Money Madness is your guide to the rest of the blogosphere on personal finance. The Other America - Commentary on Food Stamps and the Economy by Patrick at Cash Money Life talks about the food stamp predicament. With food being more expensive it looks like the money allotting through......

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