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December 27th, 2007 — Financial Education, Friends, Groups, Lending Club, affluent, discipline, friend, friendship, habits from Mike Smith @ Better Rates. Together.
In my recent post about financial advice from friends and family, I discussed how those around you are the most likely sources of your financial advice. These people are also the ones who will influence your spending and savings habits.
This happens because your friends are usually your basis for defining what is “normal.” Seeing the [...]
Online Stores Continue reading → The Basis for Your Financial Habits
October 25th, 2007 — Financial Education, Lending Club, brainer, candidates, decisions, ensure, habits, indulgence, newly, overdo from Mike Smith @ Better Rates. Together.
Getting out of debt can be such a long process that it often seems like the final destination. Unfortunately, once your debt is gone, some financial decisions may become more difficult. While you were working your way out of debt, the question of where to put any extra money that you could come up [...]
Online Stores Related Websites - Running Out of Time? How to Catch Up Financially Before it is Too Late Whether you are pushing thirty and trying to get your first home or your retirement is staring you in the face, there are times when you may feel as though you’ve run out of time financially. We don’t always make the best decisions when it comes to saving money and......
- How to Keep Your Money Safe As some of the biggest and most respected banks in the world look as though they may be crumbling, consumers are wondering in greater numbers just how safe their finances are. In times of economic uncertainty, there are no real guarantees, but there are a few things that you can......
Continue reading → Life After Debt
July 19th, 2007 — Lending Club, Spending, budget, categorize, everyday, forget, habits, rich, track from Julian Ramirez @ Lending Club
Creating a budget is a great way to become aware of your spending habits and identify where you might be overspending. Too often, we only check up on our spending when our bank account balance is lower than we would’ve thought. We all make lots of little purchases that we may forget about: Tuesday’s lunch, [...]
Online Stores Continue reading → Starting and Sticking to a Budget
July 9th, 2007 — Financial Education, Lending Club, Series, bankruptcy, begin, counselors, deep, habits, impossible, open, slowly from Maneesh Sethi @ Lending Club
In part 3, we talked about how to maintain good credit. Here, in part 4, we will talk about how to fix your credit if it’s in bad shape.
It’s a lot easier to keep good credit than to improve your credit, but what do you do if your credit is bad? A 2005 Nellie Mae [...]
Online Stores Related Websites - 74th Carnival of Debt Reduction I submitted my post about using Use Prosper.com to Repair Your Credit. Thanks to Tricia at Blogging Away Debt for Hosting. Here is a link to the Carnival: http://www.bloggingawaydebt.com/2007/02/presenting-the-74th-carnival-of-debt-reduction/......
- New Loan Funded — Financial Freedom / Credit Card Consolidation — $25,000 at 11.44% — AA Credit — DTI 37% A new loan funded (Financial Freedom / Credit Card Consolidation – $25,000 at 11.44%). I participated via my standing order RL Overlooked. The borrower had AA credit, a 37% DTI. As a reminder my standing orders (and manual bids) only find loans with 0 current delinquencies, 10 or less delinquencies in the last 7......
Continue reading → The Importance of Credit – Part 4: How to fix bad credit
