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Vt General Store Deli |
US $600,000.00 | Sale |
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Medical or General Office Bldg for Sale |
US $440,000.00 | Sale |
November 13th, 2008 — , General from Giles @ Zopa blog
Interesting news today from the Competition Commission re PPI sales. We used to sell this product but stopped for 2 reasons:
1) we hardly sold any, probably because we simply made it available, with no real sales effort. That’s not to say we didn’t describe it properly but we didn’t push it, or even worse leave [...]
Continue reading → Banning PPI sales at credit point of sale is good for consumers
November 13th, 2008 — , General from Savaroony @ Zopa blog
I had to make yet another ‘Hello Mum!’ sign this week as the Beeb were filming at our office for a feature aired in today’s ‘Working Lunch’ on BBC 2.
When Briony joined our Operations team a few weeks ago, she had no idea it would lead to stardom of being ‘The Y Market’ on telly!
See [...]
November 12th, 2008 — , General from Savaroony @ Zopa blog
Thanks to all the recent attention that sub-prime lending has had, people the world over have become increasingly aware of and interested in their own personal credit scores.
Technically, you own your own data, but historically, it’s often been handled in a rather cloak and dagger manner.
In general, if you pay all your bills on time [...]
November 4th, 2008 — , General from Savaroony @ Zopa blog
Not that I’m calling Giles a horse, you understand!
We had the people from Finextra in the other day to find out more on how this here credit crunch is treating Zopa.
See the interview with Giles here who answers questions across a range of topics…
October 17th, 2008 — , General from zcommodore @ Posts from all blogs
I’ve been a member of Prosper for over 2 years now. Oddly enough, until this week, I had never met anyone who had anything to do with Prosper. This past weekend, at a meet and greet organized by vsqueen, I finally got that opportunity.First, I want…
Related StoresOctober 16th, 2008 — , General from Savaroony @ Zopa blog
Richard Duvall, co-founder and CEO of Zopa died two years ago today from pancreatic cancer.
I wasn’t lucky enough to have met him personally, but his impact on anyone who did is clear as they all talk with huge enthusiasm and animation. He was clearly a huge inspiration.
Pancreatic cancer is a silent killer affecting 7,200 people [...]
October 15th, 2008 — , General from bamalucky @ Posts from all blogs
Anyone want to venture a guess how many loans Prosper will fund with their own money? If they ever reopen,it will be a shell of their former self. Good riddance to bad rubbish.!
[...]
Related StoresOctober 15th, 2008 — , General from Savaroony @ Zopa blog
Well, quite!
October 12th, 2008 — , General from bamalucky @ Posts from all blogs
My account was hacked & the site can’t even figure out how it was done,nor can they even take the things down the hacker put up.I requested my account be deleted but they haven’t done that.But they have figured out how to delete my comments from their …
October 10th, 2008 — , General from bamalucky @ Posts from all blogs
Someone sent me an anonymous email telling me they had hacked my loanio & sure enough,I logged in & someone has uploaded a pic & text to my page.There was also a problem with the questions from lenders display,so I told them about that too.They replied…
October 9th, 2008 — , General from bamalucky @ Posts from all blogs
I got worried about my Cd’s so I called my Credit Union.They only have one CD on file for me.I’m missing $52,000 in Cd’s that are somewhere between Zopa & my CU. Thank you Zopa.3 years of hype followed by 8 months of total bullshit & lies.
[...]
Related StoresOctober 9th, 2008 — , General from Savaroony @ Zopa blog
You oprobably know that Zopa’s US operation has a very different model to that in the UK and Italy in that it works in partnership with financial institutions (the credit unions) rather than being a pure peer to peer marketplace as it is here and in Italy.
So while our model is doing very well in [...]
October 8th, 2008 — , General from bamalucky @ Posts from all blogs
Dear ME,
You invested money into a certificate of deposit with a
partnership we established with Zopa. With recent changes in the American
economic environment, Zopa has made the decision to discontinue their operations
in the United States. We want…
October 8th, 2008 — , General from bamalucky @ Posts from all blogs
I just received this weird email From: Gwen Lohrke To: XXXXCc: Gwen Lohrke Subject: Important Information About Your Zopa Certificate Date: Oct 8, 2008 4:34 PM Attachments: logosig.jpg Blank Bkgrd.gif Nothing in it..So i call Zopa..This…
Related StoresOctober 8th, 2008 — , General from Savaroony @ Zopa blog
It was a busy day yesterday! As well as that award ceremony, we had CNN in our office making a film about online banking alternatives, so there was much frenzied ‘doing’ of hair and make up and making of ‘Hello Mum!’ signs.
Check it out here. Catch a glimpse of Pedro’s right hand, Ed biting his [...]
October 8th, 2008 — , General from Savaroony @ Zopa blog
Giles and I got our posh togs on yesterday evening because Zopa had been nominated for Brand Innovator of the Year at this year’s Marketing Week Effectiveness Awards.
Sadly, we didn’t actually get to add to our trophy cabinet as that pesky James Dyson won it with his new airblade hand dryer. Shucks!
Having said that, we [...]
October 6th, 2008 — , General from bamalucky @ Posts from all blogs
If you cut interest rates,forcing CD’s lower,i & other Americans will take all our money out of the banks & put it in our mattress,so cutting rates will backfire.There is no soft landing,suck it up & let these poorly ran businesses go bankrupt.
[...]
Related StoresOctober 6th, 2008 — , General from Savaroony @ Zopa blog
We’d like to let you know about a new charity that’s just launched.
Global Giving connects donors to more than 500 grass roots charity projects around the world. So instead of paying for snazzy offices and flyers, you can be sure that your money is going straight to the heart of the charity you choose.
Check it [...]
October 3rd, 2008 — , General from zcommodore @ Posts from all blogs
Some time ago, it was announced that a group of lenders are considering suing Prosper for a variety of reasons. I don’t remember the details and I don’t even know what the status of that potential lawsuit is. I think they’re idiots and here’s why:?…
October 2nd, 2008 — , General from Savaroony @ Zopa blog
We spotted an interesting blog here the other day.
The FSA themselves have suggested as recently as this week that they would consider interviewing future senior directors of financial institutions in order to establish that they actually undertsand the complex products that their business would trade in. Wouldn’t we all like to?!?
I don’t know about you, [...]
October 1st, 2008 — , General from bamalucky @ Posts from all blogs
Yes,it’s that time of year again that i find myself short of cash & need a loan.I’ve got no credit so my wife is co-signing my request over at loanio.com https://www.loanio.com/loans/view/NQ==
[...]
Related StoresOctober 1st, 2008 — , General from bamalucky @ Posts from all blogs
They only have 1 borrower & her score is better on loanio.com than it is on her duplicate Prosper listing & we all know how bad Scorex sucks.She’s a D on Prosper.C at Loanio. Kinda a bad omen to see such a shitty thing roll out as the very 1st…
[...]
Related StoresSeptember 30th, 2008 — , General from Savaroony @ Zopa blog
It’s always nice to hear about other members in the Zopa community. One of our first borrowers was ‘matchsticks’ who has used Zopa loans to kick start her recruitment business and all seems to be going very well - congratulations!
But Emma also began blogging a while back, so we thought we’d share it with you.
See [...]
September 28th, 2008 — , General from bamalucky @ Posts from all blogs
I wont bother you with my thoughts on the bailout.But I do want to let you know, if you vote for it, I will be voting against you on November 4.Very Truly Yours,Your Constituent
[...]
September 22nd, 2008 — , General from Savaroony @ Zopa blog
I’m safely back from my hols - we covered 2,300 miles and I can confirm that the car is great for cruising down motorways, twisting and turning up and down mountain roads, and also for snoozing in!
Anyhoo, a while back I promised to introduce you to some of our bright and shiny new Young Market [...]
September 16th, 2008 — , General from Savaroony @ Zopa blog
A few months ago, I took a Zopa loan so that my husband and I could buy a car with a bit of welly.
Well, we’re currently in our 6th European country on something of a road tripping holiday, and it’s been quite a tour. The day before yesterday we breakfasted in Chianti, lunched in Siena [...]
September 4th, 2008 — , General from Savaroony @ Zopa blog
A few weeks ago, we went survey-crazy and asked almost every single one of our members to ’sock it to us’. Well, when you ask, you get, and I’ve been swimming in pie charts ever since! Fancy a slice?
We learned that borrowers very rarely talk to one another, but that those borrowers who didn’t complete [...]
September 2nd, 2008 — , General from bamalucky @ Posts from all blogs
Dear Zopa,
Your product for “lenders” is no longer competitive.3.75% one year CD isn’t in the ballpark with other internet rates. The novel idea of Zopa just isn’t worth it when last week,WAMU had a 5% one year CD on offer.Several rates above 4.5% ar…
Related StoresSeptember 2nd, 2008 — , General from ira01 @ Posts from all blogs
Here is an updated graph of the 12-month moving average of Prosper’s loan originations, with August 2008 added. (Click here for larger image.) As can be seen, the trend is now down again (which is due to the fact that August 2008 originations were…
Related StoresContinue reading → Updated Prosper Originations (12-month Moving Average)
September 2nd, 2008 — , General from Savaroony @ Zopa blog
Not so long ago we were making a big fuss about welcoming our 200,000th member to our community and now we can add a couple more notches to our list:
Last month was Zopa UK’s best ever for loan disbursals and while we were at it, we carried Zopa’s total value of loans past the £25 [...]
September 1st, 2008 — , General from Savaroony @ Zopa blog
We’re dead chuffed to announce that we’ve recruited a small group of Zopa Ambassadors to our discussion forum to help out any new borrowers who have questions before, during or after their application for a loan.
These Ambassadors are real Zopa borrowers who’ll be able to speak from experience when answering these questions, and of course [...]
August 29th, 2008 — , General from ira01 @ Posts from all blogs
Although Prosper rates an F for most of what it does, its marketing department clearly deserves an A for its ability to get articles published that read as if they were Prosper press releases. There have been a bazillion articles published about Pros…
Related StoresContinue reading → Finally — A Realistic (Though Narrow) Article About Prosper
August 28th, 2008 — , General from Savaroony @ Zopa blog
An interesting article recently published in the Independent reveals some of the workings of the now ubiquitous comparison websites.
There’s no doubt that they certainly do provide a service much needed to save us time and from sheer boredom in repeating the same details to each and every provider…yawn!
But the issue that David Prosser raises about [...]
August 23rd, 2008 — , General from bamalucky @ Posts from all blogs
Using March 1 2006-March 1 2008 to screen out early loans from Prosper employees to themselves on the early date & the later date to give the loans a few months to age returns information that only AA loans are not negative return when you factor in la…
Related StoresContinue reading → AA credit is the only grade left that will return a profit on Prosper
August 23rd, 2008 — , Collecting late loans, Ethics, General, Prosper.com from fred93 @ Posts from all blogs
Be careful what you say to the judge. It can get you into lots of trouble. On July 25, 2007, prosper.com issued a loan to “Oakland Gaerke” for $25,000. (We know this from public bankrutpcy court records.) A couple of payments were made, but …
Related StoresContinue reading → Prosper.com - You got some ’splainin’ to do
August 22nd, 2008 — , Collecting late loans, Ethics, General, Late loan stats, Prosper.com from fred93 @ Posts from all blogs
In early 2008, $735,000 of late prosper loans disappeared from lender’s statements. On 01/15/08, prosper promised monthly “supplementary statements” to lenders covering these loans. Hasn’t happened. No statements have been produced. By my count…
Related StoresContinue reading → Prosper.com - lender statements now 7 months late
August 21st, 2008 — , General from Savaroony @ Zopa blog
On the back of my last post, we were double pleased with how things were going, but it seems that was nothing!
Last Friday saw a veritable tsunami of loan applications coming into Zopa. We had more than twice our usual daily traffic paying us a visit and three times the normal volume of loan applications. [...]
August 18th, 2008 — , General from bamalucky @ Posts from all blogs
http://www.prosper.com/about/management/kirk_inglis.aspx Late on his loan.He also changed his user name a few days ago & cancelled a second fully funded listing or Doug Fuller aka fraudman did. Weird times at prosper.com Discussion of his user name …
Related StoresAugust 17th, 2008 — , General from bamalucky @ Posts from all blogs
The results are in.After a week long vote off here http://chat.prospers.org/ (free IRC web chat)My blog was voted #1. My blog is mostly about prosper.com.My blog receives more hits than even the “official” Prosper blog. Total visitors for last week we…
Related StoresAugust 16th, 2008 — , General from mothandrust @ Posts from all blogs
Prosper lenders who rely on Social Collateral to screen listings continue to outperform those who lend “by the numbers”. I had blogged on 3/18/08 about how selecting loans with 0 current DQ’s and 2+ bidding friends who bid $300+ in aggregate would pr…
Related StoresContinue reading → The Social Collateral Screen…28 weeks later…
August 16th, 2008 — , General from bamalucky @ Posts from all blogs
12% of all money loaned on Prosper has now defaulted,or reclassified by them as “charged off”2 “key” employees are MIA.Shira & John Witchel. p2p lending aka person to person or peer to peer isgone too.Prosper now lets borrowers list with a generic loa…
Related StoresAugust 15th, 2008 — , General from bamalucky @ Posts from all blogs
2 weeks ago I blogged about a prior felony arrest of co-founder John Witchel.His name has been removed from the website & someone else has been give his title of CTO Here is the current page http://www.prosper.com/about/management_team.aspx Here is t…
Related StoresContinue reading → Prosper co-founder gone? Fired/Quit/Hidden?
August 14th, 2008 — , General from bamalucky @ Posts from all blogs
From the lender registration agreement.There are no more defaulted loans on Prosper.Take a look at the performance tab.http://www.prosper.com/lend/performance.aspx You authorize Prosper to offer for sale and sell your Notes that become over 120 days p…
Related StoresContinue reading → Prosper debt sales go the way of the Dodo
August 14th, 2008 — , General from Savaroony @ Zopa blog
Crumbs and crikey! We’ve just had a couple of seriously busy weeks, hitting all time greatest numbers of applications and loan disbursals. AND our listings are more popular than ever, scrolling over two pages - it’s now a tricky business keeping track of who is who!
Speculation as to what’s causing this huge uptick lands firmly [...]
August 11th, 2008 — , General from ira01 @ Posts from all blogs
Most Prosper lenders know that both Lendingstats and Eric’s provide graphs showing Prosper’s loan originations each month. Lendingstats graph, which is available here, categorizes loans by their origination date, while Eric’s, available here, categor…
Related StoresContinue reading → A Different Look at Prosper’s Loan Origination Trend
August 9th, 2008 — , General from ira01 @ Posts from all blogs
In looking on Lendingstats at all AA loans originated this year, I noticed that there were 44 such loans originated with rates of 18% or more, including one at 30.66% (and 18 at rates of 22% or more). These 44 loans were made with $782,000 of lender…
Related StoresAugust 8th, 2008 — , General from Savaroony @ Zopa blog
Simon used to be a fellow Zopite and recently published this interesting article.
He discusses the role that social networking has to play in allowing consumers to react to macro-economics by using more innovative and niche financial services that might otherwise occupy ‘the long tail’ of products on offer.
It’s a well-timed piece from our point of [...]
August 7th, 2008 — , General from ira01 @ Posts from all blogs
Welcome to my new blog about Prosper.com. To get things started, I intend to copy some of my favorite analysis that I previously posted on prospers.org. Over time, I will add new original content.I am ira01 on Prosper.com and on prospers.org. Alt…
Related StoresAugust 5th, 2008 — , General from bamalucky @ Posts from all blogs
Thats right.This lender who is also a borrower is late.In 2007 Andrew promised us that they would find a way to get the money from lender accounts to pay if the lender who became a borrower was ever late.It hasn’t happened yet.It’s a California loan.Ma…
Related StoresContinue reading → I have an AA blender loan thaat is late $2500.00 bid
August 3rd, 2008 — , Collecting late loans, Ethics, General, Prosper.com from fred93 @ Posts from all blogs
Supplemental statements tracking $735,000 of loans were promised monthly, and are now 6 months overdue.On 01/15/2008, Prosper.com sent an email message to many lenders, explaining that 68 very late loans were being moved to a new category, a “legal te…
Continue reading → Prosper.com - lender statements 6 months late
August 2nd, 2008 — , Collecting late loans, General, Late loan stats, Prosper.com from fred93 @ Posts from all blogs
Here’s the August 1st update to to my Prosper.com late loan statistics charts.These charts show statistics for the performance of all prosper.com loans. Each curve represents the set of loans that were created in one calendar month. The vertical axis …
Continue reading → Prosper.com - 08/01/08 late loan stats update
August 1st, 2008 — , General from bamalucky @ Posts from all blogs
Thats right John Witchel arrested!
STANFORD — Stanford police have arrested a student on felony charges
stemming from a smokebomb incident that disrupted sorority “rush” week in
April, investigators said.
John Brown Witchel, 23, a sen…
Related StoresContinue reading → Prosper co-founder John Witchel arrested on felony charge
August 1st, 2008 — , General from bamalucky @ Posts from all blogs
I was right.Prosper is cranking out loans to the tune of1.1 million in the final 2 days of July.184 loans approved in those 2 days.How many of those were verified? http://www.prosper.com/lend/performance.aspx
[...]
Related StoresContinue reading → Prosper churns 1.1 million in loans the last 2 days of July
July 31st, 2008 — , General from Savaroony @ Zopa blog
An even more belated blog this time… we’re very naughty we know, but we haven’t ‘alf been busy.
So loads to update you on:
We welcomed our 200,000th member a few weeks ago, so where we were once ‘Bigger than Basildon’ we’re more like Brighton now. I’m hunting for my bucket and spade…
In looking back, there seems [...]
July 30th, 2008 — , General from bamalucky @ Posts from all blogs
Lots of “pending review” loans get approved at the end of each month & some lenders are getting suspicious. It’s being discussed at prospers.org in the lender tab
[...]
Related StoresContinue reading → Is Prosper churning loans at the end of each month?
July 26th, 2008 — , Collecting late loans, General, Prosper.com from fred93 @ Posts from all blogs
Collections on late prosper.com loans are getting worse. Prosper simply doesn’t take their responsibility to lenders seriously. Along the way there have been words from Prosper saying they were going to improve this or that, but they’ve all been …
Related StoresContinue reading → Prosper.com - collections - you have forsaken lenders
July 12th, 2008 — , General from bamalucky @ Posts from all blogs
For those that read my blog know i’m not too fond of Prosper,but there’s a lender moremoneymarK (also user name moremoneymarc $19,000 lent) Who’s AA loan request for $4,000 is a very safe investment. http://www.prosper.com/lend/listing.aspx?listingID=3…
July 8th, 2008 — , General from bamalucky @ Posts from all blogs
It’s official.The 4+ late that Prosper refuses to sell now total 1,569 loans for a total of $8,932,765.All default debt sale loans combined before this only total 1,566 for a total of $7,500,815.You would be correct if you think that Prosper is keeping…
Related StoresJuly 4th, 2008 — , General, Late loan stats, Prosper.com from fred93 @ Posts from all blogs
Here’s the July 1st update to to my late loan statistics charts.These charts show statistics for the performance of all prosper.com loans. Each curve represents the set of loans that were created in one calendar month. The vertical axis is the fracti…
Continue reading → Prosper.com - 07/01/08 late loan stats update
July 4th, 2008 — , General from bamalucky @ Posts from all blogs
This loan http://www.prosper.com/lend/listing.aspx?listingID=360871is AA on Prosper Marketplace Inc.Check out his extended credit details by signing in.The people at prospers.org have documented many Scorex flaws such as these over the past year.How ma…
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