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September 17th, 2008 — , Frugal, buying a car, buying a used car, car salespeople, kelley blue book, sticker price from Lazy Man @ Lazy Man and Money
This is a guest post from Master Your Card. If you’ve never been there, it’s worth a visit. Not only is the content top notch, but the design is one of the best I’ve seen. I can’t help myself from clicking through to the articles. If you aren’t too impressed by [...]
Related StoresContinue reading → Buying a car? 10 Ways to Get the Best Deal
September 16th, 2008 — , Frugal, Golf, discount golf balls, golf clubs, golf course, golf pro shop, greens fees, save money, tee time, water hazard from Lazy Man @ Lazy Man and Money
Some things in life are quite expensive. Here are some ways to save money on golf
This article was submitted by the Golf Ball Driver, author of
September 4th, 2008 — , Frugal, contact paper, handyman, home remodeling, home remodels, stainless steel appliances from Lazy Man @ Lazy Man and Money
This article was submitted by the Handyman, author of Handyman Fix Home Repair (rss feed). He strongly belives in cheap kitchen remodeling. If you like the guest post please check out his website and consider subscribing to his rss feed.
With the state of the housing market and values for homes dropping across the country, there [...]
August 26th, 2008 — , Frugal, how to save money from Lazy Man @ Lazy Man and Money
It’s been 10 years since I graduated college, excuse me if I’m not fully in character. School was a different time in my life. I didn’t spend a lot of time thinking about money. My mother raised me to think frugally and I think that stuck in my subconscious.
Car - I was [...]
Related StoresContinue reading → Going Back to School? Here Are Some Tips That Helped Me
August 15th, 2008 — , Frugal, food saver, foodsaver, preserving food from Lazy Man @ Lazy Man and Money
Another look to see if FoodSaver saves you money
I was reading this months Costco Connection and found a piece about preserving food. It probably shouldn’t surprise anyone that Costco would want to promote it’s products for sealing and saving food. With this kind of natural bias, I thought that I’d take everything I [...]
August 14th, 2008 — , Frugal, clipping coupons, coupon clipping, military commissaries from Lazy Man @ Lazy Man and Money
Clipping coupons may pay off after all
One of the universal tenants of Lazy Man and Money is, well, laziness. I try to find ways that I can maximize my dollar without sacrificing quality - or at least finding a good balance in value for my dollar. One of the things that I’ve been [...]
Continue reading → Confession: I Clipped a Coupon (and I Liked It)
August 5th, 2008 — , Frugal, alcohol, books, cars, financial games, gas, movie theaters, movies, paperback swap, wine from Lazy Man @ Lazy Man and Money
Pay less and win the game of personal finances.
Todd at Harvesting Dollars contacted me today to tell me about a new meme he’s starting. With the upcoming summer Olympics, what financial games or tricks do you use to keep your finances in order? He saves his raises and doesn’t buy into lifestyle inflation. If you are good at that game, you are going to do pretty well. It’s a tough game to play and requires a lot of self-discipline.
My game: Can I Pay Less for That?
I don’t know too many who subscribe to the philosophy of [...]
Continue reading → Can I Pay Less for Something of Similar Value?
July 22nd, 2008 — , Frugal, gas, gas saving tips, how to, save money from Lazy Man @ Lazy Man and Money
Unless you’ve been in a coma for the last six months, you’ve noticed the pinch of gas prices. You don’t need to just sit back and watch your wallet grow thinner and thinner. You can take action and learn how to get more miles for your dollar than ever before.
Be a More Efficient Driver
Brakes are your enemy. When you step on them, you have spent gas to go nowhere. Think ahead to limit the amount of brakes that you need to use. Trust me, it becomes a habit very quickly and you no longer have [...]
June 30th, 2008 — , Frugal, backyard barbecue, block party, budget, cost of food, esplande, fireworks, fourth of july, holiday weekend, picnicking, sack races from Lazy Man @ Lazy Man and Money
Fourth of July is the ultimate holiday weekend. Summer time, parades, fireworks. What more could a person ask for? Having fun on Fourth of July is an American tradition! The Fourth of July weekend can quickly get expensive… especially if you are hosting a BBQ. All the food and beer can add up quickly.
Fourth of July weekend does not have to be expensive. There are ways to cut costs. It usually just takes a little bit of imagination and some self discipline, but that’s nothing new when you are trying to save money. Here are [...]
April 20th, 2008 — , Debate, Frugal, Spending, Stumbles, business sites, finance business, free, free legal forms, government benefits, household spending, illegal immigrants, pay taxes, personal finance, rainy day activities for kids, reaction, stumbleupon, taxes from Mike @ richerbytheday
My favorite personal finance and business sites that I found through stumbleupon last week are included below. These sites either had useful information, were informative, or simply entertaining.
For those unfamiliar with stumbleupon, it sends you to a random website that matches your interests. You can then give that site a thumbs up or [...]
Continue reading → Favorite Personal Finance Stumbles - April 20th Edition
April 10th, 2008 — , Credit and Debt, Frugal, Monthly Payment, Total Cost, budgeting, financial sense, financing, interest rate, new car, reaction, salesman, saving from Mike @ richerbytheday
All too often we look at things from their monthly cost instead of the larger, more important picture, of total cost. There were times when these were the same thing. Stores once offered payment plans on purchases that effectively amounted to the 0% interest offers of today, without the associated catches. Offers [...]
Related StoresApril 7th, 2008 — , Frugal, Spending, budgeting, discretionary purposes, indulgence, money, money habits, reward, saving, starbucks from Mike @ richerbytheday
Being frugal should not be confused with being unable to spend. In fact the opposite is true. Carefully monitoring your spending, following a disciplined budget, and saving in as many ways as possible allows you to spend more in the areas that are important to you.
Since budgeting reduces unnecessary and wasteful spending it [...]
Continue reading → Being Frugal Means You Can Spend When You Want To
March 31st, 2008 — , Frugal from Lazy Man @ Lazy Man and Money
When I got married last year, I had this brilliant plan for a honeymoon - a cruise. It simply couldn’t miss - seven days of all inclusive lodging and food for $542 a person. While we could have looked at more expensive cruises. However, the bargain cruise included everything we were looking for - transportation to the following islands: St. Maarten, St. Thomas, Barbados, Antigua, and St. Lucia.
Is it really that cheap? Yes!
I could eat $400 or more alone of food alone in 7 days at a restaurant. While the lodging was small and [...]
March 29th, 2008 — , Financial Education, Frugal, Interviews, Lending Club, admit, beingfrugal, blazers, peer, prairie, secret, summer from DebtKid @ Better Rates. Together.
Being frugal is more than just giving up coffee, right? When someone is “being frugal,” what exactly does that mean?
You’ll be happy to know that you can be frugal without giving up coffee! I haven’t given up my coffee yet, though I have given up trips to Starbucks.
My definition of being [...]
March 25th, 2008 — , Frugal from Lazy Man @ Lazy Man and Money
When you grow up in Boston, you are predestined to be a Red Sox fan. For the first 27 years of my life, it was a miserable experience - the Red Sox lost every big game in every imaginable way. The tide has turned the last four baseball seasons. Their two World Series victories since then paved the way for them being an international success. To capitalize on that success, Major League Baseball had the brilliant idea to have the Red Sox open the season in Japan against the Oakland Athletics.
That’s why my alarm clock went [...]
March 13th, 2008 — , Frugal from Lazy Man @ Lazy Man and Money
Personal finance writers often make a distinction between frugal and cheap. I’ve read two great definitions of each:
I Will Teach You To Be Rich: Cheap people care about the cost of something. Frugal people care about the value of something.
The Simple Dollar: a cheap person will always take the route of least financial cost in the here and now”, while “a frugal person seeks to find the best deal on an item that meets the desired level of quality.
I’m often looking for ways to be more frugal - it’s a by-product of having a reduced income significantly over [...]
February 13th, 2008 — Frugal from Lazy Man @ Lazy Man and Money
Valentine’s Day - there are few holidays like it. You either love it or hate it. Until 3 years ago, I was more of hater than a lover. Since I met the woman who would later become my wife, the tide has turned considerably.
If you are alone this year consider [...]
Continue reading → How My Wife and I Celebrated Valentine’s Day - Past and Present
January 29th, 2008 — Frugal from Lazy Man @ Lazy Man and Money
Earlier today, I was watching the Super Bowl Media Day coverage, when this little conversation nugget occurred. In a little bit of fun, Patriots’ Tom Brady was taking questions from Pierre Woods, a Patriots player who doesn’t get a lot of playing time. Here’s a paraphrase of the conversation:
Pierre Woods: Everyone says [...]
January 14th, 2008 — Frugal from Lazy Man @ Lazy Man and Money
This past weekend my wife and I organized a bit of a date night. We saw No Country For Old Men. (Quick thought on it: Weird ending, without spoiling anything, it seemed to “yada yada” over what should have been the best part of the movie.) We also went to dinner [...]
Related StoresContinue reading → Saving Money at Fuddruckers: What’s Too Frugal?
November 28th, 2007 — Financial Education, Frugal, Lending Club, Series, agrees, cheap, difference, inherently, nutshell, quality, trent from Maneesh Sethi @ Better Rates. Together.
In a very recent article, I talked about the difference between being cheap vs. being frugal. I defined the difference between the two as follows.
• Being cheap - You are unwilling to spend money on anything. Even stuff you need. You go out of your way to save money, even when it might not be a [...]
Related StoresContinue reading → The difference between cheap and frugal, revisited
November 23rd, 2007 — Financial Education, Frugal, Lending Club, Series, book, buying, cheap, difference, quality, spent, wallet from Maneesh Sethi @ Better Rates. Together.
In my last article, I wrote about the difference between being cheap and being frugal. Here is how I defined the two.
• Being cheap - You are unwilling to spend money on anything. Even stuff you need. You go out of your way to save money, even when it might not be a great idea.
• Being [...]
Related StoresContinue reading → Cheap vs. Frugal - How to determine which one you are
November 22nd, 2007 — Financial Education, Frugal, Lending Club, Spending, category, gifts, holiday, holidays, overindulgence, pain from Mike Smith @ Better Rates. Together.
How many of us will overeat again today? With the variety and quantity of food that is often available, it’s hard to imagine a Thanksgiving when we didn’t eat to the point of nearly making ourselves sick. While we may give in to such temptations a few times a year, we can all agree [...]
Related StoresNovember 19th, 2007 — Financial Education, Frugal, Lending Club, Series, bottle, cheap, cutting, ketchup, packets, squeezing, wisebread from Maneesh Sethi @ Better Rates. Together.
Are you cheap or frugal? Although everyone has different definitions for these words, here is how I use them:
• Being cheap - You are unwilling to spend money on anything. Even stuff you need. You go out of your way to save money, even when it might not be a great idea.
• Being frugal - You [...]
Related StoresContinue reading → The difference between being cheap and being frugal
November 2nd, 2007 — Frugal from Lazy Man @ Lazy Man and Money
Halloween is over, how much extra candy did you have left over? If your answer is none, then there’s good news. Stores across the nation will be putting their leftover candy on sale. They need to clear the aisles for the end of the year holiday sales. Many of the stores [...]
Related StoresOctober 15th, 2007 — Financial Education, Frugal, Lending Club, begun, dumbbells, eating, fast, frugally, noticed, tips from Maneesh Sethi @ Better Rates. Together.
Over at Zen Habits, there is a great post with 50 tips on how to live cheaply and frugally. Are you looking for ways to reduce your spending? Head over to the post.
A lot of these tips are incredibly excellent—so much so that I’ve begun incorporating them into my daily life.
#6 - Eat Out [...]
October 12th, 2007 — Frugal from Lazy Man @ Lazy Man and Money
In reading and writing about personal finance over the 18 months, I’ve realized that frugality is the one of the most common topics. Sometimes I like to take a good thing and think of it in the extreme sense. How cheap could you live? Looking at my necessary expenses (it represents [...]
Related StoresContinue reading → Would you live in a Lazy Man designed community?
September 11th, 2007 — Frugal from Lazy Man @ Lazy Man and Money
Every wonder how much money you spend on stuff you don’t need? I never did - at least not until I started this blog. Eighteen months ago, I actually hoped to get a 3000+ sq. ft. McMansion. Why would we need a place that big? It is simply because we [...]
Related StoresJuly 12th, 2007 — Frugal from Lazy Man @ Lazy Man and Money
The Simple Dollar has a little piece of advice for having more money… don’t spend money today. I had check to do a double take to make sure that FreeMoneyFinance hadn’t written it as a guest article. It’s quality advice, especially when paired with make more money today. A lot of people [...]
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