Given the state of the economy and the rising debt burdens of millions of Americans, many people are left wondering whether they really need credit cards. The answer to this question lies in how well you can manage your money and whether or not you are prone to overspending. Let’s take a look at some [...]

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Continue reading → Do You Really Need Credit Cards?

Whether you’ve lost your home or your job, or your money management skills over the years have left you severely in the hole, it is never to early to start turning things around. You can bounce back from financial trauma, but it will take some effort and dedication on your part. Here are some tips [...]

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Continue reading → How to Undo The Results of Financial Trauma

Right now, the only news about the economy seems to be bad news, and it may take a few months if not years to improve. The dollar is weak, oil prices are still up and the cost of living has skyrocketed this year. These are unstable times, but that doesn’t mean that you can’t enjoy [...]

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Continue reading → How to Find Financial Stability in Unstable Markets

Good morning! How is everybody’s Sunday fairing? There were several amazing wins during the Olympics this past week. Don’t you agree? Two swim races at least with only one one-hundredth of a second margin from first and second place. Wow!

Remember a while back when I wrote about money [...]

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Continue reading → Michael Phelps Edition of Sunday Money Madness

Credit card debt is a global problem that has led many to the poorhouse. However, with smart management, credit card debt can actually be a good thing. Let’s look at how to have smart credit card debt that will help your finances instead of hurt it. The premise may be a little odd to some [...]

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Continue reading → Smart Credit Card Debt

Good morning and welcome to Rich Credit’s Sunday’s Money Madness. This week from the finance blogosphere you can learn more about the Obama Stimulus Check, Congress’ Housing Rescue Bill, how to protect yourself from unnecessary purchases and more.

Free Money Finance writes Almost Anything Has Better [...]

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Continue reading → Sunday’s Money Madness

Much of America has is in debt. Sometimes it’s good debt and other times it’s bad debt. I wrote about good debt vs. bad debt last week. Credit cards that you don’t pay off are an example of bad debt. Many of them charge upwards of 20% interest. For that reason some people have decided to not to use credit cards at all.
It doesn’t have to be all doom and gloom with credit cards though. For those with the means and fortitude to pay them off every month, there are definitely rewards. Just be [...]

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Continue reading → Credit Cards as a Money Tool

Sunday Money Madness is your guide to the rest of the blogosphere on personal finance.

The Other America - Commentary on Food Stamps and the Economy by Patrick at Cash Money Life talks about the food stamp predicament. With food being [...]

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Continue reading → July 4th Weekend Roundup

Let’s face it, if you want to get ahead in today’s world, you’re going to need to go into debt, at least a little. The key is managing your debt properly and avoiding common traps. Not all debt is bad, even if we have been trained to think that it is. Going into small amounts [...]

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Continue reading → What You Need to Know Before Going Into Debt

Last month, I wrote about Revolution Money Exchange and how you can get $25 for two minutes of your time. The 10,000 foot view is that the company has some very important people in the banking industry trying to start-up a competitor to Paypal. Paypal has been around a long, long, time and has the power of Ebay behind it. This company realizes it’s facing an uphill battle, so they are willing to buy users with a free $25 for those willing to take those two minutes to sign up.
I signed up and I’ve used it to [...]

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Continue reading → Get a Free $25 - Expires Tomorrow (5/15)

It looks like the promotion is extended until May 15th.
It’s not very often that I can offer you a very easy to way to earn $25 - with little risk and about 5 minutes of time (they claim 2 minutes, but I’m often just a little slow). The other day a friend of mine let me know that a new company is planning to compete with Paypal - Revolution Money Exchange. It seems that users can exchange money with no fees - it reminds me of why I signed up for Paypal many years ago. If you [...]

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Continue reading → Get a Free $25 Today (4/15) Only (Promotion Extended)

Earlier this week I came to learn about Revolution Money Exchange. It’s a totally legitimate money transfer website, similar to PayPal but without the fees! There is a daily transfer limit of $1,000, and a monthly transaction limit of $2,500. You can also hold no more than $2,500 in the account. [...]

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Continue reading → Free Money for You and Me