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US $100,000.00 |
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US $18,498.00 |
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September 29th, 2008 — , Prosper, fees, risk from Personal Loan Portfolio @ Personal Loan Portfolio
Prosper Marketplace’s recent fee changes on P2P loans are further separating P2P lenders’ interests from those of Prosper. Prosper is loading up more fees at the front of the loan so they will be earning a far greater percentage of their income from loan origination. Lenders, on the other hand, earn all their [...]
Online Stores Related Websites - Sub-Prime Mortgage Meltdown What opinions do you guys have on how the sub-prime mortgage meltdown will affect peer to peer lending? I'll confess I'm still spooked at the moment and working to draw down my balance at Prosper. From things I've been reading, it would appear that the worst is still yet to......
- Resisting Panic: A Quick Guide to Surviving The Credit Crunch A few years ago if you referenced the term "credit crunch", most people would be puzzled. Today barely a single day can pass without the phrase seeing consistent if not constant use in the newspapers and on television. The credit crunch is a crisis that is affecting numerous financial institutions......
Continue reading → Prosper Fee Updates: Separating alignment from lenders
July 31st, 2008 — , Announcements, credit unions, fees, personal finance from Mark Writer @ Credit Karma
As the lead marketing writer for a major credit union, I see the ins and outs of the financial world from a unique perspective. Few people in the organization know the full spectrum of products and services like I do, and even fewer have to try to figure out how to best sell them. Thankfully, [...]
Online Stores Continue reading → Ask the Guy on the Inside
April 15th, 2008 — , Prosper, fees, prosper news, state, state loan caps from tom @ Prosper Lending Review
Following Lending Club’s lead, Prosper has opened up to borrowers in almost all states and eliminated state rate caps. All loans now have a maximum rate of 36%. The only exception to the nationwide plan is Texas (limited to 10% interest for personal us…
Online Stores Related Websites - The Marketplace Survey for April -- More and Better Listing Volume Prosper released the April marketplace survey today... The comentary was from CEO, Chris Larsen. In April, we saw the supply of loan listings with an attractive risk-return tradeoff hit an all time high and approximately double compared to the prior month. At the end of March, the supply of loan......
Continue reading → Prosper eliminates state rate caps
August 1st, 2007 — Prosper, Retirement, fees, interest rate, liquidity, taxes from Matt @ Prosper Lending Review
There are many different ways to measure an investment. We might ask questions like: What is the potential return? What is the risk? What about liquidity? What fees are involved? What are the tax consequences for the investment returns? Are there t…
Online Stores Related Websites - Prosper Returns Beat S&P 500 I received an email last night from Prosper claiming that "Prosper Beat the S&P 500" Did you know that the average loan on Prosper is outperforming the 2-year return on the S&P 500? Smart lenders like you have already discovered that lending on Prosper is a great way to earn......
Continue reading → How does Prosper compare to other investments?
July 31st, 2007 — Financial Education, Lending Club, banking, branch, deposit, fees, largest, manager, managers, overdrawn from Andre Nosalsky @ Lending Club
Everybody has a relationship with a bank, but few people take time to understand how their bank works. Here are four things you should know about banking in the USA.
Know the cut-off time for each location – Each banking location, including ATMs where you can deposit money, have cut-off times after which [...]
Online Stores Continue reading → Understanding Banking
July 12th, 2007 — 2006, Financial Education, Lending Club, abusive, billion, checks, fees, loans”, mobilemoneybanking, overdraft from John Donovan @ Lending Club
I was reading mobilemoneybanking.com e-mail and they mentioned this report called “Out of Balance: Consumers pay $17.5 billion per year in fees for abusive overdraft loans” written by the Center for Responsible Lending.
I am amazed at that level of fee income for the banks - $17.5 billion. The report goes into overdraft [...]
Online Stores Related Websites - Resisting Panic: A Quick Guide to Surviving The Credit Crunch A few years ago if you referenced the term "credit crunch", most people would be puzzled. Today barely a single day can pass without the phrase seeing consistent if not constant use in the newspapers and on television. The credit crunch is a crisis that is affecting numerous financial institutions......
Continue reading → Stunning report on abusive loan fees
