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Universal Default

As I was browsing through loan requests on the Lending Club site, I saw one user recounting how his credit card rate jumped from 13% to 25% without warning. Such jumps are quite common. While the cause of the jump in this situation was likely the end of a teaser rate (a low rate when [...]

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  • RateLadder.com Launches Rate Loan Analyzer I have decided to take RateLadder.com to the next level. Instead of having just static content, I will be launching a series of live crystal reports that run off the nightly prosper data. The first report is the actual Prosper Loan Rate Analyzer that I use when evaluating and reviewing......
  • Prosper.com Loan Listing Rates That WILL Get your Loan FUNDED A legitimate borrower at Prosper should have 1 main objective -- get the loan fully funded.  Granted there are other objectives (like getting the best interest rate), but none are as important as getting 100% funded.  Without being 100% funded you will not get the loan. Prosper.com can be used to......

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