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Best Credit Card for Foreign Travel? (Ask the Readers)

Last week, I mentioned how my wife and I are going on ambitious trip to Phuket (and Australia). It’s been a little while since I went outside the US. Last year, we went to Aruba, but I’m so familiar with saving money in Aruba, that I didn’t feel the need to conserve every last cent. More importantly, they accept US Dollars so there’s no conversion.
Australia and Thailand are two different monsters entirely. I have no clue what to expect for prices. I’ve heard that credit card companies can play some tricks with conversion rates and [...]

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Looking for a new car? Look into cheap sedans.

Choosing whether to buy a new or used car is one of the most common debates in the personal finance world. Although I usually tend to argue for buying a used car, I understand where some of the people in the new-car camp are coming from: they desire a car with dependability, a warranty, and [...]

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Some wise personal finance advice

What’s the best personal finance advice you’ve ever gotten? Bankrate.com asked eight financial experts that same question. What did they say?
These experts provided good advice. For example, Gary Belsky wrote, “Be afraid when people are greedy, and greedy when people are afraid. It’s basically, ‘Buy low and sell high.’ In general, I’ve been doing better [...]

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Lower Your Credit Card Rates, Instantly!

I was talking with a friend who used to work at a bank, and he gave me a great tip on how to reduce your credit card interest rate.
Simply call up the credit card company and ask for a promotional rate. You’ll want to call the number on the back of the card and [...]

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