October 30th, 2008 — , DIY, Financial, Misc, Prosper from Steve McDonald @ Prosper Blog: Prosper, the online marketplace for people-to-people lending
Within the vast billing network of your various goods and services, fees are affecting everyone these days. Banks, credit cards, mobile phones and even your retirement fund, for example, can siphon funds from you without your oversight. Make it a resolution now to look for the following hidden fees and gain extra money in your [...]
Related Websites - 5 Ways to Save Money Without Even Trying The whole process of saving money is usually associated with pinching pennies until they scream for mercy, living on food from dented cans and basically giving up everything for a future goal. While this will indeed help you put more money away, saving does not need to mean hardship. We......
- Finding the Right Bank A big portion of how you handle your finances will have a lot to do with the bank that you choose. In most cities, you should have quite a few choices, and with internet banking, it’s never been easier to find a new bank. However, before you open an account,......
Continue reading → Fee Falling
October 1st, 2008 — , Financial, Lend To Others, P2P Lending, Prosper, peer to peer lending from Steve McDonald @ Prosper Blog: Prosper, the online marketplace for people-to-people lending
Wow, half the banks we knew and trusted last week are gone. This one bought that one, that one closed, the others merged and rest are waiting for a bailout that may never come.
“Don’t look now but there’s something funny going on over there at the bank George. I’ve really never seen one but that’s [...]
Online Stores Continue reading → George Bailey, Where Are You?
August 27th, 2008 — , Financial, Misc, Prosper, Vacations from Steve McDonald @ Prosper Blog: Prosper, the online marketplace for people-to-people lending
In this crazy, mixed up world it has become more and more apparent that the bottom line rules. Everywhere you turn, hidden fees are nickel and diming us to oblivion (and into the poor house). Certain businesses have created these fees like an art form, com-plete with the brush stroke of fine print. And of [...]
Online Stores Continue reading → See Me, Fee Me
August 19th, 2008 — , DIY, Financial, Misc, Personal Finance Education from Steve McDonald @ Prosper Blog: Prosper, the online marketplace for people-to-people lending
Within the vast billing network of your various goods and services, fees are affecting everyone these days. Banks, credit cards, mobile phones and even your retirement fund, for example, can siphon funds from you without your oversight. Make it a resolution now to look for the following hidden fees and gain extra money in your [...]
Related Websites - Finding the Right Bank A big portion of how you handle your finances will have a lot to do with the bank that you choose. In most cities, you should have quite a few choices, and with internet banking, it’s never been easier to find a new bank. However, before you open an account,......
Continue reading → Fee Falling
August 11th, 2008 — , Financial, Get A Loan, P2P Lending, Personal Finance Education, Prosper Borrowers, peer to peer lending, prosper news from Steve McDonald @ Prosper Blog: Prosper, the online marketplace for people-to-people lending
If you are a first time loan seeker, whether for home, auto or any other personal need, what do you need to do or know? What do loan institutions look for when assessing potential borrowers? There are many sectors of your personal finances that you need to delve into before you start your loan search [...]
Online Stores Related Websites - Prosper Diversification Diversification is essential to success on Prosper. There are many kinds of diversification: multiple loans, geographic, loan use... While the most important kind of diversification is accomplished via as many as loans as possible (no more than 2% of your portfolio in a single loan), the type of diversification that......
- Wondering... Reduce Interest Rates or Reactivate Non Auto Funding? I recently swore off non auto funding loans. Since making that choice my standing orders haven't found any auto funding loans to their liking. Granted, my interest rates are very very tight (weighted average plus 1.5%) and my credit requirements are quite stringent (no current delinquencies, less than 10 delinquencies in......
Continue reading → Are You a Loan Ranger?
July 30th, 2008 — , Financial, Misc, environment from Steve McDonald @ Prosper Blog: Prosper, the online marketplace for people-to-people lending
Are you still toting that faux leather booklet around, filled with your Care Bear checks? The days of that payment method may be numbered. With more and more on-line services offering non-paper ways to pay, why do things the old fashioned way (not to mention irritating postage and the time to mail a bill)? .
It’s [...]
Online Stores Continue reading → The Checkbook, R.I.P.