Eating Ice Cream Will Lower Your Credit Score

The other day I was talking to a friend in the loan/credit department of the credit union that so graciously pays my salary and the topic of conversation turned to a member who had applied for our best fixed-rate credit card. He had a strong enough credit score and made plenty of money but he [...]

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Avoid Getting Stung by Fees

As I said in my introductory post, the trick to getting the most from your bank or credit union is to take advantage of the financial system. But sometimes it feels like it’s the financial system that’s taking advantage of us; mainly in the way of ever-increasing fees.

You’ve got your fees for overdraft protection, fees [...]

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Ask the Guy on the Inside

As the lead marketing writer for a major credit union, I see the ins and outs of the financial world from a unique perspective. Few people in the organization know the full spectrum of products and services like I do, and even fewer have to try to figure out how to best sell them. Thankfully, [...]

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