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Tips for Managing Your Money Wisely

November 21st, 2008 — , Managing Money Wisely, Personal Budget Planning, budget, how to manage your money, loanio, managing money, money, overspending, personal finance from Loanio @ Loanio

With a few tips for managing money wisely, you should have no problems putting together a good working budget and learning how to manage your money. Here are some excellent tips for managing money wisely that will give you a great platform for getting started.
1 - The first step is to figure out how you [...]

What Are Legitimate High Yield Investments?

November 20th, 2008 — , attractive investment opportunities, bankruptcy, degree of risk, high risk, high yield investing, high yield investment, high yield investments, investment opportunity, investments, loanio, money, much money, passive approach, personal finance, scams from Loanio @ Loanio

In this day and age, everyone is hurting for money, and locating legitimate high yield investments is not easy. Aside from scams, another consideration that needs to be made is the potential return on any investments that you make. Despite the fact that there are many attractive investment opportunities available both online and off, the [...]

Save Money by Managing Your Money

November 19th, 2008 — , Managing Money Wisely, Smart Money Ideas, additional income, basic budgeting, bonus money, checking account, decisions, dollar bills, extra income, extra money, investment account, investment accounts, investments, loanio, money, money gifts, money saving tips, personal finance, rebates, saving money, savings account, shopping, tax refunds from Loanio @ Loanio

There are plenty of ways for you to save money simply by managing it. It does not necessarily mean that you have to be frugal, but rather you simply have to be wise in the decisions that you make. Too many people these days are finding that they were never taught how to manage their [...]

Online Finance Magazines

November 18th, 2008 — , Online Finance Magazines, answer sections, current situation, current state, economists, finance magazines, getting out of debt, government officials, grocer, insight, insightful question, investment portfolio, investment vehicle, investments, loanio, newsstand, point of view, politicians, question and answer, rewards, segment, world economy from Loanio @ Loanio

Most people intentionally bypass the bay of finance magazines in the grocer or their local newsstand, believing that there is nothing in those magazines that will help them gain a better understanding of their money, the state of the economy, or anything else relating to finances for that matter. But by exploring what online finance [...]

Are Stocks a Good Investment?

November 17th, 2008 — , Dividends, ample opportunity, benefit, circumstances, common stock, common stocks, frequent basis, investing in stocks, investments, liquidity, money, personal finance, preferred stock, profits, public offering, stock investors, stock market, stocks, voting rights from Loanio @ Loanio

The first step that you need to understand when it comes to determining whether or not stocks are a good investment is to understand how stocks work in general. A share of stock is the smallest unit of ownership possible in a company. Owning a share of a company’s stock essentially makes you a partial [...]

Loanio Roundup - Veteran’s Edition

November 16th, 2008 — , Small Business, bailout, balloons, banking, bravery, credit flow, financial waters, free markets, investments, loanio, mail, market watch, minding your business, money, mortgage rates, news articles on, npr, ny times, orlando sentinel, peer lending, rivals, sacrifices, sba, smart money, stock market, survival of the fattest, yahoo finance from Loanio @ Loanio

Loanio would like to thank all the men and women who have put their lives on the line to protect America’s freedom and ideals. Your sacrifices and bravery have been beneficial to many and are greatly appreciated.
Below you’ll find links to resources, both blog and news articles on the economy, small business, p2p lending, and [...]

How Do I Plan For Retirement

November 14th, 2008 — , 401 k, 401K Retirement, Plan for Retirement, Rules of Thumb, Smart Money Ideas, amount of time, attainable goals, blueprint, contri, deductible contributions, how much money, income sources, lifestyle, loanio, man and woman, money, retirement expenses, retirement fund, retirement savings, roth iras, savings, social security, tax deductions, traditional iras, working man from Loanio @ Loanio

Every working man and woman is entitled to a retirement that is secure and comfortable. Saving and planning for retirement is not necessarily an easy process however because we are living longer and healthier lives in general, which means we need more money to survive retirement than ever before. If you want to learn how [...]

Personal Budget Planning is Crucial!

November 13th, 2008 — , Credit Crunch, Personal Budget Planning, Smart Money Ideas, amount of money, bank statements, cash transactions, credit card statements, discretionary income, economy, expense statements, good foundation, hassle, household, income statements, incomes, least three months, paychecks, personal budget, personal finance, personal wealth, receipts, salary, six months from Loanio @ Loanio

Personal budget planning is absolutely crucial if you want to build personal wealth and overcome things like the credit crunch and the current problems that the economy is experiencing. The word “Budget” is one that worries a lot of people because it often seems more like a hassle and a chore than anything else, but [...]

3 Tips for Teen Investing

November 12th, 2008 — , Investment Basics for Teens, Money Management, Teens and Money, adulthood, billions of dollars, budgets, college tuition, enough money, financial responsibility, household needs, investment basics, investments, kids these days, loanio, money, parents, part time, personal finance, purchasing a car, rewards, summer jobs, teenager, teenagers from Loanio @ Loanio

Parents like to complain that their teenage children do not listen to them. However, when it comes to matters dealing with money, the opposite is actually often true. Teenagers often welcome the advice that their parents have to give regarding finances, money management and investments. In the past few years, teenagers have been earning billions [...]

What Are the Best Small Investments?

November 11th, 2008 — , Dividends, amount of money, brokerage fees, dividend income, dividend yield, fixed income investments, investment return, investment strategy, investment vehicle, investment vehicles, investments, investor section, investors, money, personal finance, price appreciation, rewards, rois, savings accounts, stock from Loanio @ Loanio

In times of uncertain economic future, it is important to look at your investment strategy and tweak it as needed. One of the ways that you can improve your portfolio is to take on small investments with lower risks associated with them. Taking in smaller rewards and returns may seem like a waste, but these [...]

To Borrow or Not to Borrow against a 401K

November 10th, 2008 — , 401 k, 401K Retirement, Credit Crunch, Plan for Retirement, bottom line, brainer, career, credit card debt, financial planners, foolish move, good time, high interest, income taxes, indiscretions, interest credit card, interest debt, interest loan, investment return, irs penalty, job security, loanio, money, nest egg, s market, straight to the bank from Loanio @ Loanio

Question -
Because of the credit crunch, is this a good time to consider borrowing against a 401(k) savings as a means of paying off other loans? My current 401(k) planning investment return is 5 percent, and the interest I will be paying on it is 9 percent.
Answer -
If you only really consider the numbers in [...]

Loanio Roundup - Congratulations President-Elect Obama

November 9th, 2008 — , Small Business, american banker, banking, business entrepreneurs, business week, cnn, cnn money, credit, down economy, election results, email newsletters, emerging markets, great time, investments, loanio, market watch, meltdown, money, money stocks, obama, peer lending, president elect, recession, roundup, small business grants, small business owner, stock market, year end from Loanio @ Loanio

Loanio extends its congratulations to President-Elect Obama for running an excellent campaign.
This week’s edition of Loanio’s roundup takes a look at the election and what it means for the economy. What are your thoughts to the issues? We’ve also included several links for business entrepreneurs and on p2p lending for your weekend reading.
The Economy and [...]

Teach Your Teen About Saving Money

November 9th, 2008 — , Managing Money Wisely, Teens Saving Money, Teens and Money, clothes, expenditures, financial decisions, financial fitness, fish, how to save money, jobs, lifetime, loanio, money, money deposit, personal finance, poor decisions, regard, saving money, savings, shoes, teenage child, teenager, teenagers, toys, transcription, video games computer from Loanio @ Loanio

One of the biggest reasons why having a teenage child can be difficult is because teenagers tend to spend money easily and freely without any real regard for what goes into earning that money in the first place. Teenagers tend to spend a great deal of money on clothes, shoes, toys, video games, computer stuff, [...]

When Disaster Strikes

November 7th, 2008 — , Smart Money Ideas, economic damage, economic situations, fears, financial markets, gas containers, gas prices, grocery store, gulf coast, household, hurricane, mentality, money saving tips, natural disasters, necessities, offshore oil rigs, panic mode, personal finance, pumps, shock, tanks, worst case scenario from Loanio @ Loanio

As Hurricane Ike took aim for the Gulf Coast, the financial markets reacted much in the way that they were expected to. Gas prices jumped to $5 a gallon along the gulf coast, and many expected the price jump to go nationwide, particularly if the hurricane caused damage to any offshore oil rigs. Since the [...]

8 Tips for College Student Budgets

November 6th, 2008 — , College Student Finances, Managing Money Wisely, Personal Budget Planning, Smart Money Ideas, amount of money, budget plan, college students, credit, credit card, credit credit cards, emergency fund, entertainment purposes, good time, groceries, little bit, money, much money, pace, personal credit line, personal finance, receipts, spending money, starbucks, time money, vow from Loanio @ Loanio

Below are eight tips for college students about money and finances.
1. Track your Expenses
If you track your spending for a few weeks, you will be better able to figure out where your money is going. Are you spending an exorbitant amount of money on Starbucks? You may want to cut back. Most college students do [...]

401k Planning

November 5th, 2008 — , 401K Retirement, 401k retirement plan, Plan for Retirement, company stock, distributions, federal government, hardship withdrawals, investment choices, investment funds, investment mix, little bit, loanio, loans, matching funds, money, paycheck, personal finance, planning company, vesting period, withdrawal penalty from Loanio @ Loanio

Most people have questions when it comes to 401k planning and retirement. These people often wonder what 401k planning is, how 401k planning works, and how a dwindling balance can be revived. 401k plans can be complex, but they can also be quite easy to understand with a little bit of preparation.
What is 401k Planning?
A [...]

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What Are Safe Investments?

November 4th, 2008 — , Smart Money Ideas, banks, bet, bonds, due diligence, extra income, high yield savings, homework, interest rate, investments, money, personal finances, personal financial adviser, professional broker, rate of return, risk analysis, safety net, savings, savings account, stock, stock market, streams of income from Loanio @ Loanio

If you are trying to accumulate wealth, set aside money for the future or you would just like to have a few more streams of income coming in, investments are usually the first thing people turn to. However, the most common question that many people have is what are safe investments? This is a question [...]

Managing Money Wisely

November 3rd, 2008 — , Managing Money Wisely, Personal Budget Planning, consequences, disaster, financial goals, financial ruin, futu, hard time, impulse buying, lcd television, managing money, managing your money, money, overspending, personal finance, resisting the urge, set goals, setting a budget, sticking to a budget, strict budget, successes, vital component from Loanio @ Loanio

One of the hardest things for many people to accomplish is managing money wisely. We may all know the basics, and understand that spending too much is a good way to get on the road to financial ruin. However, when push comes to shove, we end up making mistakes that may take years to undo. [...]

Loanio Roundup - Dia de Los Muertos

November 2nd, 2008 — , Small Business, all saints day, banking, catholic holidays, day of the dead, de los muertos, dia de los muertos, economist, economy, finance, holiday celebration, loanio, mexico, peer lending, roundup, smart money, stock market, story id, taxes from Loanio @ Loanio

Good morning and welcome to the Dia de Los Muertos edition of Loanio’s roundup. Dia de Los Muertos is a holiday celebration that takes place primarily in Mexico and celebrates the dead. It goes by Day of the Dead in English and correspondingly it matches the Catholic holidays of All Saints Day and All Souls [...]

Teens Saving Money

October 31st, 2008 — , Managing Money Wisely, Smart Money Ideas, Teens Saving Money, Teens and Money, best solution, extra money, financial foundation, financial goals, financial path, financial practices, financial principles, great time, hard evidence, high yield savings, long term goals, money, nest egg, next level, personal finance, reward system, saving money, short term goals, stock market from Loanio @ Loanio

One of the best ways to build a strong financial foundation in teens is by starting a savings plan early on. Over the past few years, there have been more teens saving money and the results are clear. When you take the time to teach good financial practices to your children, these skills will carry [...]

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Is Your Online Bank Safe?

October 30th, 2008 — , amount of money, antivirus, clarification, encryption, financial information, firewall, hacker, hackers, important information, money, online bank account, online banking, passwords, personal finance, precaution, privacy policy, protection software, risk, safe place, securing your data, ssl certificates, urls from Loanio @ Loanio

Online banking has become incredibly popular and it is very useful. For those that rely on online banking, there is an accepted risk that goes with exposing your financial information online, but before you jump in, it is a good idea to do a little checking to make sure that your online bank is indeed [...]

The Danger of Auto Bill Pay

October 29th, 2008 — , Credit Cards, Managing Money Wisely, auto bill pay, auto bill pay programs, banking, bill pay, checking, checking account, credit card, creditors, data protection, electronic statement, extra fees, hidden fees, late payments, long distance, money, necessary steps, norm, paper bills, paying attention, personal finance, security, tabs, three times, transaction charges from Loanio @ Loanio

As our society gets busier, it’s been increasingly important to automate several aspects of our lives. One of the first areas to be automated was the payment of monthly bills and for many, this is an essential system that helps them avoid late payments. However, there are a few dangers that are associated with auto [...]

Should You Be Worried About the Economy?

October 28th, 2008 — , Credit Cards, Managing Money Wisely, Money Management, bad news, banks, car payments, cards, carpool, credit card bills, economy, emergency fund, foreclosure, gas prices, high interest rates, housing market, interest card, interest rate, loans, money, mortgage, mortgage payment, mortgage payments, personal finance, smart money, variable rate from Loanio @ Loanio

If you follow the news, chances are the state of the economy may have you a little concerned. Bad news is rampant, the housing market is shaky and doom appears to be around every corner. While there are some definite problems with the economy right now, that doesn’t necessarily mean that you need to start [...]

Loanio Roundup - The Economy, Small Business, Loans, and P2P Lending

October 26th, 2008 — , Credit Crunch, P2P Lending, Small Business, banking, credit crisis, economy, international herald tribune, loanio, money, new york times, peer lending, peer to peer lending, personal finance, stock market, wall street journal from Loanio @ Loanio

Welcome to the fourth edition of Loanio’s roundup. There’s more on the peer to peer lending industry in this post with several links for small business entrepreneurs to check out as well. Browse through and make sure you’re up to date on all the financial information. Might want to grab a coffee first.
We hope the [...]

Is Leasing an Auto a Good Option Right Now?

October 24th, 2008 — , Auto, buyout price, current state, economy, enough money, extra fee, extra fees, lease document, lease payment, lease period, lease term, leases, money, outright purchase, personal finance, pros and cons, rising interest rates, wise option from Loanio @ Loanio

With the current state of the economy and rising interest rates, many are considering leasing an auto instead of making an outright purchase or financing one. While there are a few benefits that can come through a leased vehicle, this is a decision that will require some careful thought and weighing of the pros and [...]

How to Put Together an Emergency Fund

October 23rd, 2008 — , Smart Money Ideas, amount of money, back yard, business hours, checks, debit card, emergency account, emergency fund, emergency funds, enough money, how much money, losing your job, money, personal finance, rainy day, safety net, satisfaction, savings account, six months, three months from Loanio @ Loanio

If you are concerned about the state of your finances, your job or if you would just like to have a safety net that will be there to catch you if something goes wrong, an emergency fund is a very powerful tool to have in your financial arsenal. Emergency funds can be used for just [...]

Loanio Roundup - Credit and P2P Lending

October 19th, 2008 — , College Student Finances, auto industry, economy, good weekend, loanio, market watch, news story, peer lending, roundup, stock market, stocks from Loanio @ Loanio

Welcome to the third edition of the Loanio Roundup. This edition looks at what is going on in P2P lending, the economy, and more. There are some links on college financing and a swift look at the auto industry. Browse the links below and tell us what you think. What are you most interested in [...]

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