Kevan Lee — P2P No Bank

Holiday Console Wars: Microsoft’s Xbox 360 vs. Sony’s PS3

November 4th, 2008 — , Features from Kevan Lee @ Lending Club

One of the most popular gifts this holiday season will be video game consoles, leading to one of the most popular reasons for missing Christmas dinner being “but I’m only 300 points away from the next level!”
The holidays bring out the purchasing in everyone, or so the major video game companies hope.
Traditionally, November and [...]

4 Practical Ways to Cut Spending and Thrive During a Financial Crisis

October 2nd, 2008 — , Features from Kevan Lee @ Lending Club

Not spending money is harder than it sounds.
American consumers are increasingly cutting back during these tough economic times, which is a bummer since Sonic banana splits are only 99 cents.
But the reasoning makes sense. Keep as much money as you can until the stock market and the banks and the scores of other financial institutions [...]

Extreme Savings with Belated Holiday Scheduling

September 30th, 2008 — , Features from Kevan Lee @ Lending Club

While walking through Target one fine September day, I came across aisles upon aisles of Halloween costumes and decorations. There were pumpkin baskets and paper spiders and witches and skeletons and bats. The walls were stuffed with candy, so much so that my fillings hurt just looking at it. I was overwhelmed by the overwhelming [...]

Is Shopping on Woot Financially Responsible?

September 23rd, 2008 — , Features from Kevan Lee @ Lending Club

Do I really need two sets of AM/FM walkie-talkies?
I was approached by this conundrum out of the blue one afternoon, and neither I nor my monthly entertainment stipend was prepared to broach the subject. Unfortunately, the subject needed to be broached.
The question was posed as a result of my visiting Woot.com, an online store that [...]

4 Money Pitfalls Students Fall Into

September 16th, 2008 — , Financial Education from Kevan Lee @ Lending Club

College students are back in classes, back in the dorms, and back in arrears to Mom and Dad. Yes, all the signs point to school year being back again.
While hitting the books and meeting new friends are an enjoyable part of college life (unless the books being hit are about philosophy and the friends being [...]

How to Save Money on the iPhone 3G

August 7th, 2008 — , Financial Education from Kevan Lee @ Lending Club

Can the new iPhone actually save you money? Yes. A 16GB iPhone will cost you $300 at the store, but it will save you at least $500.
Apple’s popular product has been a hit with consumers, and it has been a revolution for the phone, music player, and mobile Internet industry… all this, despite its high [...]

Eight Effective Ways to Fight Back Tough Times

July 29th, 2008 — , Financial Education from Kevan Lee @ Lending Club

Recessions and downturns have people nervous. But rather than bemoan the economy and long for change, getting proactive about spending habits could help you get a leg up on the financial swoon. Here are eight tips on doing just that.
1. Share the cost.
What are friends for, if not price proration?
If you do find [...]

4 Practical Financial Lessons from The Dark Knight

July 22nd, 2008 — , Financial Education from Kevan Lee @ Lending Club

The Dark Knight, the latest in the new series of weighty Batman remakes, had the biggest opening in box office history last weekend. The movie, directed by Christopher Nolan, features an outstanding performance by the late Heath Ledger and an outstanding storyline that helps it transcend superhero movies and become simply a great story.
Batman, as [...]

What’s in Your Wallet? 5 Dos and Don’ts

July 8th, 2008 — , Financial Education from Kevan Lee @ Lending Club

The lowest point in the career of the wallet might have come at the hands of George Costanza. The Seinfeld star, famous for his idiosyncrasies and stubbornness, laid claim to a wallet the size of a small Manhattan apartment—a wallet that was obese to the point of actually causing George physical discomfort. No wonder, considering [...]

5 Places Where Spending Money = Saving Money

June 17th, 2008 — , CEO announcements, Financial Education from Kevan Lee @ Lending Club

Sound money advice has no sense of irony.
Spending money in order to save money seems contradictory, inconsistent, and just plain wrong. Saving and spending are opposites. How could they ever be complementary?
Though it may seem impossible, practicing sound spending can save money in the long run. Skimping on purchases or decisions today can lead to [...]

Personal Finance Lessons from Obama and McCain

June 10th, 2008 — , Financial Education from Kevan Lee @ Lending Club

Barack Obama and John McCain have a long road in front of them. All the better for opportunistic money-conscious citizens.
Presidential candidates, in addition to having the responsibility of leading a powerful nation and influencing society for generations to come, provide a unique example of fiscal management.
Their methods of fund-raising and spending may not be reasonable [...]

The Pros and Cons of Credit Cards

June 3rd, 2008 — , Financial Education from Kevan Lee @ Lending Club

Making a purchase with a credit card can be exhilarating and rewarding one moment and regrettable and binding the next. For many, the joy of that tiny square of plastic monetary freedom becomes a ball-and-chain of debt faster than you can say “discount sale at Sears.” Yet others maintain a responsible, reliable account that provides [...]

Road Trip! How to Save Gas During Summer Vacation

May 29th, 2008 — , Financial Education from Kevan Lee @ Lending Club

The road trip is an annual rite of summer, but rising fuel costs may replace car rides with gas rations. Fortunately, there are still smart, effective ways of “getting your motor running” and “heading out on the highway” to your favorite destination.
Skyrocketing gas prices and a brooding economy don’t have to spell doom to [...]

Moving? 5 Easy Ways to Save Money and Your Sanity on Moving Day

May 20th, 2008 — , Financial Education from Kevan Lee @ Social Lending Blog - Lending Club

Between the excitement of moving into a new home and the closure of leaving an old one lies the tedium of moving. Hours are spent boxing up belongings and carefully wrapping fragile keepsakes only to spend even longer opening boxes and unwrapping items just a few days later. Whether the move is city-wide [...]

4 Killer Graduation Gifts

May 6th, 2008 — , Financial Education from Kevan Lee @ Social Lending Blog - Lending Club

High school seniors have spent 12 years studying, learning, and working toward the day that they can get their diploma and get on with their lives. They deserve to be recognized for their hard work and determination…just not with embroidered oven mitts.
The gifts for graduates can often fall into the trap of [...]

The Kentucky Derby Guide To Borrowing

May 1st, 2008 — , Financial Education from Kevan Lee @ Social Lending Blog - Lending Club

There are two ways to benefit financially from the lessons of horse racing.

Bet on the race.
Use horse racing as a metaphor for your own financial borrowing.

Obviously, the first strategy is misguided, short-sighted, and in some places, illegal. “Betting the horses” denotes sad, lonely misers or Tobey Maguire’s character in Seabiscuit. Neither is an [...]

Four Easy Ways to Spring Clean Your Finances

April 24th, 2008 — , Financial Education from Kevan Lee @ Social Lending Blog - Lending Club

Spring arrives with the singing of birds and the blooming of flowers, and it wouldn’t be complete without the scrubbing of bathrooms and the vacuuming of living rooms.
Spring cleaning is as much a seasonal tradition as spotting the first robin or picking the first cherry blossom. Families across the country come out from winter [...]

Lifestyle Changes Come Quickly for Newly Minted NFL Millionaires

April 17th, 2008 — , Financial Education from Kevan Lee @ Social Lending Blog - Lending Club

A bunch of big, strong 22-year-olds are about to become very rich.
The NFL draft, the annual meat market that fits college football players with NFL squads, will take place at the end of April, and for the hundreds of prospects eligible for the draft, big changes are afoot. Not only will these young athletes [...]

Five Monopoly® Cures for a Sagging Economy

April 8th, 2008 — , Financial Education from Kevan Lee @ Lending ClubSocial Lending Blog - Lending Club

The world would be a much better place if it operated within the realm of board games. Candyland® would end world hunger. Operation® would cure expensive healthcare. And Mousetrap® would make pest control the most enviable job on earth.
Nearly every board game would have a positive effect on our lives, especially when it came to [...]

Baseball’s Sky High Prices: What Happened?

April 3rd, 2008 — , Financial Education, ballpark, nationals from Kevan Lee @ Better Rates. Together.

Nothing can beat a day at the ballpark…except, possibly, avoiding bankruptcy.
The two used to be mutually exclusive. Catching a baseball game was inexpensive, enjoyable, and memorable. Families used to be able to spend a day at the ballpark without spending a lot of money, but seeing a game in today’s multi-million dollar arenas is cause [...]

Generous Tipping: When to Tip Like a Rock Star

March 27th, 2008 — , Financial Education, Lending Club, gratuity, percent, tipping from Kevan Lee @ Better Rates. Together.

Have you ever found yourself sitting in a restaurant or at the hairdresser, frantically trying to figure an appropriate amount to tip? Should you play it safe and overtip? Should you factor in the quality of the service? You fear coming off as cheap, but you don’t want to give out free money, either.
Everyone struggles [...]

Five Tips to Win the Grocery Game

March 20th, 2008 — , Financial Education, Lending Club, coupons, generic from Kevan Lee @ Better Rates. Together.

Grocery shopping is as inevitable as death and taxes, and at the rate Americans consume, grocery bills have become a big chunk of people’s monthly expenses.
But they don’t have to be.
Sure, there is no getting around the cost of milk or meat, but there are still several smart ways to save at the checkout [...]

Living March Madness to the Fullest with a $5,000 Personal Loan from Lending Club

March 11th, 2008 — Financial Education, Lending Club, antonio, basketball, tampa, tournament from Kevan Lee @ Better Rates. Together.

As winter slowly fades into spring, the sports world starts picking up momentum. In a matter of weeks, the NBA and NHL will be in the playoffs, baseball will see its opening pitch thrown, and the NFL will hold its annual draft. But what really gets people revved up this time of year, as its [...]

Win the Stanley Cup for Your Team for Only $22,500

March 6th, 2008 — Financial Education, Lending Club, capitals, contract, ovechkin, ovechkin’s, shots from Kevan Lee @ Better Rates. Together.

Alexander Ovechkin is one of the NHL’s brightest young stars.
Like many of his fellow players, the Washington Capitals’ forward has benefited from some of the exciting rule changes in the new NHL that put a premium on speed, athleticism, and goal-scoring. The game has opened up a lot since the lockout of 2004-2005, and [...]

Put Your Money Through the NFL Combine

February 28th, 2008 — , Financial Education, Lending Club from Kevan Lee @ Better Rates. Together.

Every February, NFL prospects from colleges across America travel to Indianapolis to be poked, prodded and pored over by pro football scouts. The potential draft picks go through scores of tests that measure everything from body fat to strength, and one bad score could cost them millions of dollars.
Most athletes train for months to get [...]

What Does a $25,000 Loan Buy at the Oscars?

February 21st, 2008 — Financial Education, Lending Club, oscars from Kevan Lee @ Better Rates. Together.

If you’ve ever wanted to be a part of Oscar history, Lending Club can help. If there is one factor that is most important above all else in Hollywood, it is having money. For those looking to borrow money, Lending Club just happens to specialize in financial solutions by offering a smart alternative [...]

Seven Donkey Kong Personal Finance Lessons to Live By

February 14th, 2008 — , Financial Education, Lending Club from Kevan Lee @ Better Rates. Together.

Nintendo’s arcade classic, Donkey Kong, has fans around the world ranging from dorky, high-score experts to fun-loving, socialized newcomers. The game has such a wide draw because it is a complex, ingenious story that is difficult to master and fun to play.
But there is another element to Donkey Kong that is often overlooked: [...]

Tired of working? Make your money do it for you.

January 29th, 2008 — , Financial Education, Lending Club from Kevan Lee @ Better Rates. Together.

For the longest time, I have wanted a personal assistant.
My life is not necessarily busy or hectic, so my secretary would not have to work very hard. But I find it incredibly appealing to wake up in the morning and tell someone, “Hold my calls; I’ll be playing Madden for the next [...]

Personal Checks & The Checkbook: Dead?

January 24th, 2008 — Financial Education, Lending Club, checkbook, check—electronic from Kevan Lee @ Better Rates. Together.

Despite the upsides of having a high interest checking account, in an increasingly paperless world, personal checks and the defiantly tangible checkbook are fast becoming a dinosaur of finance. Sitting at the checkout counter, fumbling through check reconciliation pages is a thing of the past. With so many new ways of shelling out [...]

What’s Your Budget Personality?

January 15th, 2008 — Financial Education, Lending Club, budgets, streamlined from Kevan Lee @ Better Rates. Together.

Not accounting for money was so 2007. This year, it’s all about budgeting.
As the New Year turns and resolutions are made, many people will be making new efforts to monitor their moolah. Budgets are as popular a New Year’s resolution as dieting and swearing less, but shucks to jeepers if money management doesn’t [...]

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