Stay Aware of Monthly Fees

The easiest expenditures to overlook when thinking about finances are recurring monthly fees. You probably only think about them briefly when you go over your monthly bank statements, but these transactions can be a large drain on your finances. The small membership fees add up over the course of a year, and you may also [...]

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  • Are Hidden Fees Keeping You From Meeting Your Financial Goals? Hidden fees are nasty little critters that can eat away at your credit card balances, or your checking accounts and you may never be the wiser. If you are stuck wondering where it all goes at the end of the money, it's time to do some investigating to find out......
  • Cheap Ways to Exercise If your budget is keeping you from making a commitment to exercise, there are numerous free or low cost methods currently available. You don’t have to purchase an expensive membership at the gym, or buy expensive equipment for a home gym in order to get fit. Let’s go over some......

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Smart Spending

After you read enough personal finance posts, one of their main themes starts to become apparent. Personal finance is all about frugality: identifying and removing unneeded expenditures from your life. You can learn how to make your own bread so that you don’t have to buy it, how to maximize your fuel economy by [...]

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Starting and Sticking to a Budget

Creating a budget is a great way to become aware of your spending habits and identify where you might be overspending. Too often, we only check up on our spending when our bank account balance is lower than we would’ve thought. We all make lots of little purchases that we may forget about: Tuesday’s lunch, [...]

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Lower Your Credit Card Rates, Instantly!

I was talking with a friend who used to work at a bank, and he gave me a great tip on how to reduce your credit card interest rate.
Simply call up the credit card company and ask for a promotional rate. You’ll want to call the number on the back of the card and [...]

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  • Using Credit Cards to Make More Money When it comes to credit cards, most of us think of them as a way to get things we really want right now. We may not actually "need" these things, but we sure do want them. Whether it's a new couch, a new stereo or even a new wardrobe, we......
  • Sunday Money Madness - Go for Broke Welcome to the Go for Broke edition of Sunday Money Madness. The breakdown is once again by category for easy searching for weekend reading material. Tell us what you think! Save Money | Frugal Tips: Mighty Bargain Hunter answers a Reader question: Tips for newbie collectors. Looking to fill out......

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