Final Thoughts

Does microlending work?  That’s one of the questions that I wanted to answer as a Kiva Fellow and that’s the question I’ve been asked on numerous occasions since I returned to Seattle.  After a couple of weeks of readjusting to the American pace of life, I’m prepared to provide an answer.
 
Yes, it works.  But, it [...]

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The mission to be social

As my fellowship nears its end, I’ve purposely taken time to step back and revisit my original reasons for deciding to quit my job, stuff my apartment into a dusty storage unit, leave family and friends and fly to Ghana.  One of my goals was to see the impact of commercialization on an MFI’s social [...]

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A Loan as an Inflationary Hedge

I’ve visited over 100 clients in the past two months and one of the most common responses to “how are you going to use this loan” is “I’m going to buy in bulk.”   At first, it appeared to me that perhaps this is a common impulse to overstock inventory so a customer never walks away [...]

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Sinapi! Abapa! Sinapi! Enkoso!

During the last month, I’ve visited quite a few courtyards, backyards, sideyards, and frontyards. In each one, I can usually count on two things. One is that someone in the group rises to find chairs for the loan officers and myself and places these chairs in a cool, shady spot. [...]

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My First Repayment Day

Sometimes the end is the best beginning. And, by the end of my first repayment day, a group of four women marched past me, through the hallway and onto the red dirt path outside the house where they had just completed their repayments. As they passed, some were shaking their heads, others were [...]

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Akwaaba to Ghana!

Struggles. That’s what came to mind during my first days in Ghana. The struggle to find my way around to light a candle when the electricity had failed again. The struggle to keep my body hydrated in the heat and humidity. But, much more, it was the [...]

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