December 31st, 2008 — , DIY, Financial, Misc, Personal Finance Education, employee from Catherine Muriel @ Prosper Blog: Prosper, the online marketplace for people-to-people lending
To keep your credit in good standing, buy smarter and continue giving…that is something we can all strive for.
Try to keep your credit card balances low:
As a general rule, keeping your credit balances around 25% - 30% of the credit limit is a smart move. This will assist in protecting your credit score. When you use your [...]
Online Stores Related Websites - 4 Easy Ways to Raise Your Credit Score For many Americans, dealing with a low credit score can be incredibly frustrating. It’s tough to get any loans and in some cases, it may even affect your prospects for employment. If you’re sick of dealing with a low score, it’s time to starting putting into motion some techniques that......
- New Loan Funded #6205 -- $50 @ 19.1% A new loan funded this afternoon (Debt Consolidation - Pay off cards to raise credit score (Loan #6205) — $24,000 at 19.10%). I participated via my standing order: High DTI — AF. Which is this loan was funded as a high debt to income ratio and was an auto-funding loan. The borrow had C......
Continue reading → New Year Resolutions
December 26th, 2008 — , Financial, Misc, employee from Catherine Muriel @ Prosper Blog: Prosper, the online marketplace for people-to-people lending
Do you still make resolutions?
Well here are a few that you might want to think about as 2009 draws closer and a few key dates to make a note of….
Stocks and such: the Stock Market opens up again January 2nd 2009 – this might also be a really good time to develop a plan for [...]
Online Stores Related Websites - Programmer and Blogger Seeks Credit Score Improvment Loan My Prosper Group is proud to present our 3rd listing (2nd endorsed listing)... This listing is attempting to put the social in social capital. The Penny Saved has been a known blogroll buddy of RateLadder for sometime. He asked me about this loan strategy about 2 months ago. This is......
- One Loan Late. Not supposed to happen to AA. What does that mean? Of my 46 loans. 1 is now late (less than 15 days). Here is what Prosper.com says will happen now: What exactly happens if I'm late? Below is the schedule that Prosper follows in the event of a borrower missing a payment due to insufficient funds (NSF). At any point......
Continue reading → 2009 looms ahead
December 23rd, 2008 — , DIY, Financial, Misc, Vacations, employee from Catherine Muriel @ Prosper Blog: Prosper, the online marketplace for people-to-people lending
Travel less this season
Traveling at holiday time is expensive and stressful, and this holiday season is proving to be an absolute bear. The weather in the Northwest and the Northeast is causing huge delays at airports. Many airlines are letting you reschedule at no extra charge. Be sure to ask about these special offers and if you are [...]
Online Stores Related Websites - Smart Credit Card Debt Credit card debt is a global problem that has led many to the poorhouse. However, with smart management, credit card debt can actually be a good thing. Let’s look at how to have smart credit card debt that will help your finances instead of hurt it. The premise may be......
- Are You Managing Your Debt Correctly? Although debt is a dirty word to many, the fact of the matter is that the vast majority of us are in debt in some way or another. No matter how hard we try, there are times when you simply need something and cannot afford to pay for it straight......
Continue reading → Holiday Savings Ideas
December 17th, 2008 — , Financial, Misc, employee from Catherine Muriel @ Prosper Blog: Prosper, the online marketplace for people-to-people lending
As the year ends and we frantically find all our co-pays for doctor’s offices, miscellaneous drug store receipts and bills from medical labs, it reminds us that putting aside money for these medical expenses was a good idea.
If you have the opportunity of being offered a Flexible spending Account by your employer its worth looking [...]
Online Stores Related Websites - It's Time for Some Personal Budget Planning Tips Personal budget planning is an important part of keeping a handle on your finances. Because there is so much turmoil in today's economy, maintaining a healthy personal budget is more vital than ever. Crafting a personal budget begins with determining how money comes in, and how money goes out, but......
Continue reading → Flexible Spending Accounts are a way to make your money work harder
December 15th, 2008 — , Misc, employee from Catherine Muriel @ Prosper Blog: Prosper, the online marketplace for people-to-people lending
We provided some eco-friendly gift ideas that were cost efficient too in our blog post on Friday. We thought we would give you some more ideas as we fast approach the last few days of holiday shopping.
One relatively inexpensive gift is eco-chic note cards. You can generally order 25 cards and envelopes for [...]
Online Stores Continue reading → More eco-friendly gift ideas
December 12th, 2008 — , Misc, employee, environment from Catherine Muriel @ Prosper Blog: Prosper, the online marketplace for people-to-people lending
There are so many little gifts one can buy especially at the cashier checkout that are great stocking stuffers. But are they really fun/useful/necessary – and aren’t most of them plastic and non bio-degradable? How about resisting that temptation and plan to give a few more eco-centric gifts as opposed to large chain [...]
Online Stores Continue reading → Green Holiday Gift Giving
December 10th, 2008 — , Misc, employee from Catherine Muriel @ Prosper Blog: Prosper, the online marketplace for people-to-people lending
Despite the tough economic times Europe encountered over the decades it always brought joy to my heart to see museums like the Musee D’Orsay; the Tate; The Uffizi and other such venerable institutions brimming with eager students, baby boomers and retirees appreciating the extraordinary art and artifacts on display. There is something to be said for [...]
Online Stores Continue reading → Art – worthy of consideration in these grey times
December 2nd, 2008 — , Financial, Misc from Catherine Muriel @ Prosper Blog: Prosper, the online marketplace for people-to-people lending
It would seem that even Google is not immune from the market downturn. Online search has diminished as people reduce their searches for items to research and purchase. If you have limited funds to spend, why bother searching for new products? Many thought Google would be less affected by this trend, but it seems that cutting back [...]
Online Stores Continue reading → Holiday Discounts – even at the top of the market
November 26th, 2008 — , Misc, employee from Catherine Muriel @ Prosper Blog: Prosper, the online marketplace for people-to-people lending
Almost everyone loves Thanksgiving – it is a time for giving thanks, being with friends family and eating good food. And it does not need to be expensive. A turkey is really not a costly bird to purchase. In fact why do we eat it only once a year? I got a free turkey the other day in [...]
Online Stores Continue reading → Thanksgiving – An American Tradition
November 4th, 2008 — , Misc, employee from Catherine Muriel @ Prosper Blog: Prosper, the online marketplace for people-to-people lending
Over one billion dollars was spent on this election. Plenty of money was spent on television, radio, and of course online advertising. And even with the high price tag, the commercials were unmemorable, and most disturbingly often distorted and then later refuted or explained. Was this a tactic? The damaging remark, and then the retort – oh no we [...]
Online Stores Continue reading → TV and the election
September 29th, 2008 — , Financial, Get A Loan, Lend To Others, Misc, P2P Lending, Prosper, Prosper Borrowers, Prosper Lenders, Referral Program, peer to peer lending, personal loans, prosper news from Catherine Muriel @ Prosper Blog: Prosper, the online marketplace for people-to-people lending
As you may have read, Citigroup recently agreed to purchase Wachovia’s banking operations for about $2.1 billion in a deal brokered by federal regulators. Wachovia’s troubles are similar to those of Washington Mutual, whose assets were seized by the Federal Deposit Insurance Corporation last week and sold to JPMorgan Chase. Wachovia sold thousands of adjustable [...]
Online Stores Related Websites - Financial Web Advertisment on RateLadder I would like to thank Financial Web for their advertisement and sponsorship of Rate Ladder, P2P No Bank, and Pro Prosper. FinWeb.com is an independent financial portal which values information and education... Educating yourself concerning pertinent financial topics is the key to making quality financial decisions. The decisions that you make......
- Different Types of Short Term Investments Short term investments are the most ideal form of investing if you want to invest over a period that is relatively short. Cash manager accounts make it possible to access your money whenever you need to. Fixed term deposit investments secure your money for the entire length of the term.......
Continue reading → Help Your Neighbors
August 26th, 2008 — , Financial, Misc, P2P Lending, Prosper, Prosper Lenders, peer to peer lending, prosper news from Catherine Muriel @ Prosper Blog: Prosper, the online marketplace for people-to-people lending
Kiplinger’s recently published an article about Prosper entitled “Risks and Rewards of Online Lending.” The article addresses the expectations Lenders should have with regard to interest rates.
“Lend to a borrower with bad credit and you can expect a higher interest rate. A borrower with a better credit history will get you a lower rate?”
Generally speaking, [...]
Online Stores Continue reading → Distinguishing between Interest and Return
July 7th, 2008 — , college, prosper news, student loans from Catherine Muriel @ Prosper Blog: Prosper, the online marketplace for people-to-people lending
As Chief Marketing Officer at Upromise from 2002 - 2004, I had the good fortune to meet Michael Bronner, who founded the company, and to work with Senator Bill Bradley, who sat on the Board of Directors. Both shared my passionate belief in the right to a college education and saw the impending shortfall in [...]
Online Stores Continue reading → Student Loans: It Takes a Village
May 5th, 2008 — , prosper news from Catherine Muriel @ Prosper Blog: Prosper, the online marketplace for people-to-people lending
One of the most satisfying experiences at Prosper has been working on our recent initiative to tell the personal stories of lenders and borrowers in the Prosper community. When I recently met several Prosper members in person, listening to their stories of how peer-to-peer lending fit into their lives, I was truly struck by their [...]SHARETHIS.addEntry({ title: “Personal Stories of Lenders and Borrowers”, url: “http://blog.prosper.com/2008/05/05/personal-stories-of-lenders-and-borrowers/” });
Online Stores Related Websites - The Carnival of P2P Lending #4 Prosper Lending Review has published the 4th carnival of P2P Lending. It was the largest p2p lending carnival yet. RateLadder was happy to be included with my article on Prosper Taxes. Here were my favorite articles of the carnival... 6 Ways To Manage The Risk of Peer to Peer Lending......
- P2P Lending In The News A couple of peer-to-peer (p2p) lending articles came out in major publications over the weekend... Enjoy... The ChicagoTribue: Peer-to-peer lending helpful, but know rules Sometimes you have to take matters into your own hands. At least that's the mind-set of individuals who lend and borrow money from each other online,......
Continue reading → Personal Stories of Lenders and Borrowers
