P2P No Bank

The $700 billion bailout package has raised a lot of eyebrows on Main Street. After all, isn’t it Wall Street’s fault for making all these risky investments that went bad? If so, why on earth would the government want to use taxpayer money to bail them…

• Investments Opportunities to Make Money

• Government Advertising Collectibles

Continue reading → What happened to personal accountability?

A recent Money.com article points out some reasons to be concered about the future of oil prices (actually, prices are up some $25 today along, as I write this article). While I am the last person on earth that should be predicting oil prices, I thoug…

• 1-2 Person Tents Tents Canopies Camping Hiking

• 3-4 Person Tents Tents Canopies Camping Hiking

Continue reading → $500 oil coming?

Why do people habitually do certain things? I stumbled upon a great article on consumer habits (or lack thereof when it comes to saving and financial planning) that I wanted to share with my readers. The simple reality is that we need to not only mak…

• People Postcards Collectibles

• A Simple Plan A Rock, Pop Music Memorabilia Entertainment Memorabilia

Continue reading → Make Saving a Habit: Like Washing Your Hands After #2…

I know it sounds too good to be true, but this is the real deal and I would encourage you all to take a look. The “Pay Yourself First Challenge” is a savings contest sponsored by FNBO Direct (yes, that’s a bank) that gives you the opportunity to earn …

• Real Estate Opportunities

• Commercial Real Estate Opportunities

Continue reading → Get Paid to Save (And Have Fun While You Are At It?)!!

Wow, oil prices continue to soar and there is not much we average consumers can do about it. I used to spend $30 every week to fill my car up and now it’s running me more like $65 each time (that’s over $140 more per month and about $1,700 per year!)….

• Current Year, Next Year Calendars Paper Collectibles

• New Year Holiday, Seasonal Collectibles

Continue reading → $140 Oil, $4.00+ Gas - Here’s How to Save Some Bucks!

Americans are piling on the debt at an alarming pace while one of our most valuable assets (our homes) is plummeting in value. A recent article from Bloomberg points out that consumer debt levels increased by a whopping $15.3 billion in March 2008, wh…

• Manufactured Homes Real Estate Opportunities

• Levels Plumb Bobs Hand Tools Tools Home Improvement

Continue reading → Consumers Pile on $15 Billion More Debt in March 2008!

P2P-Loans.com has recently noticed a number of smart folks writing about the end of the housing crisis. In two separate articles in the WSJ (”Opinion: The Housing Crisis is Over” and “Is Housing Slump at a Bottom?”). These articles make very valid po…

• Identity Crisis Superhero Modern Age 1980-Now Comics Collectibles

• Plate Number Coils United States Stamps

Continue reading → Housing Crisis Over? Mixed Data Suggests….

Just the other day, the government quietly reported (only because the media didn’t really give it any play - maybe it has something to do with their retailer advertisers) that the savings rate in the United States hit a new ALL TIME LOW! American’s ar…

• Heart Rate Monitors Monitors Pedometers Gym, Workout Yoga Exercise Fitness

• United States Stamps

Continue reading → Save More, People! Why is the US savings rate so low?

P2P-Loans.com recently came accross the following listing on Prosper from a fellow blogger (Deepmarket.com) who is seeking a Prosper personal loan to consolidate some debt and begin the process of improving his finances. You can review his loan reques…

• Personal, Field Gear Surplus Militaria Collectibles

• Canteens Personal, Field Gear Surplus Militaria Collectibles

Continue reading → Fellow Blogger Seeks P2P Loan on Prosper

A number of websites have popped up that provide an avenue for angry homeowners, renters, taxpayers, etc. to speak out about a government housing bailout proposal that is making its way through Congress. P2P-Loans.com generally believes that the marke…

• Internet Businesses Websites Businesses for Sale Opportunities

• Government Advertising Collectibles

Continue reading → Taxpayer/Renter Backlash Builds re: Proposed Gov’t Bailout

Is there a tax-payer funded (err… “government sponsored”) bailout coming for honeowners? Momentum appears to be building for a broad-based program to bail out folks that bought homes in the boom times and can no longer afford to make their payments …

• Manufactured Homes Real Estate Opportunities

• Government Advertising Collectibles

Continue reading → Tax Payer ALERT! The Gov’t Wants To Bail Out Troubled Homeowners

P2P-Loans.com came accross this Fortune magazine article and thought our readers might like to know more about the stimulus plan (even if you don’t qualify for the rebate check, READ ON). In a previous blog post, we wrote about the tentative stimulus …

• A Simple Plan A Rock, Pop Music Memorabilia Entertainment Memorabilia

• Richie Rich Cartoon Character Bronze Age 1970-79 Comics Collectibles

Continue reading → Rebate for the Rich? Stimulus Plan Has Something For the Wealthy, Too!

P2P-Loans.com is always looking to bring you, our loyal readers, the best deals available. Today, we wanted to offer you a free $75 cash gift (ok, so we aren’t giving you any money, but information is power!). All you have to do is open up a free che…

• Cash Registers Banks, Registers Vending Collectibles

• Bank of Canada Canada North, Central America Paper Money World Coins Paper Money

Continue reading → Free Checking Account & $75 Cash for Signing Up: Bank of America!

I’ve been very interested in some of the high yield offers that some of the foreign banks (particularly Caribbean-based banks) have been offering. With rates in the US so much lower (Countrywide Bank is at 4.05%, E*Trade is at 3.01%, Capital One is at…

• Foreign Gold Gold Bullion Coins Paper Money

• Foreign Silver Silver Bullion Coins Paper Money

Continue reading → Foreign Bank CDs - Higher Yield, But Is It Too Risky?

There is nothing like free to get my blood flowing. There is a reason that this single word is one of the highest cost words on Google AdWords since I don’t know of anyone in this world that doesn’t like free stuff. So, I thought I would try to summar…

• Bar Prep Plumbing Fixtures Home Improvement

• Publications Software Building Hardware Home Improvement

Continue reading → Free Software & Other Stuff - No Need To Pay Anymore (PhotoShop, Google, Tax Prep, Coupons and More)!

As you may not know, Fair Isaac (what’s so fair about them, I don’t know) recently updated its FICO score formula and it is being rolled out by the three primary credit agencies. While there are many views on whether these changes are good or bad, the…

• Credit, Charge Cards Trading Cards Collectibles

• Fashion Fair Lipstick Makeup Store

Continue reading → Help, My Credit Score Just Fell Off A Cliff (and I didn’t even do anything)!

The rapid decline in housing values has been a bit shocking for many folks and has resulted in a lot of lost wealth (did we ever really have that money to begin with)? According to Standard and Poor’s Case-Shiller index, home prices have dropped an av…

• Manufactured Homes Real Estate Opportunities

• Standard Water Heaters Heating, Cooling Air Home Improvement

Continue reading → GOOD NEWS - Your Home’s Value is Falling! (huh?)

As you probably know by now, I tend to blog about things that I find curious, interesting or about P2P lending, Prosper, etc. Well, I recently came upon what I felt was a pretty useful collection of some of the best financial sites and tools on the we…

• Curious George Animation Characters Animation Art, Characters Collectibles

• Pretty as a Picture Enesco Decorative Collectible Brands Decorative Collectibles Collectibles

Continue reading → I Need Money (Don’t We All) - Read On To Learn How to Get Some…

I was in the process of writing a blog posting on this very topic when I stumbled accross this well-written article from Bankrate. So, I thought I would share it with you. Enjoy!Who wins, who loses in Fed’s rate-cutting spree?By Chris Kissell • Bank…

• Heart Rate Monitors Monitors Pedometers Gym, Workout Yoga Exercise Fitness

• Bank of Canada Canada North, Central America Paper Money World Coins Paper Money

Continue reading → So, What the Heck Does This Fed Rate Cut Mean to Me?

A recent study released by Northern Trust shows that young millionaires (”rich kids” in their 30s aka Gen X - we are launching a GenX Financial website in the future, so stay tuned) have more diverse investment portfolios than their older, Baby Boomer …

• Richie Rich Cartoon Character Bronze Age 1970-79 Comics Collectibles

• Kids Shoes Clothing, Shoes Accessories Golf

Continue reading → How “Rich Kids” Are Investing Their Money

A recent study released by Northern Trust shows that young millionaires (”rich kids” in their 30s aka Gen X - we are launching a GenX Financial website in the future, so stay tuned) have more diverse investment portfolios than their older, Baby Boomer …

• Richie Rich Cartoon Character Bronze Age 1970-79 Comics Collectibles

• Kids Shoes Clothing, Shoes Accessories Golf

Continue reading → How “Rich Kids” Are Investing Their Money

By now, you’ve certainly read about the credit crunch that has engulfed the world. Banks are running low on cash to lend and in some cases (such as Citigroup) our largest banks are dancing dangerously close to the fire having to rely on sovereign inves…

• Cash Registers Banks, Registers Vending Collectibles

• Mechanical Banks Banks, Registers Vending Collectibles

Continue reading → P2P Lending Grows in Popularity as Banks Slow Lending (Are Individual Lenders Suckers or Savvy?)