Entries from November 2008 ↓
November 30th, 2008 — , Financial, Misc from Prosper Blog @ Prosper Blog: Prosper, the online marketplace for people-to-people lending
As banks continue to falter from the mortgage crisis and now the credit crunch they are finding inventive ways to recoup some of the losses – charging you with extra fees. And they are ubiquitous, so beware.
You know how much you hate being charged an ATM fee of around $1.50 to $1.75 when using another bank’s [...]
Online Stores Related Websites - Finding the Right Bank A big portion of how you handle your finances will have a lot to do with the bank that you choose. In most cities, you should have quite a few choices, and with internet banking, it’s never been easier to find a new bank. However, before you open an account,......
Continue reading → Watch out for those extra bank fees
November 30th, 2008 — , IRS, Income Streams, added benefit, disc copies, diversification, extra security, hard copies, important information, juggler, money, multiple streams of income, paper copies, passive income, personal finance, risk, safe place, snuff, special software, staying on top, streams of income, tabs, time don from Rich Leverage @ Rich Credit Debt Loan
One of the main problems facing those that have multiple streams of income is managing them. You can start to feel a bit like a juggler and chances are, you may be neglecting areas that could be performing better and making more money. Focusing can be tough, but there are easy ways that you can [...]
Online Stores Related Websites - A New Way to Consider Personal Finance Through the past few years, many of us have been conditioned to believe that being in debt is a bad thing. While it certainly may be true that debt is dangerous in the wrong hands, there are actually many ways that debt can be very effective and can actually help......
- Learning How to Finance Your Future Most of us think about retirement and panic. It can be tough trying to figure out how we’re going to survive and plan for our futures when we’re just trying to make ends meet right now. If you’re strapped for cash at the end of every month, chances are you......
Continue reading → How to Stay Focused With Multiple Streams of Income
November 30th, 2008 — , 401k, Financial Security, Income Streams, Investing, Retirement, back seat, centuries, debt, debt leverage, decent shape, diversification, emergencies, financial future, freedom, good debt, good neighborhood, leverage, millionaires, money, mortgage, mortgage payment, multiple streams of income, new stream, personal finance, real estate, social security, streams of income from Rich Leverage @ Rich Credit Debt Loan
Not all of us have had the luxury of spending the last 20 years to secure our financial future. Most of the time, through no fault of our own, putting aside money for retirement takes a back seat to handling emergencies or schooling for our kids, or simply the daily expenses of life. If you’re [...]
Online Stores Related Websites - How Far Into Debt Should You Go? While most of us get the general principle that we need to go into debt if we want to build up our credit, it’s tough to know exactly how far you should go. When you’re first starting out, it’s all too easy to get buried in bad debts that run......
- Creating Income Streams That Last Whether you are decades away from retirement, or it is staring you in the face, creating multiple streams of income is considered to be one of the best ways to secure your financial future. However, it is important to consider not only how much these streams can bring you, but......
Continue reading → Planning For Retirement Late in Life
November 30th, 2008 — , ROI from j9359 @ j9359 (my prosper experience)
LS shows 4.89% and Eric’s has 4.27%Number of late and 1 month late now is alarming! A few months from now when those hit my XIRR calculation ROI is going to look really bad.And with the Prosper mis-management team focused on trying to salvage the comp…
Continue reading → Nov 2008 ROI 4.45%
November 30th, 2008 — , Financial Education from Mike Smith @ Lending Club
Another benefit of discussions many parents are forced to have with their children about troubled family finances is that they open the door for further guidance on the topic. Before children go out on their own, preparing them for the realities of the world is often limited to lifestyle topics. While those are certainly important [...]
Continue reading → Prepping Financial Fledglings for College
November 30th, 2008 — , bargain gift, belt buckles, budgeting tips, cash money, cheap entertainment, debt credit, frugal tips, fruitlands, happy rock, holiday shopping, how to fix your credit report, lower mortgage payment, money life, money matters, money saving tips, ncn, personal finance, pumpkin pie, roundup, school holiday, win a million from Rich Leverage @ Rich Credit Debt Loan
Thanks for joining us here for RCDL Thanksgiving roundup. Did you eat turkey and pumpkin pie and get stuffed? I can hear the belt buckles straining! Below you’ll find a bunch of wonderful posts by many authors from the past week on topics you care about separated by category. Be sure to check out the [...]
Online Stores Related Websites - RCDL Roundup - On the First Day of Xmas My True Love Gave to Me... lots of link love. Banking, Credit, and Debt Credit Karma asks Is a Credit Union Right For You? NCN posts Up, Up, And Away - Check Your Credit Card Statement! Cash Money Life blogs Two Financial Goals - Less Debt, More Income. Guest Post:......
- Sunday Money Madness This week on Sunday Money Madness, the weekend material includes many varied financial tips. Enjoy! Tell me what you think! Get Rich Slowly goes into credit card basics: five essential skills for mastering plastic. Water fun activities to cool you off this summer by Digerati Life examines the cost of......
Continue reading → RCDL Roundup - Black Friday Madness
November 30th, 2008 — , card issuers, cnbc, credit cards for bad credit, credit help, credit karma, credit score, credit scores, food prices, hike rates, la times, money finance, protecting your identity, reader question, real estate professionals, retention bonuses, risk returns, roundup, smart money, thanksgiving weekend, tight economy, wall street journal, winter holiday season from Credit Karma @ Credit and Personal Finance Blog | Credit Karma
Good morning everyone, welcome to another edition of the Credit Karma roundup. We hope your Thanksgiving weekend was a great one. The four day weekends are an excellent way to get rejuvenated and the winter holiday season is just around the corner.
National Credit and Economic News:
Market Watch posts as [...]
Online Stores Related Websites - Debt and the Holidays A lot of people make use of their credit cards when shopping for the holiday season on the premise that they are going to pay all of the newly formed debt off within only two or three months time. Unfortunately, most people are still trying to tackle these credit card......
- RCDL Roundup - On the First Day of Xmas My True Love Gave to Me... lots of link love. Banking, Credit, and Debt Credit Karma asks Is a Credit Union Right For You? NCN posts Up, Up, And Away - Check Your Credit Card Statement! Cash Money Life blogs Two Financial Goals - Less Debt, More Income. Guest Post:......
Continue reading → Credit Karma Roundup: Thanksgiving Edition
November 29th, 2008 — , 401k, Financial Planning, Financial Security, Investing, Job, cars, debt, denominator, financial success, freedom, garbage cans, horror stories, hurdles, jargon, leverage, money, orthodontia, personal finance, planning your financial future, realities of life, rest of your life, unexpected expenses, wealth from Rich Leverage @ Rich Credit Debt Loan
Financial planning at its smallest denominator is essentially what you’d like to have and how you plan to get it. That may be oversimplifying things just a bit, but sometimes when you look at things stripped away of all of their jargon, it’s a lot easier to understand it. So, in order to begin planning [...]
Online Stores Related Websites - Financial Web Advertisment on RateLadder I would like to thank Financial Web for their advertisement and sponsorship of Rate Ladder, P2P No Bank, and Pro Prosper. FinWeb.com is an independent financial portal which values information and education... Educating yourself concerning pertinent financial topics is the key to making quality financial decisions. The decisions that you make......
- The Key to Successful Financial Planning Financial planning at its smallest denominator is essentially what you'd like to have and how you plan to get it. That may be oversimplifying things just a bit, but sometimes when you look at things stripped away of all of their jargon, it's a lot easier to understand it. So,......
Continue reading → The Key to Successful Financial Planning
November 29th, 2008 — , Financial Education from Mike Smith @ Lending Club
The troubled economy has been hurting many families for quite some time, though the effects are starting to be felt by a new group of people: teenagers. Many parents, who have always been the major funding source for their kids’ spending, have started saying “no” out of financial necessity.
The New York Times detailed this trend [...]
Online Stores Continue reading → Spare the Rod (and the Designer Jeans Too)
November 29th, 2008 — , KF6 (Kiva Fellows 6th Class), honduras, svisher from Sierra Visher @ Kiva Stories from the Field
I am sitting quietly in the cool, green room of a family operated hostel called Dos Molinos in San Pedro Sula. Shortly I will leave for a long bus ride to Tegucigalpa where I meet up with Prisma staff who will show me to my new home.
As I prepare for Monday, when I want to [...]
Online Stores Continue reading → First Thoughts
November 29th, 2008 — , Carnivals, Free Money, bargain hunter, blogosphere, cash money, compulsion, disability insurance, dollar plan, food stamp, food stamps, gas saving tips, job detail, ladders, money finance, money life, money madness, personal finance, predicament, roundup, smart life, term money from Rich Leverage @ Rich Credit Debt Loan
Sunday Money Madness is your guide to the rest of the blogosphere on personal finance.
The Other America - Commentary on Food Stamps and the Economy by Patrick at Cash Money Life talks about the food stamp predicament. With food being [...]
Online Stores Related Websites - Sunday Money Madness - Veterans Day Edition It's a little late coming, since Veterans Day is celebrated on November 11th, but I wanted to take a moment and give thanks to all the Veterans out there whose bravery and courage have kept us safe and protected. Frugal | Money Saving Tips: Am I Frugal? How I Balance......
- Sunday Money Madess: Gas Prices Drop Have you seen gas prices drop in your area? We have, my family out in Florida has. How far down has it dropped in your area? Let us know - leave a comment! Enjoy the weekend reading. Life | Personal Finance: Wall Street Journal says it's Time to Rebalance Your......
Continue reading → July 4th Weekend Roundup
November 28th, 2008 — , Cameroon, Ghape, KF6 (Kiva Fellows 6th Class) from jenmcq @ Kiva Stories from the Field
Wednesday morning was a blast. I had to get up at 5 and get ready to go into the field alone. It was my first time to go alone, but I had set up a meeting with some of the clients from one of the centers in town so I could do a [...]
Continue reading → Wednesday saves the week
November 28th, 2008 — , Lendingclub, News & Updates from LendingStats @ LendingStats
Just talked to Rob from LendingClub and they have agreed to extend the $25 sign up promotion until the end of the year. The offer is valid only if you sign up through the following link here.
Continue reading → LendingClub Promotion extended till end of year
November 28th, 2008 — , 401k, Financial Security, Income Streams, Retirement, case companies, creating multiple streams, diversification, extra money, fixing cars, futures, goal, homelessness, investments, living paycheck to paycheck, many different ways, multiple streams of income, paycheck to paycheck, personal finance, rainy day, retirement money, second job, social security, social security benefit, sole source, streams of income, talents from Rich Leverage @ Rich Credit Debt Loan
Most of us think about retirement and panic. It can be tough trying to figure out how we’re going to survive and plan for our futures when we’re just trying to make ends meet right now. If you’re strapped for cash at the end of every month, chances are you are not saving anything for [...]
Online Stores Related Websites - How to Create Wealth With Debt On the surface, this seems like an oxymoron. How could you possibly use debt to create more money? It actually isn’t an oxymoron, but you’re going to need to change your perception of debt and classify into two different categories for this to make sense. There are many ways that......
- The Two Income Trap By Elizabeth Warren and Amelia Warren Tyagi This was an absolutely fascinating read and its one of the few books that we truly recommend, especially to those with families. The main premise of the book is that our current system of having to have two incomes to make ends meet is what is driving individual family economic......
Continue reading → Learning How to Finance Your Future
November 28th, 2008 — , Smart Purchases, best buy, black friday sales, circuit city, kmart, palm treo, perfect gifts, walgreens from Lazy Man @ Lazy Man and Money
Has everyone gotten back from the Black Friday sales? I got back from my Black Friday foray a little earlier today. I would have written before now, but I had a little left-over chicken (we opted for chicken rather turkey this year - it’s just a better size for two) and dozed back [...]
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- Taking Black Friday off… For the past few years, I’ve been getting up at…
- Happy Thanksgiving and a Black Friday Update I’d like to wish everyone a Happy Thanksgiving. It doesn’t…
- Second Black Friday: Will (or Did) You Shop? I’ve caught a couple of news segments saying that today…
- Shopping for Sales Today Today is one of the best days to go shopping…
- Amazon Friday Sale: Pink Cordless Vacuum Edition With only a few precious shopping days left for Christmas,…
Online Stores Continue reading → Black Friday: Why Does It Exist?
November 28th, 2008 — , Income Streams, Investing, Lenders, P2P Lending, accurate assessment, banking, certificate of deposit, credit rating, credit score, debt collections, default rates, existence, extra cash, individual investors, interest rate, loan request, loan requests, loans, money, multiple streams of income, new ways, personal finance, posters, rate payments, risk, savings accounts, streams of income from Rich Leverage @ Rich Credit Debt Loan
Peer to Peer lending is quickly becoming one of the hottest new ways to create multiple streams of income. While there is risk involved, there are various methods that can reduce the risks that individual investors face and provide protection against non-payments. If you’re looking for an potential way to make extra cash every month, [...]
Online Stores Related Websites - How to Keep Finances Growing No matter how much money you make, for many people, it's never quite enough. In order to get ahead, you'll need to find a way to keep your finances growing. There are many different ways that you can grow your income, both actively and passively, and over time, these small......
- New Loan Funded — Consolidate Personal Credit — $20,000 at 18.00% — C Credit — DTI 22% A new loan funded (Consolidate Personal Credit — $20,000 at 18.00%). I participated via my standing order: Mid DTI — NAF. Which is this loan was funded as a medium debt to income ratio and was an auto-funding loan. The borrow had C credit and 22% DTI. As a reminder......
Continue reading → Making Extra Money With P2P Lending
November 28th, 2008 — , General from Giles @ Zopa blog
Given there’s been plenty happening recently in the world of P2P finance in the US, including our withdrawal from the US market for the moment, I thought I would share a few thoughts.
We always took the view that the SEC would likely view our platform, as operated in the UK and Italy, as requiring registration [...]
Related Websites - The Lending Club Offers New Alternative for Consumer Credit Following $600 Million SEC Registration Back in April of this year, the Lending Club announced that it would be going into a quiet period due to the beginning of a registration process involving the SEC, the United States Securities and Exchange Commission. Now the Lending Club is pleased to announce that the process has been......
- Prosper Files S1 With SEC Here is a link to the Prosper S1 SEC Filing S1 From Wikipedia (here): Form S-1 is an SEC filing used by public companies to register their securities with the U.S. Securities and Exchange Commission (SEC). The S-1 contains the basic business and financial information on an issuer with respect......
Continue reading → The tricky world of US regulation
November 28th, 2008 — , Income Streams, confusion, earning money, financial future, freelance articles, initial work, making money, money, money roll, outset, page views, passive income, passive income streams, personal finance, savings account, stock purchase from Rich Leverage @ Rich Credit Debt Loan
Experts agree, one of the best ways to secure your financial future is by adding as many passive income streams as possible. However, there is a lot of confusion over what is meant by passive income streams, as well as how to go about it. Let’s take a look at the definition of this term [...]
Online Stores Related Websites - Understanding Passive Income Streams Experts agree, one of the best ways to secure your financial future is by adding as many passive income streams as possible. However, there is a lot of confusion over what is meant by passive income streams, as well as how to go about it. Let's take a look at......
- Learning How to Finance Your Future Most of us think about retirement and panic. It can be tough trying to figure out how we’re going to survive and plan for our futures when we’re just trying to make ends meet right now. If you’re strapped for cash at the end of every month, chances are you......
Continue reading → Understanding Passive Income Streams
November 28th, 2008 — , Save Money On..., ski boots, ski hill, skiing equipment, snowboarding tips from Lazy Man @ Lazy Man and Money
[The following is a guest post by Ski Snowboarder. He often writes about skiing safety, skiing gear (including a winter sports store), skiing tips and snowboarding tips. If you like what you read, I suggest you subscribe to his RSS Feed.]
Skiing, too often, is consider a “rich person’s sport,” a sport like tennis [...]
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Online Stores Related Websites - Telluride Ski Resort, Telluride, CO Telluride Ski Resort is located in: Telluride, CO Phone: (970) 728-6900 / (866) 287-5015 Website: http://tellurideskiresort.com/TellSki/index.winter.aspx About the Resort: Skiing the slopes of the Telluride Ski Resort is just about the same as skiing the naked, raw slopes of a natural mountain. There is a historic charm here that is......
- Kirkwood Mountain Ski Resort, Kirkwood, CA Kirkwood Mountain Ski Resort is located in: Kirkwood, CA Phone: (209) 258-6000 Website: http://www.kirkwood.com/winter/ About the Resort: This is one of the highest ranked ski resorts in the world and considered to be the ultimate destination by many travelers. Once you visit, it's easy to see why so many people......
Continue reading → Save Money On Skiing
November 28th, 2008 — , Credit Cards, bank statements, banking, banks, credit, credit card, credit karma, credit score, credit scores, databases, identity theft, integrity, junk mail, mail services, online retailers, paper versions, passwords, personal finance, phrases, pre approved credit, retail stores, shredding machines, social security, social security number from Credit Karma @ Credit and Personal Finance Blog | Credit Karma
Retail stores have databases compromised and online retailers have personal information hacked into on a fairly regular basis these days. 9.3 million people fell victim to identity theft in 2004 alone, which is an indicator that above all else, we absolutely need to learn ways to avoid identity theft and protect the integrity of our [...]
Online Stores Continue reading → Ten Ways to Avoid Identity Theft to Protect your Credit
November 28th, 2008 — , General from Jenny @ Zopa blog
In the last few weeks, Zopa has been doing some very technical, in depth research about its members, using the very latest methods, and wanted to share the results with you:
Zopa’s friendliest members currently come from Darlington. Who knew?
The people who do the most interesting things with their loans come from Devon and Cornwall. Must [...]
Continue reading → Where are the friendliest Zopa members?
November 28th, 2008 — , Managing Money Wisely, Personal Budget Planning, family obligations, federal income taxes, food costs, grocery bills, hoa dues, home improvements, home repairs, insurance property, interest income, line telephone, maintenance costs, money, monthly budget, mortgage payment, personal budget, personal finance, property taxes, renter, state income taxes, tax refunds, taxes, vending machine, water and sewer from Loanio @ Loanio
Personal budget planning is an important part of keeping a handle on your finances. Because there is so much turmoil in today’s economy, maintaining a healthy personal budget is more vital than ever. Crafting a personal budget begins with determining how money comes in, and how money goes out, but there is a lot more [...]
Online Stores Related Websites - It's Time for Some Personal Budget Planning Tips Personal budget planning is an important part of keeping a handle on your finances. Because there is so much turmoil in today's economy, maintaining a healthy personal budget is more vital than ever. Crafting a personal budget begins with determining how money comes in, and how money goes out, but......
- Prosper Taxes The following is for reference only. I am not a tax advisor nor am I offering any advice on your taxes. If you have specific questions about your situation you should consult with a tax professional. This information should apply to Lending Club as well. However, since I do not......
Continue reading → Personal Budget Planning
November 28th, 2008 — , Bosnia and Herzegovina, KF6 (Kiva Fellows 6th Class), Kiva Fellows, Milena Arciszewski from milena08 @ Kiva Stories from the Field
In honor of the brilliant Tanzanian posts: http://fellowsblog.kiva.org/2008/10/10/you-know-you%E2%80%99re-in-tanzania-when%E2%80%A6vol-iii/
You know you’re in Bosnia when…
1. Any healthy foods must always be accompanied by sausage.
2. Your coworkers refer to annoying things as “liver” because “they cause the liver to feel pain.”
3. People mix their wine with coca cola.
4. The most popular musicians are over the age of 40, [...]
Online Stores Related Websites - Dolphin Isle Marina, Fort Bragg, CA Dolphin Isle Marina is located in: Fort Bragg, CA Phone: 707.964.4113 Average Water Depth: The average water depth here is around 14 feet, but this is subject to change due to weather conditions. We recommend calling ahead to check the current levels before you arrive. Marine Standby Channel: Yes, the......
- Eagle Valley Golf Course, Carson City, NV Eagle Valley Golf Course is located in: Carson City, NV Phone: 775-887-2380 Website: http://www.eaglevalleygolf.com Course History: This is a truly great course that is actually two courses in one. You'll have your pick of two, and the West Course is by far the most challenging. We'll be focusing on this......
Continue reading → You know you’re in Bosnia when…
November 27th, 2008 — , Investing, background searches, better business bureau, common sense, due diligence, gut instincts, guts, hearts, investors, little voice, money, personal finance, premise, risk, simple search, smart choices, smart investor, spirituality, stomach, success stories, trauma, wealth from Rich Leverage @ Rich Credit Debt Loan
Every day we hear success stories of those who made a killing in the markets, and at the same time, we hear about those who lost everything they owned in the markets. What makes one person succeed and another fail? While there are thousands of answers to this question, let’s focus on the fundamentals of [...]
Related Websites - 3 Habits of a Smart Investor Every day we hear success stories of those who made a killing in the markets, and at the same time, we hear about those who lost everything they owned in the markets. What makes one person succeed and another fail? While there are thousands of answers to this question, let’s......
Continue reading → 3 Habits of a Smart Investor
November 27th, 2008 — , KF6 (Kiva Fellows 6th Class), mexico from McT @ Kiva Stories from the Field
but I make tamales
I spend most of my time meeting small business owners who have received funds through ADMIC, the local non-profit microfinance institution, using Kiva funds. I have this opportunity to enter people’s homes and hear them talk about the development of their businesses. Yesterday I met three women who make and sell tamales.
While [...]
Continue reading → pero yo hago tamales….
November 27th, 2008 — , Class Action Suit, Community, Late loans, Prosper.com, sec from Jeremy Frazao @ Prosper Lending, My Experience
Well, it was bound to happen in light of the recent SEC action. It appears a class action lawsuit has been filed against Prosper for violation of California and Federal Securities Law. Prosper lender bamalucky is one of 3 lead plaintiffs in the suit. Y…
Online Stores Continue reading → Class Action Lawsuit Filed Against Prosper!
November 27th, 2008 — , About / Admin, charity, happy thanksgiving from Lazy Man @ Lazy Man and Money
I just want to take a minute and wish you a Happy Thanksgiving. I hope you are having a fine dinner and watching lots of football.
I’m thankful for too many things to even begin to enumerate here. I will say that I’m thankful there are people in this world like Je’Rod Cherry who [...]
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Online Stores Continue reading → Happy Thanksgiving!
November 27th, 2008 — , Credit Cards, Financial Security, behest, bet, big time, business, business venture, credit card arbitrage, dedication, film makers, foun, founders, illustration, independent films, instances, internet companies, internet sales, internet startups, latest gadgets, leverage