Entries from June 2008 ↓
June 30th, 2008 — , Bosnia and Herzegovina, ECA (Eastern Europe & Central Asia), KF5 (Kiva Fellows 5th Class), Nora Moran, Zene za Zene International (Women for Women) from normamo33 @ Kiva Blogs from the Field
When I told anyone I was going to Bosnia this summer, the basic reaction I got was confusion. Everyone was supportive & excited, but definitely surprised. I was pretty surprised too. When you sign up for experiences like this, you never know where you will end up. In this case I’ve had the good fortune [...]
Online Stores Related Websites - Pretty Women Bad Investments? I was reading this is the forums this morning. It made me laugh... Pretty women are probably the least discriminated against stereotypical group... I am relatively new to prosper. Researched alot of older loans and their success rates and also studied some of the more recent loans that have been......
- My First Kiva Payments Are Made On Time About a month ago I made my 4 loans on Kiva to women in Somoa. I was both testing Kiva and hopefully making the world a better place. Kiva allows you to make individual loans to people in need through NGOs around the world. I went with 4 women from......
Continue reading → Working at Zene za Zene International
June 30th, 2008 — , Become a Millionaire, a million is not enough, how to become a millionaire, millionaire from admin @ Money Millionaire
In the past, I had written about one could, get the millionaire mindset. But what if you didn’t have to have a particular millionaire mindset? What if you could simply think positively about being a millionaire? Could you become a millionaire? That’s what Foolswealth says about Forming Your Beliefs as a [...]
Continue reading → Do You Need To Think Like a Millionaire?
June 30th, 2008 — , Become a Millionaire, a million is not enough, how to become a millionaire, millionaire from admin @ Money Millionaire
In the past, I had written about one could, get the millionaire mindset. But what if you didn’t have to have a particular millionaire mindset? What if you could simply think positively about being a millionaire? Could you become a millionaire? That’s what Foolswealth says about Forming Your Beliefs as a [...]
Continue reading → Do You Need To Think Like a Millionaire?
June 30th, 2008 — , Carnival, Prosper, roundup from Personal Loan Portfolio @ Personal Loan Portfolio
Welcome to the 10th peer-to-peer lending blog carnival. There were some good submissions of a new market niche, a bonus program, two guides for borrowers, and a few P2P lending summary articles. I hope that you enjoy the articles.
Wiseclerk posted about Zopa UK planning a Young Market to target borrowers [...]
Online Stores Related Websites - Final Theme Modification? I think I may have finally overcome my donut problem... With this theme I am trying to have a quality look to my website. I hope you find the result an improvement. Like or hate it? Leave a comment. In addition, I would like to thank the top 10 referrers......
- P2P Lending in Miami Hearld The P2P lending buzz is everywhere... Today it is in the Miami Herald: Anyone can be a banker with peer-to-peer lending When Walter Kond needed $25,000 to buy a shipment of home-theater seats for his Hialeah company to resell, he didn't go to the bank. He went online. Kond posted......
Continue reading → Carnival of Peer-to-Peer Lending #10
June 30th, 2008 — , Cara Gutterman, KF5 (Kiva Fellows 5th Class), LAC (Latin America & the Caribbean), Paraguay from caragutterman @ Kiva Blogs from the Field
When I told people I was going to spend my summer in Paraguay, I got mostly blank looks. Unlike Jessica’s panic-inducing internet search results for Nigeria, my results were mostly, well, nonexistent. After all, Paraguay doesn’t have Machu Picchu or the “most dangerous road in the world”. It doesn’t have Patagonia or the Galapagos. No [...]
Online Stores Related Websites Continue reading → Para-where? Paraguay.
June 30th, 2008 — , credit scores, interest rates, personal finance from Kenneth Lin @ Credit Karma
At Credit Karma, we want to give our users access, information, and leverage. We read everyday about the importance of credit but I don’t think we do a very good job quantifying it. Last Friday, I called up a friend at E-LOAN and asked about the best rates for a 650 credit score versus a [...]
Online Stores Continue reading → The Importance of Credit
June 30th, 2008 — , GI Bill, News, active duty, active service, career, education benefits, saving, secondary education from Mike @ richerbytheday
President Bush today signed into law an updated GI Bill that had broad bipartisan support. The new bill provides service members, who served in the military for at least three years, full tuition at any in-state public university along with a monthly housing stipend. The benefits (which are as high as $90,000) can also [...]
Online Stores Continue reading → New GI Bill Offers Full Tuition for Active Service
June 30th, 2008 — , GI Bill, News, active duty, active service, career, education benefits, saving, secondary education from Mike @ richerbytheday
President Bush today signed into law an updated GI Bill that had broad bipartisan support. The new bill provides service members, who served in the military for at least three years, full tuition at any in-state public university along with a monthly housing stipend. The benefits (which are as high as $90,000) can also [...]
Online Stores Continue reading → New GI Bill Offers Full Tuition for Active Service
June 30th, 2008 — , Ads, Review, beer fridge, better solution, electric bills, energy efficiency, energy star compliant, mini fridge, saving from Mike @ richerbytheday
Budweiser has been running an ad showing an old refrigerator being moved to the garage when the new one is purchased. It says that although it doesn’t have a water dispenser or an ice-maker, it has plenty of room for what’s really important, i.e. Cold Beer. While the ad is entertaining and does [...]
Online Stores Related Websites - Getting a second wind Most people never run far enough on their first wind to find out if they've got a second. Give your dreams all you've got and you'll be amazed at the energy that comes out of you. William James 1842-1910, Author Sometimes life demands of you more than you have to......
- Top Five Ways To Increase the Value of Your Home If you are looking for new ways to increase the overall value of your home, there are numerous projects that you can tackle on your own. Whether you are an experienced DIY’er, or just starting out, these projects are fun and add more than just monetary value to your home.......
Continue reading → Beer Fridge Efficiency
June 30th, 2008 — , P2P Lending, peer to peer lending from Prosper Blog @ Prosper Blog: Prosper, the online marketplace for people-to-people lending
From the beginning of time, humans have been wired to keep succeeding, to amass more goods, and to expand their horizons. For many, this meant getting a loan from a friend to tide them over until the next harvest, or until a shipment of goods came in. Peer-to-peer lending has been in existence for thousands [...]
Online Stores Continue reading → History of Peer-to-peer Lending
June 30th, 2008 — , Financial Education from Mike Smith @ Lending Club
Nearly all banks offer safe deposit boxes to their customers for a nominal fee. The benefits of a safe deposit box are many and the drawbacks few, making them one of the best security values for your money.
A safe deposit box is a storage area within the bank that is used to store items valuable [...]
Online Stores Continue reading → Safe Deposit Boxes
June 30th, 2008 — , Lending Club, Uncategorized from Personal Loan Portfolio @ Personal Loan Portfolio
In Lending Club’s SEC S-1 Filing in relation to the quiet period, Lending Club listed many risks. It is similar but not exactly like the financial risks Lending Club originally posted on their website.
The following risks are taken directly the SEC S-1 filing in which there are more details, but the following [...]
Online Stores Related Websites - Lending Club Files S1 with SEC Lending Club has filed an S1 with the SEC (link to S1 filing). It looks to be similar in nature to the Prosper filed an S1 reported here on 10/30/2007. This continues the Lending Club quiet period started on 4/8/2008. Originally I had guessed 7 months to 1.5 years for......
Continue reading → Lending Club’s SEC S-1 Risks
June 30th, 2008 — , Frugal, backyard barbecue, block party, budget, cost of food, esplande, fireworks, fourth of july, holiday weekend, picnicking, sack races from Lazy Man @ Lazy Man and Money
Fourth of July is the ultimate holiday weekend. Summer time, parades, fireworks. What more could a person ask for? Having fun on Fourth of July is an American tradition! The Fourth of July weekend can quickly get expensive… especially if you are hosting a BBQ. All the food and beer can add up quickly.
Fourth of July weekend does not have to be expensive. There are ways to cut costs. It usually just takes a little bit of imagination and some self discipline, but that’s nothing new when you are trying to save money. Here are [...]
Online Stores Continue reading → Budget Fourth of July Activities
June 30th, 2008 — , Add new tag, KF5 (Kiva Fellows 5th Class), Micro Credit Development Trust SACCO (MCDT), Taryn Goodman, Uganda from Taryn Goodman @ Kiva Blogs from the Field
Each morning before heading into the field, I read the New Vision, a daily newspaper in Kampala. A few weeks ago there was a special article about a town in Uganda in which the men do nothing but drink, gamble and nurse their hangovers while the women work and tend to the house, children and [...]
Online Stores Continue reading → Tororo, Uganda
June 30th, 2008 — , Carnival, P2P Lending News, blog from Personal Loan Portfolio @ Personal Loan Portfolio
The next p2p lending carnival will be hosted here at Personal Loan Portfolio. There are not a large number of submissions that have been received to date, so you have a great chance of being prominently featured in the carnival. If you have recently written about Lending Club, Prosper Marketplace, Fynanz, or other [...]
Online Stores Related Websites - Carnival of Weight Loss Lose weight great! Gain weight and commiserate! The Carnival of Weight Loss is published weekly. Submission deadline is Friday 6pm pst (GMT -8). Carnival Participation Guidelines: Articles should focus on weight loss, diet, health, fitness, sports, or outdoors. In short anything involving a healthy lifestyle. One submission per week per......
- Calling for Articles for Next Carnival of Peer to Peer Lending The deadline for submission to the next carnival of peer to peer lending is June 1st. RateLadder will be hosting the next carnival. To submit your article do At the main Carnival Site: http://blogcarnival.com/bc/cprof_3148.html Here are the past carnivals... Lazy Man Brip Blap Rate Ladder Prosper Lending Review The Amatureist......
Continue reading → Submit for the next P2P Lending Carnival
June 29th, 2008 — , Dan Zuckerman, KF5 (Kiva Fellows 5th Class), MLF MicroInvest-Tajikistan, Tajikistan from danzuckerman @ Kiva Blogs from the Field
It’s 5:30am and after lying in bed all night, sleepless from both the strange Central Asian bacteria inhabiting my stomach and the sheer excited anticipation of my coming journey, the time has now come for what will be one hell of a ride. Kenjal, my trusty driver, arrives on time in his battered, white [...]
Continue reading → The Road to Khujand
June 29th, 2008 — , Amy Killian, Cambodia, KF5 (Kiva Fellows 5th Class), Maxima from amkillian @ Kiva Blogs from the Field
It was kind of an inside joke between my father and I when I was younger that I would make fun of him for never using straws when he drank beverages. “Dad, it makes your life so much easier! You don’t have to bother picking up the glass. You just lean forward a little and [...]
Continue reading → Straws and sandpaper
June 29th, 2008 — , Chris Baker, KF5 (Kiva Fellows 5th Class), Nepal, Patan Business and Professional Women from christopherbaker @ Kiva Blogs from the Field
Patan Business and Professional Women (BPW)
It was my first full day of work and the director of BPW decided that the best way for me to get an understanding of how her organization worked would be to start from the beginning. So, with that goal in mind, I was sent to observe a “recognition exam” [...]
Continue reading → First Day
June 28th, 2008 — , prosper news from RateLadder @ Prosper Blog: Prosper, the online marketplace for people-to-people lending
The fires caused by last week’s unusual dry lightening storm are start to be brought under control in some areas… The smoke is still noticeable in my part of the Bay… Our thoughts and prayers to those that have suffered a loss.
The blogosphere had some interesting posts this week…
Rich Credit Debt Loan is Making Extra [...]
Online Stores Related Websites - Sunday Money Madness- Fay Edition Hello and good morning, welcome to another edition of Sunday Money Madness. Our prayers are with those in Florida who have been flooded by Tropical Storm Fay. My parents were unfortunate to have sustained some damage from the winds if not the rains. Best wishes for your future - please......
- P2P Lending In The News A couple of peer-to-peer (p2p) lending articles came out in major publications over the weekend... Enjoy... The ChicagoTribue: Peer-to-peer lending helpful, but know rules Sometimes you have to take matters into your own hands. At least that's the mind-set of individuals who lend and borrow money from each other online,......
Continue reading → Prosper Roundup Fires in Northern California Edition
June 28th, 2008 — , Links, YouTube, change jar, flobots, gas prices, gas saving tips, handlebars, music videos, wedding budget, wedding costs from Lazy Man @ Lazy Man and Money
Like almost all of my weekend posts, I try to highlight something that’s not necessarily related to personal finance. Maybe it’s a small detail of something that’s going on my life. Earlier this week, I was driving to the store to do some shopping and I heard an unusual song. It caught my attention because I would categorize it as rap, but I don’t listen to channels that typically play rap. Perhaps it’s a lot like one of favorite bands, Cake.
I went home and found the the video on YouTube. I showed it to my [...]
Online Stores Continue reading → I Can Ride My Bike With Handlebars (and weekend links)
June 28th, 2008 — , Financial Education from Mike Smith @ Lending Club
Home energy costs are typically discussed in the wintertime, but can also play a role in summer. The cost of keeping your home cool can be reduced, if the following tips are used.
Even if you have air conditioning, which can do a great job of keeping your house cool, implementing other cooling methods can help [...]
Online Stores Related Websites - How to Install a Window Air Conditioner the Right Way As summer approaches, those of us without central air are getting ready to go through the annual ritual of installing our window air conditioners. However, were you aware that a bad installation can actually raise your electricity costs and make it harder to say cool? Here are some tips to......
- How to Save Power in Summer Summer is usually synonymous with high electricity costs and as our cities become more overloaded, there has never been a better time to start saving power during these months. It's actually quite easy to start cutting your power costs, and it only takes a few minutes to implement some changes......
Continue reading → Keeping Your Cool
June 28th, 2008 — , CRAN, Ghana, KF5 (Kiva Fellows 5th Class), Sarah Allen from sarahallen @ Kiva Blogs from the Field
I have been in Ghana for two weeks now and I love it. The country is known for its warmth—both physical and relational—and thus far, it has lived up to its reputation. The Ghanaian handshake, with its snap upon release, seems to epitomize the general tone of life here. Friendly and laid-back. In the town [...]
Online Stores Continue reading → Settling into Cape Coast, Ghana
June 28th, 2008 — , Prosper.com from RateLadder @ P2P Lending
I read through the Lending Club S1 finally… I found a few parts of the S1 interesting… Over the next few day I will lighlight a few of my favorite sections. I am not a lawyer nor do I claim to fully understand everything that I am reading. I am simply copying verbatim parts of the Lending [...]
Online Stores Related Websites - Lending Club Liquidity and Capital Resources I read through the Lending Club S1 finally... I found a few parts of the S1 interesting... Over the next few day I will lighlight a few of my favorite sections. I am not a lawyer nor do I claim to fully understand everything that I am reading. I am simply copying......
- Financial Freedom Equals Cashflow Leveraged Wealth I would like to thank LazyMan for tagging me with in his 6 word memoir: Money - freedom to do almost anything By being tagged I need to write my own 6 word memoir.... Financial Freedom Equals Cashflow Leveraged Wealth I think the statement says it all, but to expound......
Continue reading → Lending Club Liquidity and Capital Resources
June 27th, 2008 — from Fiona Ramsey @ Kiva.org
If you live near the highways between Vancouver and San Francisco and have seen a pack of 30 bicyclists in green heading south, chances are they were Global Agents for Change.
Global Agents for Change are a group of young professionals, university stu…
Online Stores Continue reading → Global Agents for Change roll into San Francisco!
June 27th, 2008 — , GPS Navigator, Health, Spending, beer, swimming, unicycle, wine from Lazy Man @ Lazy Man and Money
For some of you, I’m coming out with this a little late in the day. I apologize. If it’s still Friday, you’ve got a chance to take advantage of the following deals:
This week’s highlight for wacky pick is:
Unicycle - The savings of $10 isn’t that breath-taking, but I have to wonder how many unicycles Amazon sells. Aren’t you dying to know this? I’m can juggle a bit, but I’m not to adding a unicycle any time soon.
Best Value of the Week?
Bluetooth Portable GPS Navigator - I made that a question because I haven’t looked a GPS [...]
Online Stores Continue reading → Amazon Friday Sale - Unicycle Edition
June 27th, 2008 — , Review, neighborhood, neighbors, real estate, rotten neighbor from Mike @ richerbytheday
Many real estate sites can give you a profile of a town, or even a neighborhood, but none tell you about your actual future neighbors. To fill that need comes the site Rotten Neighbor. There you can see negative (and positive) comments made about people in your neighborhood. More than just barking [...]
Online Stores Continue reading → Uncover a Rotten Neighbor Before You Buy a Home
June 27th, 2008 — , Freaky Financial Fridays, advantages of investing in real estate, positive cash flow, real estate from Mike @ richerbytheday
This post is part of my Freaky Financial Fridays series, where I argue a case from an opposing view, generally in contradiction to my own philosophy or conventional financial advice.
Why is it that we are afraid to maximize our single greatest investment, the home in which we live? There may be better investments out [...]
Online Stores Related Websites - Beginner's Tips for Smart Investing Investing is an endeavor that can be both challenging and complicated. If you are new to investing, then you may end up paying the price if you do not know where to turn for the most reliable investing tips and investing advice out there. Fortunately for you and other beginners......
- Debt Decisions If you are thinking about putting into practice debt leveraging in order to start creating more than one stream of income, it can seem like there are thousands of avenues open to you. For those just starting out, this can be very confusing and it is all too easy to......
Continue reading → Buy the Most Expensive Home You Can Afford
June 27th, 2008 — , Financial Education from Mike Smith @ Lending Club
As someone who is always looking to save money, I was interested in an offer to refinance my mortgage with no closing costs. My suspicious nature picked up on the true cost of the deal, but I fear that others who receive the offer might not be so lucky.
Refinancing your mortgage can save you money [...]
Continue reading → Mortgage Marketing Mischief
June 27th, 2008 — , Add new tag, Jessica Heinzelman, KF5, Nigeria, Uncategorized from jheinzelman @ Kiva Blogs from the Field
After all of the horror stories I had read on the Internet (kidnappers waiting to grab Americans at the airport, planes crashing because someone tried cooking over a coal fire in the back, rampant corruption and required bribery) I was a little nervous before embarking on my travels to Nigeria. Somehow Nigeria had been [...]
Continue reading → Unclaimed Baggage
June 27th, 2008 — , UK, Zopa from wiseclerk @ P2P-Banking.com
Zopa UK said it will introduce 'Young Markets' (Young36 and Young60) specifically for borrowers aged 20 to 25. The need for this arises from the fact that currently many applications are turned down - not because the borrowers have any negative marks on their credit history - rather they don't have sufficient history of debt.
Zopa will [...]
Continue reading → Zopa UK plans Young Market to target young borrowers
June 27th, 2008 — , car companies, cnbc, economy, gallon of gas, general motors, gm, inflation, mark haines, price of a barrel of oil, price of oil, shareholder value, stock certificates, stock market from Lazy Man @ Lazy Man and Money
Most days, I try to avoid watching CNBC. I’m weird in that I often find it entertaining. I avoid it because I often get the feeling that I’ll be able to time the stock market. Yesterday, I couldn’t resist temptation and I flipped on CNBC for a few minutes.
The Price of Oil
The price of a barrel of oil jumped over $140. It seems like yesterday that people were wonder if oil would top $100. It came close for a while and would dance between $90 and $95. I expected $140 to happen [...]
Online Stores Continue reading → State of the Economy
June 26th, 2008 — , Chris Baker, KF5 (Kiva Fellows 5th Class), Nepal, Patan Business and Professional Women from christopherbaker @ Kiva Blogs from the Field
(About a week late due to power outages and internet disconnection.)
After almost six full days of travel, I’ve made it to Kathmandu. Flight delays, cancellations, rerouting, and an unexpected detour through Hong Kong all made my trip here much more interesting than I had expected. But, at last, I have arrived.
It’s been about six months [...]
Online Stores Continue reading → Arrival.
June 26th, 2008 — from Fiona Ramsey @ Kiva.org
Last week, 19 energetic and dedicated Kiva Fellows descended upon our headquarters to train for their placements in the field in the coming months. The trainees were selected from an impressive pool of applicants, and they joined the Kiva Team for fou…
Online Stores Continue reading → Another Successful Kiva Fellowship Training!!
June 26th, 2008 — , lending from ProsperBlogger @ Peer to Peer Lending with Prosper
You’ve got until June 30, 2008 (4 days from today) to register with Prosper and take advantage of the bonus for signing up as a lender.
Nobody knows what will happen to the referral program as of now, but if you want to be sure and get your $25 lender bonus, here is your chance. Act now, you can…
[...]
Continue reading → Prosper Referral Program Ending, Better Act Now!
June 26th, 2008 — , lending, prosper news from ProsperBlogger @ Peer to Peer Lending with Prosper
Its been a topic of conversation among blogs and message boards: are there any institutional lenders using Prosper? Is it even allowed?
Well, the answer is yes, they are allowed and as of now, they are being promoted. Prosper allows asset managers, hedge funds, and other institutions the…
[...]
Continue reading → Prosper Introduces Institutional Lending
June 26th, 2008 — , lending, prosper news from ProsperBlogger @ Peer to Peer Lending with Prosper
Prosper.com is now providing chapter and filing date information for bankruptcies filed by prospective borrowers. If a Prosper loan listing appears where a bankruptcy has taken place, a new set of fields will appear with details of the incident.
This is a positive developement because up until…
[...]
Continue reading → Prosper Starts to Publish Bankruptcy Details
June 26th, 2008 — from Jeremy Frazao @ Kiva.org
You might notice this week that some of the Kiva Field Partner names have changed a little. We’re not trying to confuse you, just trying to standardize!
In the past, we referred to our partners in a variety of ways, either by their full names, abbrevi…
Continue reading → In case you’re confused, we just adjusted our Field Partner names!
June 26th, 2008 — , Financial Education from Mike Smith @ Lending Club
Living a frugal lifestyle is a great way to get ahead financially, but how far should you take it? You can only minimize expenses so far before the additional burden of cutting back is no longer worth it. Balancing your basic needs with extreme frugality is delicate and should be handled with care.
Your personal situation [...]
Online Stores Continue reading → How Far Should You Take Your Frugality?
June 26th, 2008 — , KF5 (Kiva Fellows 5th Class), Nick Sabin, Salone Microfinance Trust, Sierra Leone, africa from nicholassabin @ Kiva Blogs from the Field
I’ve been in Sierra Leone now for about 6 days. It feels like I’ve been here for about 6 months. Not in a bad way, though. It’s just a very intense experience. Minus the unrelenting sweating it’s quite nice. It’s kind of like a bare-bones boot camp in the jungle, but instead of a screaming [...]
Online Stores Continue reading → Two Buckets and a Potato in Sierra Leone
June 26th, 2008 — , Investing, auction sales,