Hi everyone,
This update took a little longer than usual because it contains a significant amount of changes. Sorry about keeping you waiting If you notice any bugs please shoot an email to <Turn on JavaScript to view our email address>. We’re still going through all the feedback that’s accumulated, so give us some time [...]

• Credit, Charge Cards Trading Cards Collectibles

• A Bugs Life Pixar Collectibles Contemporary 1968-Now Disneyana Collectibles

Continue reading → LendingStats Accounts, Extended Credit Data, Watch Lists & More

For the regular reads this may be a bit of a rehash (Fed Cuts Rate 75 Basis Points — I bought a Zopa US CD at 5.1%), but the fed cut rates again today… If you have been considering buying a CD now is the time a Zopa is the place.  They are currently offering [...]SHARETHIS.addEntry({ title: “Fed Cuts Interest Rates — Now is the Time to Buy a Zopa CD”, url: “http://www.rateladder.com/2008/04/30/fed-cuts-interest-rates-now-is-the-time-to-buy-a-zopa-cd/” });

• Heart Rate Monitors Monitors Pedometers Gym, Workout Yoga Exercise Fitness

Continue reading → Fed Cuts Interest Rates — Now is the Time to Buy a Zopa CD

Kiva is up for the vote!!We’ve been nominated for a Webby People’s Voice Award in the category of Society: Charitable Organizations / Non-Profit, but the competition is tough!Vote now and help us win our first ever Webby Award!1 - go to http://pv.webby…

• Awards Pinbacks Pinbacks, Bobbles, Lunchboxes Collectibles

• Justice Society of America Superhero Modern Age 1980-Now Comics Collectibles

Continue reading → Vote for Kiva for the Webby People’s Voice Awards!

Here’s another round of my notes from yesterday’s Finovate demos. Since each company only got 5 minutes to show their stuff, my notes are short as well. I got to meet many of the companies afterward to get more detail.
Expensr - I thought this might steal Best of Show. It’s a personal finance management tool like Mint, but with a strong focus on widgets. The idea is that you can customize everything to your liking, which is one of the things that came up a month ago at a blogger meet-up they sponsored. They also [...]

• Federal Reserve Notes Large Size Notes Paper Money US Coins Paper Money

• Federal Reserve Notes Small Size Notes Paper Money US Coins Paper Money

Continue reading → Finovate Demos - Part 3

Let’s have a quick walk down memory lane to see some of the Prosper ads that have aired over time. I guess this was the earliest ad:Then there was this one, that at least had some footnotes explaining some of the calculations:The footnotes read:[1] Rat…

• Lilliput Lane Decorative Collectible Brands Decorative Collectibles Collectibles

• Walk-Behind Mowers Lawnmowers Yard, Garden Outdoor Living

Continue reading → Lender rates - a walk down memory lane

The IRS has released the schedule of when economic stimulus payments will be issued for most taxpayers who filed their 2007 return by April 15th. I say most because a few taxpayers will get their payments later than this schedule, regardless of when they filed, due to the complexity of the amount of their economic [...]

• Military Payment Paper Money US Coins Paper Money

• VI Return of the Jedi Star Wars Science Fiction Collectibles

Continue reading → 2008 IRS Economic Stimulus Payment Schedule

We all know what alchemy is - that age-old goal of transforming material of lesser value into material of greater value. It is an attempt to defy the laws of physics, of getting something for less than it is worth.Bear in mind the age-old adage” “When …

• Mixed Material Thimbles Sewing Collectibles

• Printed Material Bicycles Transportation Collectibles

Continue reading → Alchemy at Prosper

As we’ve been working to reduce our expenses, I am noticing that many things that we are saving money on are also helping the planet. We are producing less waste and being more purposeful with our spending. Whether you are looking to cut expenses or reduce your impact, here are twenty-five things you can do [...]SHARETHIS.addEntry({ title: “25 Ways to Help Your Wallet and the Planet”, url: “http://blog.prosper.com/2008/04/30/25-ways-to-help-your-wallet-and-the-planet/” });

• Planet of the Apes Science Fiction Collectibles

• Planet of the Apes Sci-Fi, Fantasy Trading Cards Collectibles

Continue reading → 25 Ways to Help Your Wallet and the Planet

Most people earn the majority of their money through their primary job. To improve our cash flow each month, we can cut expenses or increase income. Just as we can only cut expenses to a limited degree, our jobs can only take us so far in trying to increase our income.
As you can imagine, working [...]

• Cash Registers Banks, Registers Vending Collectibles

• People Postcards Collectibles

Continue reading → Making Money from Non-Job Sources

I will have bunch more to say about finovate startup from netbanker when I have a chance to write it down in a form worthy of publishing, but felt like I should say a few quick comments about the future p2p lending upstart: Loanio.
I had the pleasure of speaking with founded Micheal Solomon (founder and [...]SHARETHIS.addEntry({ title: “Quick Finovate Comments — Loanio”, url: “http://www.rateladder.com/2008/04/30/quick-finovate-comments-loanio/” });

Continue reading → Quick Finovate Comments — Loanio

If you haven’t already voted for us you have until tomorrow to get your voice heard!
We’ve been nominated in the Banking/Bill Paying section (which we won last year) AND in the Financial Services category. You can vote for us in both categories and we promise to come back with a fetching photo should we [...]

• Current Year, Next Year Calendars Paper Collectibles

• New Year Holiday, Seasonal Collectibles

Continue reading → Quick, cast your vote.

Most of the clients I visit make just enough money from their businesses to get by day to day.  When you ask what their future plans or hopes are, some have none in sight- just repeating the same monotonous labor, day in and day out, to continue to put food on the table… challenging enough [...]

• Investments Opportunities to Make Money

• Service Businesses Businesses for Sale Opportunities

Continue reading → Cambodian “Gambling”

 
Days go by and I often forget how life in Africa can be so different than life in the States. Events from this past weekend remind me that I am going to really miss Tanzania when I leave in June.
 
On Saturday, I was driving to a friend’s house when I was stopped by a [...]

• Life Savers Candy Nuts Advertising Collectibles

• A Bugs Life Pixar Collectibles Contemporary 1968-Now Disneyana Collectibles

Continue reading → Sorry, Officer, I just don’t do fines.

It seems to be a requisite duty of a Fellow to provide the “You know you’re in…when” so here’s my take:
10. Rugby is life. American Football is called ‘American Rugby’. Though a Samoan-American is 40 times more likely to make the NFL than a non-Samoan American (thanks, ESPN), the more than [...]

• American Motorcycles Transportation Collectibles

• American Automobiles Advertising Collectibles

Continue reading → Top Ten List

If you don’t know (like, for instance you just arrived on this planet), see this video:

• Planet of the Apes Science Fiction Collectibles

• Planet of the Apes Sci-Fi, Fantasy Trading Cards Collectibles

Continue reading → What happens when you mix Mentos and Coke?

Silicon Alley Insider (SIA) has created a list of what it considers the 25 most valuable web startups in the world (or in North America?). Such Internet luminaries as Facebook, Wikipedia and Craigslist feature right at the top. Somewhere further down t…

• North, Central America Coins World Coins Paper Money

• North, Central America Paper Money World Coins Paper Money

Continue reading → Prosper’s ranking in the “most valuable startup” list

Well, almost one-click.We’re adding a neat new feature when adding loans that allows lenders to drop loans into their baskets more easily. On Kiva’s Lend and Home pages, there will now be a “Lend $25” button which will quickly drop $25 of a loan …

• Drop-in Sinks Sinks Bathroom Plumbing Fixtures Home Improvement

• Splash Pages Original Comic Art Comics Collectibles

Continue reading → One-Click Lending!

As a freelancer working from home, it’s shocking the level of ignorance most common-folk (W-2′ers) have into the lives of us freelancers. Here are the 7 most common aggravating assumptions I hear from people, and how to kindly dispel them:
1. Our Job Must Be Easy
To a worker who commutes 45 minutes in traffic each way, [...]

• Home Security Home Improvement

• Traffic Lights, Signals Automobilia Transportation Collectibles

Continue reading → The 7 Most Aggravating Assumptions about Freelancers and Working from Home

Buxfer - Demo had numerous technical difficulties… website was down. Maybe we’ll see their demo later in the day.
Guardian Analytics - FraudMAP product watches for suspicious activity banking activity. Banks can use this tool to monitor login times, login IPs and other information and get alerted to possible fraud.
Jwaala - Thus far it is the star of the show in my opinion. MoneyTracker is a personal finance management system, much like Mint, Geezeo, Expensr, or Wesabe. Widgets are similar to iGoogle o NetVibes. Has a great natural language search so you ask questions like, “Show me [...]

• Watches Personal, Field Gear Surplus Militaria Collectibles

• Banking, Insurance Advertising Collectibles

Continue reading → Finovate Demos - Part 2

Clipping coupons, shopping sales, and buying in bulk are all ways to save on groceries. Those savings only really matter if the food you buy is actually eaten. Whether it expires, spoils, or simply isn’t something you’ll be able to incorporate into a recipe, wasted food is wasted money - cash in the [...]

• Food Restaurant Advertising Collectibles

• Pet Food Supplies Advertising Collectibles

Continue reading → Avoid Wasting Food

I know it’s been real quiet around here. I’ve had to take a few weeks to work through some non-Prosper things and it’s seriously cut into my blogging time. I should return to a more normal blogging schedule next week.

• Work Womens Shoes

• Real Estate Opportunities

Continue reading → Quiet Period

Here are some updates from the first batch of demos at Finovate.
Authentium - Safe Central makes keystroke loggers or screenshot grabbers “blind.” Runs on top of Firefox. Prevents man in the middle and phishing.
Credit Karma - Free credit score tracking using their proprietary scoring system. Cons are that you need to give up your social security number. This seems to not be a problem, because 86% of people who try to join complete the registration. Credit pulls are “soft pulls” - a very good thing. Credit Karma gives you percentile vs. general population. Makes [...]

• Credit, Charge Cards Trading Cards Collectibles

• Handles, Pulls Cabinets Cabinet Hardware Building Hardware Home Improvement

Continue reading → Finovate Demos - Part 1

Today, I’m gong to attempt to live blog from Finovate Start-up. I’ve got my pink Asus Eee in tow.
Here are some things to expect:

Many Typos - I haven’t gotten used to this keyboard yet.
Short Notes - Each company has just five minutes to demo its product. Since I grew up on MTV this shouldn’t be a problem – as long as there are hair bands, pyrotechnics, and Tawny dancing on the hood of a car.
Me Fallen Asleep - I had to get up at 5:30 this morning for 7:00AM registration. It seems that they’ve stressed [...]

• Pink Handbags

• Keyboard Musical Instruments Antiques

Continue reading → Live Blogging from Finovate Startup

Several states & cities have implimented nasty tricks to keep foreclosure filings down & even prolong the agony.http://biz.yahoo.com/ap/080429/foreclosure_rates.html  I’m crying foul.Let the market flood & for one time,allow home buyers to get a good…

• Tricks Magic Fantasy, Mythical Magic Collectibles

• Spot Lights Flood Lights Outdoor Lighting Yard, Garden Outdoor Living

Continue reading → Nasty tricks to keep foreclosures off the market

If you dream of being wealthy, getting completely out of debt, or funding an easy retirement, there’s something you should know. It’s not impossible. However, if you find yourself consistently deeper and deeper in debt, perhaps it’s time to change some of the bad habits that have kept you from achieving your goals.
Supposedly, one definition [...]

• Dream Catchers 1940-Now Native Americana Cultures, Ethnicities Collectibles

• Dream Catchers 1800-1940 Native Americana Cultures, Ethnicities Collectibles

Continue reading → Doing What It Takes to Be Wealthy

One Horizon Foundation, an international foundation supporting local initiatives, has a matching grant program to encourage loans to be made to Kiva Entrepreneurs, particularly by new Kiva Lenders!Here’s a message from Bill Kenney, One Horizon Foundati…

• Foundation Makeup Store

• MAC Foundation Makeup Store

Continue reading →

“Ta-what?”

• Movie Memorabilia Entertainment Memorabilia

• Ads, Flyers Movie Memorabilia Entertainment Memorabilia

Continue reading → Weekly Chimp Movie - Dances With Wolves

March 2008 now has $34,400 late & April isn’t even over yet.Only about 50% of March 08 loans even qualify to be >15 days…

[...]

• Halcyon Days Decorative Collectible Brands Decorative Collectibles Collectibles

Continue reading → March 2008 now has $34,400 late

We are rapidly approaching the six month anniversary of the S-1 filling by PMI and there doesn’t seem to be any new information available. Now I can see how this could be far down on the SEC’s to do list but it would be nice to know how things stand. …

• Stand Bags Carry Bags Golf Bags Golf

Continue reading → What about that Secondary Market

For your personal perusing pleasure here are some snippets from media stories on Fynanz:

Peer Lenders: A Last Resort for Student Loans April 25, 2008

“Fynanz won’t even accept applications from borrowers who haven’t first tried to get loans by filing a Free Application for Federal Student Aid.”

“Two big advantages of traditional student loans — deductible interest and not having to make any payments until after graduation — aren’t going to be offered with most peer-to-peer loans, cautions Kantrowitz. Instead, you’ll probably be required to start paying back the loan immediately, with payments spread out over a short (usually three-year) period. The exception: Fynanz, which offers longer repayment periods and an in-school deferment. Because it verifies your student status and ensures you use the loan for qualified educational expenses, the interest you pay may also be tax deductible.”

Student Loan Confusion Opens Market Niche April 20, 2008

“So-called peer-to-peer lending companies are also sailing into the student loan fray. Waltham-based Virgin Money (part of Richard Branson’s empire) offers to formalize loans between students and their family members for $299. Fynanz Inc., a younger New York start-up, recently began doing the same thing in Massachusetts, though Fynanz allows strangers (perhaps alumni of a school) to make loans to students and earn interest - anywhere from 6 to 10 percent, depending on the borrower’s credit score.”

“But online peer-to-peer lending is still new, and Fynanz has completed one loan since its launch in March. “We don’t expect this to be mainstream anytime soon, but I do expect some of the smarter, more involved students to see this as an option,” says chief executive Chirag Chaman, an alumnus of Worcester’s Clark University.”

Student Lending Exodus Lures a P-to-P Network April 18, 2008

(You will need a membership to view the full article)

“While bankers are exiting the student lending market, a person-to-person loan facilitator is taking a run at the niche. With banks and other lenders backing away from the student market as a result of narrowing margins and a dearth of liquidity, Fynanz Inc. sees an opportunity to market to individuals willing to offer loans to students and hold on to the debt.”

Bobbie Britting, a senior analyst with the TowerGroup was quoted as saying (about Fynanz):

“It’s going to fill a void, because there are lenders closing their doors on a regular basis, and students still want to go to school,” she said. “And as Americans, we want them to go to school. We want an educated society.”

Peer-to-Peer Sites Connect Lenders with Borrowers April 12, 2008

“If you’re using a site like Prosper or Fynanz, make lots of smaller loans to multiple borrowers, instead of a few big loans to a few borrowers. That’s the same principle as diversifying your portfolio.”

———————————————————————————————-

Feel free to contact me with any questions or comments & I will respond with more information.

Regards,

William Kermode
Community Development Manager
www.fynanz.com

• Border Collie Dog Animals Collectibles

• Border Terrier Dog Animals Collectibles

Continue reading → Fynanz Media Mentions of the Month

Editor's note: This is a paid story (ad), written by a third party which I have agreed to publish, since I believe it fits the interests of the readership of this blog. I am not involved in the sale.
Company looks to sell all rights to its proprietary P2P lending technology. The company has been quietly in development [...]

• Toy Story Pixar Collectibles Contemporary 1968-Now Disneyana Collectibles

• Democratic Party US Political Historical Memorabilia Collectibles

Continue reading → For Sale: P2P lending technology

Yesterday I blogged about the incongruity that Prosper enforces a social security number to be associated with an account. In the final moments of the Town Hall Meeting video, John Withcel spoke about that and essentially reinforced the concept, saying…

• Security Cameras Home Security Home Improvement

• Security Keypads Home Security Home Improvement

Continue reading → This thing about Social Security numbers

I’m still watching the Prosper Town Hall video (what can I say? I’ve been busy). I just got to the point where Bob Kagle interjected on the merits of “doing good while doing well” and he mentions that his Prosper ROI is a smidgen over 13% (13.06% he cl…

• Books Video Golf

• Books Video Fishing

Continue reading → Bob Kagle’s Prosper ID

Creditors may forgive, but the IRS won’t forget. That’s the takeaway for many types of canceled debt. The forgiven debt is often seen as income subject to taxes.
For example, if you are unable to pay your credit card bill and negotiate with the card issuer to a reduced amount, the amount of reduction [...]

• Card Guards Casino Collectibles

• Card Shuffler Casino Collectibles

Continue reading → Taxes Due on Cancelled Debt

[...]

Continue reading →

Finally, there really is some good news to report. Looking at the current listings, the risk versus reward ratios are much better due to the increase in rates nationwide.  The increased rates wont help with defaults, but with so many high interest ra…

• Computers, High Tech Advertising Collectibles

• High Schools Schools Historical Memorabilia Collectibles

Continue reading → Risk vs Reward Much Better

As reported by Rateladder, there is an unknown company that has offered their newly developed p2p lending site for sale. They posted the following announcement on p2ptechforsale.com:We are from a company that is looking to sell all rights to our propri…

• Unknown Non-U.S. Silver Silver Antiques

• Militaria Date Unknown Militaria Collectibles

Continue reading → P2P lending company for sale

Quote from Chris Larsen in the Town Hall video:In some ways what you’ve seen out there is maybe buyers and sellers too far apart [talking about the current credit crisis - Ed.]. …So I think what Prosper brings to the table, well really kind of macro,…

• Credit, Charge Cards Trading Cards Collectibles

• Talking Heads T Rock, Pop Music Memorabilia Entertainment Memorabilia

Continue reading → Priceless

Everyone has a weakness. My weakness is Ruffles potato chips. Seriously. I can eat a family size bag in 2 sittings. But I don’t allow myself to do that. Not only is that unhealthy for my waistline, it is unhealthy for my wallet.
So I avoid Ruffles. I only eat them two or three times a [...]SHARETHIS.addEntry({ title: “Breaking The Spending Addiction”, url: “http://blog.prosper.com/2008/04/28/breaking-the-spending-addiction/” });

• Family Guy Animation Characters Animation Art, Characters Collectibles

• Tee Times Green Fees Golf

Continue reading → Breaking The Spending Addiction

The much anticipated competition for prosper.com has been in beta test for decades it seems,but not any longer. Those of you wishing to own your very own P2P platform need only click here http://p2ptechforsale.com/ This appears to be a sure sign of …

• Platform Womens Shoes

Continue reading → Loanio.com for sale(P2P site flops before opening!)

We all know how consolidating debt with a person-to-person loan can help to save you money and get you out of debt more quickly. New FICO scoring rules may provide an added benefit to P2P borrowers: a boost in their credit score.
In their March 2008 issue, Money magazine reported that Fair Isaac, the company whose [...]

• Slide Rules Engineering Science, Medical Collectibles

• Benefit Blush Makeup Store

Continue reading → New FICO Rules May Benefit P2P Borrowers

Welcome to the 150th edition of the Carnival of Personal Finance. It amazes me to see the 150 number there. I had grand notions of tying all 115 accepted submissions into a good story. However, with the Comcast outage in my area yesterday, I scrambled today to get all the submissions in the form that you see below. Though I wasn’t always working at full speed, it took 16 hours to read the articles, write the blurb that you see below, and add my comments after most of them. If it took me 16 hours [...]

• Circus, Carnival Historical Memorabilia Collectibles

• Circus Art Circus, Carnival Historical Memorabilia Collectibles

Continue reading → Carnival of Personal Finance #150

After I calculated my Prosper IRR, I was curious about how I’m doing in the other major lending site I’m invested in. I just spent 5 minutes calculating my LendingClub IRR. It’s considerably simpler than Prosper, since I’ve only transferred in $500 and…

• Curious George Animation Characters Animation Art, Characters Collectibles

• Dishwashers Major Appliances

Continue reading → My LendingClub IRR

(Editor’s Note: This is a serious post and potentially a great opportunity for the right 3rd party.)
Company looks to sell all rights to its proprietary P2P lending technology. The company has been quietly in development for the past year, though has now decided to halt launch plans for undisclosed reasons.
It has developed a complete P2P [...]SHARETHIS.addEntry({ title: “For Sale: P2P Lending Technology”, url: “http://www.rateladder.com/2008/04/28/for-sale-p2p-lending-technology/” });

• Complete Bicycles Bicycles Transportation Collectibles

• Current Year, Next Year Calendars Paper Collectibles

Continue reading → For Sale: P2P Lending Technology

When watching the Managing Large Portfolios video, I noticed the ill-fitting and frankly weird Prosper.com shirt that Kirk Inglis was wearing. But I thought nothing much of it. Now I’m watching the Town Hall meeting, and John Witchel is wearing a simil…

• Kirk Flatware Sterling Silver Antiques

• Captain Kirk Characters Star Trek Science Fiction Collectibles

Continue reading → What’s the deal with those shirts?

One of the discussions hosted at Prosper Days 2008 was the Managing Large Portfolios panel. Kirk Inglis, CFO of Prosper introduced the panelists, Adam Weyeneth from Fair Deal Credit and Dave Surette(?) from Optalytic.Adam was the main speaker and a lot…

• Large 9x7-9x12 Rugs, Carpets Antiques

• Large Cents Coins US Coins Paper Money

Continue reading → An Incongruity in the Large Lender panel discussion

Checking my visitor logs today, a lone entry piqued my interest. Great was my surprise when I followed it back to it’s origin and found lenen.start.be, Clearly just a launchpad, it has a great number of links to lending sites worldwide - the biggest co…

• Worldwide Stamps

• First Day Covers Worldwide Stamps

Continue reading → Roundup of P2P lending worldwide

I know the good folks at Prospers.org relish a good trademark infringement lawsuit by large companies against individuals. So I guess they’ll love to support the artist Nadia Plesner in her copyright/trademark infringement lawsuit against Louis Vuitton…

• Louis Vuitton Handbags

• Good Charlotte G Rock, Pop Music Memorabilia Entertainment Memorabilia

Continue reading → Trademark Infringement Lawsuit

Yesterday, I woke up excited for the NFL draft. It had been heavily publicized for the last two months. I was disappointed to find that Comcast, my cable television and Internet provider, was experiencing an outage. Right before the draft, they got the television working, but the Internet was down all day. I finally called Comcast late last night to find that when they fixed the outage, the cable modem needed to be recycled. I lost a days worth of work with the Carnival of Personal Finance due out tomorrow because they didn’t tell me [...]

• Internet Businesses Websites Businesses for Sale Opportunities

• Television Autographs Collectibles

Continue reading → Links: Comcast Outage and NFL Draft Edition

OK, so it’s old news that Bill Gates has stepped down at Microsoft. I just found this video mildly appealing.Let me stuff this post by adding this video of a man on a mission - even if the “mission” is to change his legal name to “Microsoft Zune”. The…

• Deals Mission Ridge Washington Skiing Vacation

• Graham, Bill G Rock, Pop Music Memorabilia Entertainment Memorabilia

Continue reading → Bill Gates is looking for a job - any openings at Prosper?

I know, I shouldn’t have been so hyper-critical of Loanchimp’s presentation at the Prosper Days 2008 High ROI panel. Truth be told, if LC didn’t make his presentation, the session would have been a waste. And it is only because I hung out at the old Pr…

• Halcyon Days Decorative Collectible Brands Decorative Collectibles Collectibles

• Investments Opportunities to Make Money

Continue reading → Powerpoint Best Practices

You might recall that some time back I mentioned that Jason Kolb is upset (as am I). It had to do with Congress using taxpayers’ money to bail out financial institutions and individuals that were ensnared in the mortgage crisis.Well, we’re not alone. T…

• Back of Book Canada Stamps

• Back of Book United States Stamps

Continue reading → Angry Renters

I spent most of the day (apart from the time working in the garden (under duress!), cycling with my daughter, and having a leaf burning that turned into a campfire) calculating my cashflow in and out of Prosper and my projected IRR using Excel’s XIRR f…

• Leaf Vacuums Leaf Blowers Vacuums Outdoor Power Equipment Yard, Garden Outdoor Living

• Backpack Leaf Blowers Leaf Blowers Vacuums Outdoor Power Equipment Yard, Garden Outdoor Living

Continue reading → I just calculated my IRR

It may seem surprising, but taking on more debt is often the best way to reduce overall debt. This only works if those who borrow money use their new debt appropriately and take steps to deal with the root causes of their money problems.
Debt consolidation starts out by adding to an ailing consumer’s debt. While [...]

• Hires Root Beer Soda Advertising Collectibles

• Paper Money US Coins Paper Money

Continue reading → How More Debt Yields Less Debt

Cameroon. For us, it is the end of a long road. Since we left the U.S. in December, Dave and Megan have set foot in 13 countries, 11 in Africa. Our overland trek started in Casablanca and took us through Morocco/Western Sahara, Mauritania, Senegal, The Gambia, Mali, Burkina Faso, Ghana, Togo, Benin, Nigeria, and finally [...]

• Africa Non-US Countries, Town Views Postcards Collectibles

• Africa Stamps

Continue reading → We be thankful we arrive fine for Cameroon. Or how the cross-Africa dash came to a welcome pause in Bamenda.

Last week, Matt and Premal visited Philadelphia, PA to share some magical moments in Kiva’s history. Upon arrival, the three of us had a warm visit with executives at Advanta headquarters in anticipation for the ‘big night’. Hours later, we arriv…

• Precious Moments Decorative Collectible Brands Decorative Collectibles Collectibles

• Bells Precious Moments Decorative Collectible Brands Decorative Collectibles Collectibles

Continue reading → Magical Kiva Moments in Philadelphia

Ye