Entries from July 2006 ↓
July 28th, 2006 — P2P Lending from cellardoor @ Prosperl.icio.us
Excerpted from my full post:
One vital thing that people still seem to fail to consider when it comes to lower credit grade loans (this principle is applicable to other grades, but is less significant):
our default data on HR’s, like every other cred…
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Continue reading → What an X% default rate should mean to you, part 5
July 20th, 2006 — P2P Lending from cellardoor @ Prosperl.icio.us
see Announcement thread:NO MORE DIRECT LINK TO TOP 10 GROUPS — AND ADMISSION FROM PROSPER THAT RANKS WEREN’T PROPERLY CALCULATED!! (though, the old link to the top 10 still works…. :P) my personal opinion on ranking these improvements, roughly des…
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Continue reading → My take on Prosper’s newest set of improvements
July 20th, 2006 — Groups, Links, Ourtopia, borrower, creatinglistings, creditrepair, lender, lendertools, managingmoney, supportedloans from SeattleEditor @ SeattleEditor's Prosper Blog
Greetings everyone. Welcome to SeattleEditor’s new Prosper blog. This blog is meant as an informative resource for both borrowers and lenders on Prosper.com. Primarily this blog details my own experience as a Prosper borrower/lender and what I’ve learn…
Continue reading → Welcome!
July 18th, 2006 — P2P Lending from cellardoor @ Prosperl.icio.us
Registered lenders viewing listings’ extended credit summaries, will see lines like: Now delinquent: 1 Delinquencies in last 7y: 1 Public records in last 10y: 0
Keep in mind, however, that while the now delinquent may actually refer to a …
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Continue reading → Delinquencies in last 7 years in credit summary, actually means 90 day delinqs in last 7 years