Learning Curve
The first thing I do when I get involved in any new thing is to try to do as
much research as possible. So I started doing Google searches on Prosper.com to
find out what people were saying about the site and the services offered. T…
Entries from April 2006 ↓
Becoming a Lender
April 27th, 2006 — lender, supportedloans from SeattleEditor @ SeattleEditor's Prosper Blog
Strong criticism of Christian Second Chances Group
April 21st, 2006 — P2P Lending from cellardoor @ Prosperl.icio.us
I’m not particularly upset that I have a late loan given my bidding risk profiles (in which some % of my bids are non-qualitative, mathily modelled only, w/some sanity checks. I would of course be far less happy if some of my personally vetted loans d…
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Continue reading → Strong criticism of Christian Second Chances Group
A unrestrictive forum for lenders to discuss borrower details
April 20th, 2006 — P2P Lending from cellardoor @ Prosperl.icio.us
…’cuz “unrestricted” would also be wrong…
Because the official Prosper.com forums are not fully integrated with our Prosper ID’s, there is currently no private forum on this board for lenders to discuss borrower details w/o violating their privacy…
Continue reading → A unrestrictive forum for lenders to discuss borrower details
My loan portfolio, as of last month
April 19th, 2006 — P2P Lending from cellardoor @ Prosperl.icio.us
Click on the image to see the full sized version of my Prosper.com loan portfolio.
Related StoresEverything You Ever Wanted to Know about Group Rewards, But Were Afraid to Ask
April 7th, 2006 — P2P Lending from cellardoor @ Prosperl.icio.us
This explanation is best digested in combination with Prosper’s official help guide to group rewards – I wrote it in response to another lender’s question. Plus, I had to spend more time on the group rewards help page than the rest of the help page…
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Advice to borrowers who are writing loan listings, updated
April 2nd, 2006 — P2P Lending from cellardoor @ Prosperl.icio.us
0.Spellcheck and good grammar are important – this can seem silly, but people are put off by shoddy-looking borrower statements – ask your group leader for help if necessary. 1.Clear, detailed descriptions of what you need the money for, what kind…
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A quick and dirty thought…
April 1st, 2006 — P2P Lending from cellardoor
There are plenty of ABS’s (Asset Backed Securities) out there of credit card debt, car loans, etc etc that are sold to institutional investors. I suspect the edge here is that institutions aren’t willing to accept packages of HR/E debt (much as histor…
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